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Fridgemaster MCF96EB 95L Chest Freezer - Black

MCF96EB 95L Chest Freezer - Black

Current sale price is £129

(Save £10)

Regular price was £139

4.8 out of 5 stars

208 reviews

NINJA Detect Power Blender Processor Pro - TB401UK

Detect Power Blender Processor Pro - TB401UK

£229

4.7 out of 5 stars

220 reviews

Fridgemaster MCF198EB 198L Chest Freezer - Black

MCF198EB 198L Chest Freezer - Black

Current sale price is £197

(Save £12)

Regular price was £209

4.6 out of 5 stars

12 reviews

NINJA SLUSHi Frozen Drink Maker FS301UK

SLUSHi Frozen Drink Maker FS301UK

Current sale price is £299

(Save £50)

Regular price was £349

4.7 out of 5 stars

2.9k reviews

NINJA Foodi 8-Mode 6L PossibleCooker Rice & Slow Cooker MC1101UK

Foodi 8-Mode 6L PossibleCooker Rice & Slow Cooker MC1101UK

£119

4.4 out of 5 stars

172 reviews

AMD RYZEN 7 9800X3D Processor

RYZEN 7 9800X3D Processor

Current sale price is £475

Regular price was £485

5 out of 5 stars

1 review

Fridgemaster MCF142EB 142L Chest Freezer - Black

MCF142EB 142L Chest Freezer - Black

Current sale price is £169

(Save £10)

Regular price was £179

4.5 out of 5 stars

12 reviews

Fridgemaster MS83430DEB American Fridge Freezer - Black

MS83430DEB American Fridge Freezer - Black

£529

4.8 out of 5 stars

8 reviews

NINJA Zerostick Ceramic Pro 5 Piece Set

Zerostick Ceramic Pro 5 Piece Set

Current sale price is £216

(Save £53.99)

Regular price was £269.99

3.9 out of 5 stars

19 reviews

Fridgemaster MC55251DEB 55cm Wide, Total No Frost, Freestanding Fridge Freezer - Black

MC55251DEB 55cm Wide, Total No Frost, Freestanding Fridge Freezer - Black

£369

4.4 out of 5 stars

67 reviews

Fridgemaster MC55240EB Freestanding Fridge Freezer - Black

MC55240EB Freestanding Fridge Freezer - Black

Current sale price is £279

(Save £40)

Regular price was £319

4.4 out of 5 stars

11 reviews

Fridgemaster MS83430EB 80cm Wide Side by Side, American Fridge Freezer - Black

MS83430EB 80cm Wide Side by Side, American Fridge Freezer - Black

Current sale price is £479

(Save £190)

Regular price was £669

4.4 out of 5 stars

62 reviews

Crocs Men's Classic Clog Sandal - Black

Men's Classic Clog Sandal - Black

Current sale price is £40

(Save £10)

Regular price was £50

4.6 out of 5 stars

13.4k reviews

HUGO #First Men's Watch Black

#First Men's Watch Black

£129

5 out of 5 stars

1 review

Trust GXT 498 Forta Wired Gaming Headset for PS5

+1 colour

Available in black, white, blue, pink coloursAvailable in black, white, blue, pink coloursAvailable in black, white, blue, pink coloursAvailable in black, white, blue, pink coloursAvailable in black, white, blue, pink colours

GXT 498 Forta Wired Gaming Headset for PS5

Current sale price is From £34.99

(Save up to £5)

Regular price was From £39.99

4.6 out of 5 stars

42 reviews

HUGO Chris Top Handel Bag - Black

Chris Top Handel Bag - Black

Current sale price is £89.50

(Save £89.50)

Regular price was £179

AMD Ryzen 9 9950X Desktop Processor

Ryzen 9 9950X Desktop Processor

£555

Fridgemaster MQ79394EB 80cm Cross Door, American Fridge Freezer - Black

MQ79394EB 80cm Cross Door, American Fridge Freezer - Black

£599

5 out of 5 stars

9 reviews

HUGO Migor2541 Slim Fit Tailored Wool Overcoat - Black

Migor2541 Slim Fit Tailored Wool Overcoat - Black

Current sale price is £279

(Save £70)

Regular price was £349

Trust GXT 491 Fayzo Dual Wireless Gaming Headset for PS4/5, Nintendo Switch, PC, Laptop, Smartphone

Available in black, white, purple coloursAvailable in black, white, purple coloursAvailable in black, white, purple coloursAvailable in black, white, purple coloursAvailable in black, white, purple colours

GXT 491 Fayzo Dual Wireless Gaming Headset for PS4/5, Nintendo Switch, PC, Laptop, Smartphone

From £37.99

4.2 out of 5 stars

26 reviews

NINJA Zerostick Ceramic Pro 32cm Fry Pan

Zerostick Ceramic Pro 32cm Fry Pan

Current sale price is £60

(Save £14.99)

Regular price was £74.99

5 out of 5 stars

1 review

Crocs Miami Flip Flop - Black

Miami Flip Flop - Black

£35

HUGO Laze Loungewear Pants - Black

Laze Loungewear Pants - Black

Current sale price is £39

(Save £10)

Regular price was £49

5 out of 5 stars

1 review

Greco253 Straight Fit Stacked Logo Trousers - Black

Current sale price is £55.25

(Save £73.75)

Regular price was £129

HUGO Long Hooded Puffer Coat - Black

Long Hooded Puffer Coat - Black

£389

HUGO Mel 20 Crossbody Bag- Black

Mel 20 Crossbody Bag- Black

Current sale price is £128

(Save £32)

Regular price was £160

5 out of 5 stars

1 review

Crocs Kids Classic Clog - Black

Kids Classic Clog - Black

Current sale price is £32

(Save £8)

Regular price was £40

4.6 out of 5 stars

478 reviews

Paoletti Evoke Polyester Cushion

+5 colours+4 colours+3 colours+2 colours+1 colour

Available in black, oyster, navy and 5 more coloursAvailable in black, oyster, navy, brick, burgundy, charcoal, ivory, emerald coloursAvailable in black, oyster, navy, brick, burgundy, charcoal, ivory, emerald coloursAvailable in black, oyster, navy, brick, burgundy, charcoal, ivory, emerald coloursAvailable in black, oyster, navy, brick, burgundy, charcoal, ivory, emerald colours

Evoke Polyester Cushion

From £17

Crocs Toddler Classic Clog - Black

Toddler Classic Clog - Black

Current sale price is £28

(Save £7)

Regular price was £35

4.6 out of 5 stars

206 reviews

Crocs Getaway Strappy Sandal - Black

Getaway Strappy Sandal - Black

£40

4 out of 5 stars

146 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.