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undefined Easy Store Pro Steam & Fold

Easy Store Pro Steam & Fold

£32

4.5 out of 5 stars

120 reviews

undefined Monaco Ottoman Bed Frame

Monaco Ottoman Bed Frame

From £499

4 out of 5 stars

2 reviews

undefined RHMT2005B Compact Digital Microwave with Touch Control 20L Black

RHMT2005B Compact Digital Microwave with Touch Control 20L Black

£84

4.6 out of 5 stars

8 reviews

undefined Nappy Caddy - Neutral Waffle

Nappy Caddy - Neutral Waffle

£34.99

4.8 out of 5 stars

4 reviews

undefined Steam Genie 2in1 garment steamer

Steam Genie 2in1 garment steamer

£59

4.6 out of 5 stars

155 reviews

undefined Pearl Glide Steam Iron - 23972

Pearl Glide Steam Iron - 23972

Current sale price is £34

(Save £5)

Regular price was £39

4.2 out of 5 stars

83 reviews

undefined Ferrari SF-24 F1 Car Model Kit 42207

Ferrari SF-24 F1 Car Model Kit 42207

Current sale price is £161.99

(Save £38)

Regular price was £199.99

4.7 out of 5 stars

55 reviews

undefined Grande Fabric Bed Frame

Grande Fabric Bed Frame

From £489

4.7 out of 5 stars

3 reviews

undefined RHM2366B 23L Digital Combination Microwave in Black

RHM2366B 23L Digital Combination Microwave in Black

£129

4.8 out of 5 stars

13 reviews

undefined 2 Fast 2 Furious Nissan Skyline GT-R (R34) Car Model Kit 42110

2 Fast 2 Furious Nissan Skyline GT-R (R34) Car Model Kit 42110

Current sale price is £109.99

(Save £20)

Regular price was £129.99

4.9 out of 5 stars

22 reviews

undefined Oracle Red bull Racing RB20 F1 Car 42206

Oracle Red bull Racing RB20 F1 Car 42206

Current sale price is £154.99

(Save £45)

Regular price was £199.99

4.7 out of 5 stars

35 reviews

undefined Formula Pro Advanced / All Black

Formula Pro Advanced / All Black

£249.99

4.7 out of 5 stars

34.2k reviews

undefined Inspire Black Kettle & Toaster Bundle

Inspire Black Kettle & Toaster Bundle

£99

4.2 out of 5 stars

36 reviews

undefined SatisFry Air, Dual Basket 9 Litre

SatisFry Air, Dual Basket 9 Litre

£199

4.8 out of 5 stars

53 reviews

undefined RHMM715 Honeycomb 17 Litre White Manual Microwave

RHMM715 Honeycomb 17 Litre White Manual Microwave

Current sale price is £85

(Save £14)

Regular price was £99

4.2 out of 5 stars

6 reviews

undefined White, 43L Table Top Fridge, RHTTF0E1W

White, 43L Table Top Fridge, RHTTF0E1W

Current sale price is £89

(Save £21)

Regular price was £110

4.8 out of 5 stars

6 reviews

undefined Ferrari FXX K Race Car Toy 42212

Ferrari FXX K Race Car Toy 42212

£54.99

4.8 out of 5 stars

6 reviews

undefined RHDH1101B Fresh Air Pro Compact Dehumidifier and Air Purifier - Ozone Free, 750ml/day, Black

RHDH1101B Fresh Air Pro Compact Dehumidifier and Air Purifier - Ozone Free, 750ml/day, Black

Current sale price is £79

(Save £15)

Regular price was £94

4 out of 5 stars

8 reviews

undefined Your Creations 3 Tier Food Steamer - 21140

Your Creations 3 Tier Food Steamer - 21140

Current sale price is £29

(Save £5)

Regular price was £34

4.5 out of 5 stars

99 reviews

undefined 20L Dehumidifier

20L Dehumidifier

Current sale price is £159

(Save £40)

Regular price was £199

4.7 out of 5 stars

106 reviews

undefined RHMM827SS Compact 20L Manual Microwave in Stainless Steel

RHMM827SS Compact 20L Manual Microwave in Stainless Steel

Current sale price is £69

(Save £10)

Regular price was £79

4 out of 5 stars

8 reviews

undefined Creations 3-in-1 Deep Fill Sandwich, Panini & Waffle Maker

Creations 3-in-1 Deep Fill Sandwich, Panini & Waffle Maker

£54

4.6 out of 5 stars

47 reviews

undefined Black 60cm Wide 186cm High Freestanding Total No Frost Fridge Freezer

Black 60cm Wide 186cm High Freestanding Total No Frost Fridge Freezer

Current sale price is £389

Regular price was £399

4.5 out of 5 stars

2 reviews

undefined McLaren P1 Car Set for Adults 42172

McLaren P1 Car Set for Adults 42172

Current sale price is £299.99

(Save £90)

Regular price was £389.99

4.8 out of 5 stars

112 reviews

undefined 800 Watt Solo Microwave - RHM2076B - Black

800 Watt Solo Microwave - RHM2076B - Black

Current sale price is £90

(Save £19)

Regular price was £109

4.5 out of 5 stars

305 reviews

undefined Textures 17L Black Microwave

Textures 17L Black Microwave

Current sale price is £68

(Save £16)

Regular price was £84

4.5 out of 5 stars

8 reviews

undefined Light & Easy Brights Steam Iron

Light & Easy Brights Steam Iron

Current sale price is £19

(Save £16.99)

Regular price was £35.99

4.3 out of 5 stars

38 reviews

undefined RHMD714G Scandi Grey Digital Microwave

RHMD714G Scandi Grey Digital Microwave

£84

4 out of 5 stars

45 reviews

undefined RHM2076S 800-watt Microwave - Silver

RHM2076S 800-watt Microwave - Silver

Current sale price is £78

(Save £31)

Regular price was £109

4.4 out of 5 stars

87 reviews

undefined RH4CLR1001P Mini Cooler 4L Pink

RH4CLR1001P Mini Cooler 4L Pink

Current sale price is £34

(Save £10)

Regular price was £44

4.5 out of 5 stars

6 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.