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undefined Square Sunglasses - Black

Square Sunglasses - Black

Current sale price is £148

(Save £37)

Regular price was £185

4.8 out of 5 stars

6 reviews

undefined X5 Essentials Bundle

X5 Essentials Bundle

£609.99

4.7 out of 5 stars

3 reviews

undefined Era 100

+-5 colours+-1 colours+-2 colours+-4 colours+-3 colours

Available in white, black coloursAvailable in white, black coloursAvailable in white, black coloursAvailable in white, black coloursAvailable in white, black colours

Era 100

Current sale price is £199

(Save £50)

Regular price was £249

4.7 out of 5 stars

27 reviews

undefined Ryzen 7 7800X3D Processor

Ryzen 7 7800X3D Processor

Current sale price is £399

(Save £50)

Regular price was £449

4.7 out of 5 stars

13 reviews

undefined X3 5.7K Action Camera

X3 5.7K Action Camera

£309.99

4.6 out of 5 stars

15 reviews

undefined Ace

Ace

Current sale price is £399

(Save £50)

Regular price was £449

4.7 out of 5 stars

11 reviews

undefined Trevi Fountain Model, Italian Landmark Rome Memorabilia 21062

LEGO Architecture

Trevi Fountain Model, Italian Landmark Rome Memorabilia 21062

Current sale price is £107.99

(Save £32)

Regular price was £139.99

4.9 out of 5 stars

50 reviews

undefined 3in1 Wild Animal Families Toy Set 10446

3in1 Wild Animal Families Toy Set 10446

Current sale price is £49.99

(Save £20)

Regular price was £69.99

4.9 out of 5 stars

17 reviews

undefined Air Bed DELXUE with Custom Fitted Sheet Included, Single

Air Bed DELXUE with Custom Fitted Sheet Included, Single

Current sale price is £69.99

(Save £10)

Regular price was £79.99

4 out of 5 stars

118 reviews

undefined Ray

+-5 colours+-1 colours+-2 colours+-4 colours+-3 colours

Available in black, white coloursAvailable in black, white coloursAvailable in black, white coloursAvailable in black, white coloursAvailable in black, white colours

Ray

Current sale price is £199

(Save £80)

Regular price was £279

4.3 out of 5 stars

11 reviews

undefined Ryzen 7 5700x3D Am4 Retail

Ryzen 7 5700x3D Am4 Retail

£229

4.8 out of 5 stars

6 reviews

undefined Beam Gen 2

+-5 colours+-1 colours+-2 colours+-4 colours+-3 colours

Available in black, white coloursAvailable in black, white coloursAvailable in black, white coloursAvailable in black, white coloursAvailable in black, white colours

Beam Gen 2

Current sale price is £449

(Save £50)

Regular price was £499

4.6 out of 5 stars

41 reviews

undefined Luno Casual Flatform Sandals - Gold

Luno Casual Flatform Sandals - Gold

Current sale price is £56.52

(Save £38.48)

Regular price was £95

4 out of 5 stars

1 review

undefined Brick Box

Brick Box

Current sale price is £17.99

(Save £7)

Regular price was £24.99

4.9 out of 5 stars

22 reviews

undefined Arc

Arc

£899

4.8 out of 5 stars

42 reviews

undefined Era 100 Wireless Smart Speaker Bundle x2 Speakers

+-5 colours+-1 colours+-2 colours+-4 colours+-3 colours

Available in white, black coloursAvailable in white, black coloursAvailable in white, black coloursAvailable in white, black coloursAvailable in white, black colours

Era 100 Wireless Smart Speaker Bundle x2 Speakers

£398

4 out of 5 stars

4 reviews

undefined London Skyline Model Building Set 21034

LEGO Architecture

London Skyline Model Building Set 21034

Current sale price is £27.99

(Save £7)

Regular price was £34.99

4.2 out of 5 stars

23 reviews

undefined Notre-Dame de Paris Set 21061

LEGO Architecture

Notre-Dame de Paris Set 21061

Current sale price is £164.99

(Save £35)

Regular price was £199.99

4.7 out of 5 stars

152 reviews

undefined Loells Leather Flatform Sandals - Silver

Loells Leather Flatform Sandals - Silver

Current sale price is £66.50

(Save £28.50)

Regular price was £95

4.5 out of 5 stars

4 reviews

undefined Sub (Gen4)

+-5 colours+-1 colours+-2 colours+-4 colours+-3 colours

Available in black, white coloursAvailable in black, white coloursAvailable in black, white coloursAvailable in black, white coloursAvailable in black, white colours

Sub (Gen4)

£799

4 out of 5 stars

3 reviews

undefined Roam 2

+-5 colours+-1 colours+-2 colours+-4 colours+-3 colours

Available in black, white coloursAvailable in black, white coloursAvailable in black, white coloursAvailable in black, white coloursAvailable in black, white colours

Roam 2

£179

4.4 out of 5 stars

7 reviews

undefined Ryzen 5 4500 Processor

Ryzen 5 4500 Processor

Current sale price is £55

(Save £74)

Regular price was £129

4.5 out of 5 stars

4 reviews

undefined Caring for Animals at the Farm 10416

Caring for Animals at the Farm 10416

£49.99

4.8 out of 5 stars

9 reviews

undefined Paris

LEGO Architecture

Paris

£44.99

4.7 out of 5 stars

42 reviews

undefined Mickey & Minnie Birthday Train

Mickey & Minnie Birthday Train

£29.99

4.9 out of 5 stars

15 reviews

undefined Disney Anna and Elsa's Frozen Castle 10455

Disney Anna and Elsa's Frozen Castle 10455

£54.99

4.9 out of 5 stars

9 reviews

undefined Sub Mini Black

+-5 colours+-1 colours+-2 colours+-4 colours+-3 colours

Available in black, white coloursAvailable in black, white coloursAvailable in black, white coloursAvailable in black, white coloursAvailable in black, white colours

Sub Mini Black

£429

4.8 out of 5 stars

22 reviews

undefined Statue of Liberty

LEGO Architecture

Statue of Liberty

£89.99

4.5 out of 5 stars

124 reviews

undefined Great Pyramid of Giza

LEGO Architecture

Great Pyramid of Giza

£119.99

4.6 out of 5 stars

78 reviews

undefined Fire Truck

Fire Truck

£24.99

4.9 out of 5 stars

16 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.