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Customer Rating 4, b by ted baker, beyblade, clarks, navigate, nescafe dolce gusto, oakley, tp link

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undefined Tapo C510W 'Pan & Tilt' Outdoor Cam with Colour Night Vision

Bank Holiday Deal

Tapo C510W 'Pan & Tilt' Outdoor Cam with Colour Night Vision

Current sale price is £39.99

(Save £2)

Regular price was £41.99

4.8 out of 5 stars

22 reviews

undefined Mini Me Automatic Coffee Machine Starter Kit by De'Longhi - Arctic Grey and Black Anthracite

Nescafe Dolce Gusto

Mini Me Automatic Coffee Machine Starter Kit by De'Longhi - Arctic Grey and Black Anthracite

£79

4.2 out of 5 stars

85 reviews

undefined TP-Link Tapo D210 Video Doorbell With 2K Resolution & Chime

Bank Holiday Deal

TP-Link Tapo D210 Video Doorbell With 2K Resolution & Chime

Current sale price is £44.99

(Save £5)

Regular price was £49.99

4.2 out of 5 stars

20 reviews

undefined Youth Scalaloafer. School Shoe - Black

Youth Scalaloafer. School Shoe - Black

From £48

4.4 out of 5 stars

10 reviews

undefined Cotrell Edge Formal Lace Up Shoes - Black

Cotrell Edge Formal Lace Up Shoes - Black

£60

4.8 out of 5 stars

9 reviews

undefined D230S1 Video Doorbell with 2K resolution

Bank Holiday Deal

D230S1 Video Doorbell with 2K resolution

Current sale price is £79.99

(Save £12)

Regular price was £91.99

4.6 out of 5 stars

16 reviews

undefined Tapo C500 'Pan & Tilt' Outdoor Cam

Tapo C500 'Pan & Tilt' Outdoor Cam

Current sale price is £34.99

(Save £10)

Regular price was £44.99

4.8 out of 5 stars

28 reviews

undefined Ted Baker May Snake Slip - Ecru

Ted Baker May Snake Slip - Ecru

£39

4.5 out of 5 stars

2 reviews

undefined Tapo C100 Smart Spot Cam

Bank Holiday Deal

Tapo C100 Smart Spot Cam

Current sale price is £15.99

(Save £3)

Regular price was £18.99

4.6 out of 5 stars

56 reviews

undefined Youth Lorcam Loop Lace Leather School Shoe

Youth Lorcam Loop Lace Leather School Shoe

From £54

4 out of 5 stars

1 review

undefined Three Rivers Extra Large Foldable Beach, Picnic & Festival Trolley

Three Rivers Extra Large Foldable Beach, Picnic & Festival Trolley

Current sale price is £119.99

(Save £30)

Regular price was £149.99

4 out of 5 stars

4 reviews

undefined Tapo C320WS Outdoor Cam with Colour Night Vision

Bank Holiday Deal

Tapo C320WS Outdoor Cam with Colour Night Vision

Current sale price is £34.99

(Save £3)

Regular price was £37.99

4.5 out of 5 stars

32 reviews

undefined Tapo C200 Smart Pan & Tilt Cam

Bank Holiday Deal

Tapo C200 Smart Pan & Tilt Cam

Current sale price is £19.99

(Save £2)

Regular price was £21.99

4.5 out of 5 stars

95 reviews

undefined Genio S Plus Coffee Machine by De'Longhi - Black

Nescafe Dolce Gusto

Genio S Plus Coffee Machine by De'Longhi - Black

£99

4.8 out of 5 stars

21 reviews

undefined Kids Lock Magic Mary Jane Patent Leather School Shoe

Kids Lock Magic Mary Jane Patent Leather School Shoe

From £48

4.5 out of 5 stars

2 reviews

undefined M7350 4G LTE Mobile Wi-Fi Router

M7350 4G LTE Mobile Wi-Fi Router

Current sale price is £59.99

(Save £5)

Regular price was £64.99

4.3 out of 5 stars

33 reviews

undefined Wide Fit Un Loop Leather Flat Shoe - Black

Wide Fit Un Loop Leather Flat Shoe - Black

£75

4.6 out of 5 stars

25 reviews

undefined TP-Link Archer BE550 Wi-Fi 7 Tri-Band Router

Bank Holiday Deal

TP-Link Archer BE550 Wi-Fi 7 Tri-Band Router

Current sale price is £179.99

(Save £15)

Regular price was £194.99

4 out of 5 stars

3 reviews

undefined Kid Scalaloafer School Shoe - Black

Kid Scalaloafer School Shoe - Black

£46

4.5 out of 5 stars

2 reviews

undefined Alda Strap

Bank Holiday Deal

Alda Strap

Current sale price is £52.50

(Save £22.50)

Regular price was £75

4.4 out of 5 stars

5 reviews

undefined Tapo C310 Outdoor Camera

Tapo C310 Outdoor Camera

Current sale price is £29.99

(Save £8)

Regular price was £37.99

4.7 out of 5 stars

51 reviews

undefined Un Loop Flat Leather Shoe - Black

Un Loop Flat Leather Shoe - Black

£75

4.5 out of 5 stars

54 reviews

undefined Kerton Lace Derby Shoes - Black

Kerton Lace Derby Shoes - Black

£70

4.9 out of 5 stars

14 reviews

undefined Loreleigh Rae Leather Bow Front Ballerina - Black

Loreleigh Rae Leather Bow Front Ballerina - Black

£50

4.2 out of 5 stars

5 reviews

undefined Youth Scala Step Lace Up School Shoe - Black

Youth Scala Step Lace Up School Shoe - Black

From £48

4.2 out of 5 stars

10 reviews

undefined Deco M4 (3-Pack) AC1200 Whole Home Wi-Fi

Bank Holiday Deal

Deco M4 (3-Pack) AC1200 Whole Home Wi-Fi

Current sale price is £109.99

(Save £10)

Regular price was £119.99

4.5 out of 5 stars

33 reviews

undefined Kassanda Bar

Bank Holiday Deal

Kassanda Bar

Current sale price is £56.25

(Save £18.75)

Regular price was £75

4 out of 5 stars

5 reviews

undefined TL-PA9020P KIT AV2000 Powerline Kit

Bank Holiday Deal

TL-PA9020P KIT AV2000 Powerline Kit

Current sale price is £79.99

Regular price was £82.99

4.4 out of 5 stars

23 reviews

undefined RE200 AC750 Dual Band Range Extender

RE200 AC750 Dual Band Range Extender

£22.99

4 out of 5 stars

70 reviews

undefined Aldwin Limit Brogue Shoes

Aldwin Limit Brogue Shoes

£80

4.4 out of 5 stars

13 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.