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undefined Norma Faux Suede Trenchcoat - Multi

Norma Faux Suede Trenchcoat - Multi

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Regular price was £70

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undefined K3 Power Control Car & Home Pressure Washer

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106 reviews

undefined SC 1 Multi & Up Extra Steam Cleaner

SC 1 Multi & Up Extra Steam Cleaner

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5 reviews

undefined K2 Power Control Home Pressure Washer

K2 Power Control Home Pressure Washer

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Regular price was £129.99

4.2 out of 5 stars

110 reviews

undefined WV 2 Plus Window Vac

WV 2 Plus Window Vac

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Regular price was £69.99

4.5 out of 5 stars

124 reviews

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LS14S Sewing Machine

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77 reviews

undefined Peptide Fix Finishing Oil 2% - 30ml

Peptide Fix Finishing Oil 2% - 30ml

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undefined Halter Neck Pleated Trapeze Dress - Blue

Halter Neck Pleated Trapeze Dress - Blue

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Regular price was £75

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SC 2 EasyFix Steam Cleaner

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undefined K 4 Power Control Flex Pressure Washer

K 4 Power Control Flex Pressure Washer

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undefined Gold Multi Coloured Fine Celestial Y Necklace

Gold Multi Coloured Fine Celestial Y Necklace

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Regular price was £20

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16 reviews

undefined Personalised Me to You floral LED Glass Jar

The Personalised Memento Company

Personalised Me to You floral LED Glass Jar

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Regular price was £19.99

4.7 out of 5 stars

49 reviews

undefined SC 2 Upright EasyFix Steam Mop

SC 2 Upright EasyFix Steam Mop

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4.8 out of 5 stars

13 reviews

undefined K7 Power Flex Pressure Washer

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4.6 out of 5 stars

41 reviews

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4.5 out of 5 stars

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undefined Black Onyx Hair Straightener

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6 reviews

undefined Faux Suede Jacket - Brown

Faux Suede Jacket - Brown

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4.5 out of 5 stars

167 reviews

undefined WD2 Plus Wet & Dry Vacuum Cleaner

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141 reviews

undefined Jersey Drape Dress - Brown

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undefined Gold Plated Crystal And Cream Pearl Celestial Multi Necklace

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Regular price was £22

4.8 out of 5 stars

4 reviews

undefined Hyaluronic Fix Extreme4 Jelly Eye Patches - 120 grams

Hyaluronic Fix Extreme4 Jelly Eye Patches - 120 grams

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433 reviews

undefined Gold Multi Coloured Celestial Drop Earring

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Regular price was £14

4.4 out of 5 stars

23 reviews

undefined Draped Satin Maxi Dress - Purple

Draped Satin Maxi Dress - Purple

£78

4 out of 5 stars

1 review

undefined OC3 Foldable

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140 reviews

undefined Personalised Secret Message Leather Wallet

+-5 colours+-1 colours+-2 colours+-4 colours+-3 colours

Available in black, brown coloursAvailable in black, brown coloursAvailable in black, brown coloursAvailable in black, brown coloursAvailable in black, brown colours

The Personalised Memento Company

Personalised Secret Message Leather Wallet

Current sale price is £17.50

(Save £2.49)

Regular price was £19.99

4 out of 5 stars

30 reviews

undefined Air Power Pro,Ultra-Fast, Lightweight, Professional Hair Dryer

Air Power Pro,Ultra-Fast, Lightweight, Professional Hair Dryer

£150

4.8 out of 5 stars

11 reviews

undefined WV1 Window Vac

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4.3 out of 5 stars

92 reviews

undefined Retinol Fix Concentrate Extreme 10%

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264 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.