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Customer Rating 4, B By Ted Baker, Beyblade, Flymo, Michelle Keegan Home, Mood, Uno, Wrangler

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undefined Velvet Frame Cushion

+-4 colours+0 colours+-1 colours+-3 colours+-2 colours

Available in black, taupe, green coloursAvailable in black, taupe, green coloursAvailable in black, taupe, green coloursAvailable in black, taupe, green coloursAvailable in black, taupe, green colours

Michelle Keegan Home

Velvet Frame Cushion

£15

4.7 out of 5 stars

3 reviews

undefined Windsor Thermal Blackout Eyelet Curtains

+-3 colours+1 colours+0 colours+-2 colours+-1 colours

Available in black, cream, grey, green coloursAvailable in black, cream, grey, green coloursAvailable in black, cream, grey, green coloursAvailable in black, cream, grey, green coloursAvailable in black, cream, grey, green colours

Michelle Keegan Home

Windsor Thermal Blackout Eyelet Curtains

From £35

4.3 out of 5 stars

12 reviews

undefined Speedi-Mo 360C Corded Rotary Lawnmower

Speedi-Mo 360C Corded Rotary Lawnmower

£129.99

4.5 out of 5 stars

142 reviews

undefined Cortes 120 cm Ceramic Top Dining Table + 4 Chairs

Michelle Keegan Home

Cortes 120 cm Ceramic Top Dining Table + 4 Chairs

£799

4.7 out of 5 stars

7 reviews

undefined Michaella Cushion

Michelle Keegan Home

Michaella Cushion

£18

4 out of 5 stars

7 reviews

undefined Gold Multi Coloured Fine Celestial Y Necklace

Gold Multi Coloured Fine Celestial Y Necklace

Current sale price is £16

(Save £4)

Regular price was £20

4.5 out of 5 stars

16 reviews

undefined Pill Stacked Mirror 90x75cm

Michelle Keegan Home

Pill Stacked Mirror 90x75cm

£60

4.8 out of 5 stars

5 reviews

undefined Mini Trim Corded Grass Trimmer

Mini Trim Corded Grass Trimmer

£29.99

4 out of 5 stars

99 reviews

undefined Textured Ceramic Table Lamp

Michelle Keegan Home

Textured Ceramic Table Lamp

Current sale price is £48

(Save £12)

Regular price was £60

4.5 out of 5 stars

17 reviews

undefined Ted Baker May Snake Slip - Ecru

Ted Baker May Snake Slip - Ecru

£39

4.5 out of 5 stars

2 reviews

undefined Sabana 100% Wool Rug

+-4 colours+0 colours+-1 colours+-3 colours+-2 colours

Available in charcoal, taupe, grey coloursAvailable in charcoal, taupe, grey coloursAvailable in charcoal, taupe, grey coloursAvailable in charcoal, taupe, grey coloursAvailable in charcoal, taupe, grey colours

Michelle Keegan Home

Sabana 100% Wool Rug

Current sale price is From £144

(Save up to £100)

Regular price was From £180

4.5 out of 5 stars

4 reviews

undefined Extreme Card Game with Lights and Sounds for Kids

Extreme Card Game with Lights and Sounds for Kids

Current sale price is £23.99

(Save £9)

Regular price was £32.99

4.6 out of 5 stars

12 reviews

undefined 13MWZ Regular Straight Jeans - Blue

13MWZ Regular Straight Jeans - Blue

Current sale price is £52

(Save £13)

Regular price was £65

4.7 out of 5 stars

3 reviews

undefined Michelle Keegan Tullio Natural Lamp

Michelle Keegan Home

Michelle Keegan Tullio Natural Lamp

Current sale price is £44

(Save £11)

Regular price was £55

4.9 out of 5 stars

9 reviews

undefined Gold Plated Crystal And Cream Pearl Celestial Multi Necklace

Gold Plated Crystal And Cream Pearl Celestial Multi Necklace

Current sale price is £18

(Save £4)

Regular price was £22

4.8 out of 5 stars

4 reviews

undefined Gold Multi Coloured Celestial Drop Earring

Gold Multi Coloured Celestial Drop Earring

Current sale price is £11

(Save £3)

Regular price was £14

4.4 out of 5 stars

23 reviews

undefined Sleeveless Denim Shirt- Blue

Sleeveless Denim Shirt- Blue

Current sale price is £26

(Save £39)

Regular price was £65

4 out of 5 stars

1 review

undefined Cotton Velvet Stitch Embroidered Pillowsham Pair

Michelle Keegan Home

Cotton Velvet Stitch Embroidered Pillowsham Pair

£25

4 out of 5 stars

3 reviews

undefined Textured 100% Wool Rug

+-5 colours+-1 colours+-2 colours+-4 colours+-3 colours

Available in grey, taupe coloursAvailable in grey, taupe coloursAvailable in grey, taupe coloursAvailable in grey, taupe coloursAvailable in grey, taupe colours

Michelle Keegan Home

Textured 100% Wool Rug

Current sale price is From £128

(Save up to £56)

Regular price was From £160

4 out of 5 stars

3 reviews

undefined Michaela Cushion

Michelle Keegan Home

Michaela Cushion

£18

4 out of 5 stars

1 review

undefined Victoria Blackout Eyelet Curtains

Michelle Keegan Home

Victoria Blackout Eyelet Curtains

From £35

4 out of 5 stars

3 reviews

undefined Cotton Velvet Stitch Embroidered Bolster Pillow

Michelle Keegan Home

Cotton Velvet Stitch Embroidered Bolster Pillow

£18

4.7 out of 5 stars

3 reviews

undefined Carette Floor Lamp

Michelle Keegan Home

Carette Floor Lamp

£100

4.5 out of 5 stars

6 reviews

undefined Ted Baker May 2pk Short Set - Green

Ted Baker May 2pk Short Set - Green

£46

4 out of 5 stars

1 review

undefined Texas Straight Fit Jeans - Black

Texas Straight Fit Jeans - Black

Current sale price is £56

(Save £14)

Regular price was £70

4.4 out of 5 stars

33 reviews

undefined Cotton Velvet Stitch Embroidered Bedspread

Michelle Keegan Home

Cotton Velvet Stitch Embroidered Bedspread

£89

4.5 out of 5 stars

2 reviews

undefined Ceramic Decorative Bowl

Michelle Keegan Home

Ceramic Decorative Bowl

£29

4.2 out of 5 stars

5 reviews

undefined Puli Vase

Michelle Keegan Home

Puli Vase

Current sale price is £24

(Save £6)

Regular price was £30

4 out of 5 stars

6 reviews

undefined Taupe Herringbone Print Wallpaper

Michelle Keegan Home

Taupe Herringbone Print Wallpaper

Current sale price is £19.99

(Save £3)

Regular price was £22.99

4.3 out of 5 stars

3 reviews

undefined Gold Metal Planter

Michelle Keegan Home

Gold Metal Planter

£20

4.4 out of 5 stars

8 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.