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Customer Rating 4, AMD, Beyblade, Davidoff, LEGO Duplo, LEGO Technic, Mini V by Very, Nescafe Dolce Gusto, Simply Silver, Trust

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undefined Ryzen 7 5700x3D Am4 Retail

Ryzen 7 5700x3D Am4 Retail

£229

4.8 out of 5 stars

6 reviews

undefined Girls Fleece Lined Raincoat - Multi

Girls Fleece Lined Raincoat - Multi

From £30

4.5 out of 5 stars

2 reviews

undefined Mini Me Automatic Coffee Machine Starter Kit by De'Longhi - Arctic Grey and Black Anthracite

Nescafe Dolce Gusto

Mini Me Automatic Coffee Machine Starter Kit by De'Longhi - Arctic Grey and Black Anthracite

£79

4.2 out of 5 stars

85 reviews

undefined Oracle Red bull Racing RB20 F1 Car 42206

Oracle Red bull Racing RB20 F1 Car 42206

Current sale price is £154.99

(Save £45)

Regular price was £199.99

4.7 out of 5 stars

35 reviews

undefined GXT 491 Fayzo Dual Wireless Gaming Headset for PS4/5, Nintendo Switch, PC, Laptop, Smartphone

+-4 colours+0 colours+-1 colours+-3 colours+-2 colours

Available in black, white, purple coloursAvailable in black, white, purple coloursAvailable in black, white, purple coloursAvailable in black, white, purple coloursAvailable in black, white, purple colours

GXT 491 Fayzo Dual Wireless Gaming Headset for PS4/5, Nintendo Switch, PC, Laptop, Smartphone

Current sale price is From £36.99

(Save up to £23)

Regular price was £59.99

4.2 out of 5 stars

25 reviews

undefined Ferrari SF-24 F1 Car Model Kit 42207

Ferrari SF-24 F1 Car Model Kit 42207

Current sale price is £169.99

(Save £30)

Regular price was £199.99

4.7 out of 5 stars

55 reviews

undefined Boys 3 Pack Joggers - Black, Navy And Grey

Boys 3 Pack Joggers - Black, Navy And Grey

From £18

4.3 out of 5 stars

3 reviews

undefined 2 Fast 2 Furious Nissan Skyline GT-R (R34) Car Model Kit 42110

2 Fast 2 Furious Nissan Skyline GT-R (R34) Car Model Kit 42110

Current sale price is £109.99

(Save £20)

Regular price was £129.99

4.9 out of 5 stars

22 reviews

undefined McLaren P1 Car Set for Adults 42172

McLaren P1 Car Set for Adults 42172

Current sale price is £299.99

(Save £90)

Regular price was £389.99

4.8 out of 5 stars

112 reviews

undefined Dolce Gusto Piccolo XS Pod

Nescafe Dolce Gusto

Dolce Gusto Piccolo XS Pod

Current sale price is £34

(Save £20)

Regular price was £54

4 out of 5 stars

3 reviews

undefined McLaren Formula 1™ Race Car 42141

McLaren Formula 1™ Race Car 42141

Current sale price is £129.99

(Save £40)

Regular price was £169.99

4.6 out of 5 stars

174 reviews

undefined Mercedes-AMG F1 W14 E Performance 42171

Mercedes-AMG F1 W14 E Performance 42171

Current sale price is £141.99

(Save £48)

Regular price was £189.99

4.8 out of 5 stars

98 reviews

undefined Genio S Plus Coffee Machine by De'Longhi - Black

Nescafe Dolce Gusto

Genio S Plus Coffee Machine by De'Longhi - Black

£99

4.8 out of 5 stars

21 reviews

undefined GXT 498 Forta Wired Gaming Headset for PS5

+-3 colours+1 colours+0 colours+-2 colours+-1 colours

Available in white, black, blue, pink coloursAvailable in white, black, blue, pink coloursAvailable in white, black, blue, pink coloursAvailable in white, black, blue, pink coloursAvailable in white, black, blue, pink colours

GXT 498 Forta Wired Gaming Headset for PS5

Current sale price is From £34.99

(Save up to £5)

Regular price was From £39.99

4.6 out of 5 stars

38 reviews

undefined Baby Girls Faux Fur Cuddle Suit - Pink

Baby Girls Faux Fur Cuddle Suit - Pink

£24

4.7 out of 5 stars

21 reviews

undefined 2022 Ford GT Car Set for Adults 42154

2022 Ford GT Car Set for Adults 42154

£79.99

4.3 out of 5 stars

141 reviews

undefined Volvo FMX Truck & EC230 Electric Excavator 42175

Volvo FMX Truck & EC230 Electric Excavator 42175

£134.99

4.8 out of 5 stars

48 reviews

undefined GXT609 ZOXA RGB LED Illuminated Speaker Set for PC & Laptop

GXT609 ZOXA RGB LED Illuminated Speaker Set for PC & Laptop

Current sale price is £23.99

(Save £6)

Regular price was £29.99

4.1 out of 5 stars

25 reviews

undefined GXT1246 Muta Wireless Bluetooth Controller for Nintendo Switch/Nintendo Switch 2

+-4 colours+0 colours+-1 colours+-3 colours+-2 colours

Available in white, black, red coloursAvailable in white, black, red coloursAvailable in white, black, red coloursAvailable in white, black, red coloursAvailable in white, black, red colours

GXT1246 Muta Wireless Bluetooth Controller for Nintendo Switch/Nintendo Switch 2

£24.99

4.9 out of 5 stars

15 reviews

undefined Baby Unisex Faux Fur Cuddle Suit - Ivory

Baby Unisex Faux Fur Cuddle Suit - Ivory

£24

4.8 out of 5 stars

23 reviews

undefined Fast and Furious Toyota Supra MK4 Toy Car Model Kit 42204

Fast and Furious Toyota Supra MK4 Toy Car Model Kit 42204

Current sale price is £42.99

(Save £12)

Regular price was £54.99

4.5 out of 5 stars

44 reviews

undefined Girls Short Sleeve Bow T-Shirt - Cream

Girls Short Sleeve Bow T-Shirt - Cream

From £4

4 out of 5 stars

1 review

undefined Ferrari Daytona SP3 42143

Ferrari Daytona SP3 42143

£299.99

4.3 out of 5 stars

139 reviews

undefined Sterling Silver 925 Infinity Set - Gift Boxed

Sterling Silver 925 Infinity Set - Gift Boxed

£20

4 out of 5 stars

5 reviews

undefined Lamborghini Sián FKP 37 42115

Lamborghini Sián FKP 37 42115

£299.99

4.3 out of 5 stars

342 reviews

undefined Baby Boy Lined Cardigan - Blue

Baby Boy Lined Cardigan - Blue

From £16

4.9 out of 5 stars

23 reviews

undefined Sterling Silver 925 Cubic Zirconia Climber Earrings - Pack of 3

Sterling Silver 925 Cubic Zirconia Climber Earrings - Pack of 3

Current sale price is £22

(Save £6)

Regular price was £28

4 out of 5 stars

1 review

undefined 3in1 Wild Animal Families Toy Set 10446

3in1 Wild Animal Families Toy Set 10446

£69.99

4.9 out of 5 stars

17 reviews

undefined Girls Novelty Flower Bag T-Shirt And Cycling Short - Pink

Girls Novelty Flower Bag T-Shirt And Cycling Short - Pink

Current sale price is From £11

(Save up to £3.25)

Regular price was From £14

4 out of 5 stars

1 review

undefined GXT867 Acira 60% Mini Mechanical Gaming Keyboard with Full RGB Illumination

GXT867 Acira 60% Mini Mechanical Gaming Keyboard with Full RGB Illumination

£39.99

4.5 out of 5 stars

15 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.