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undefined Norma Faux Suede Trenchcoat - Multi

Norma Faux Suede Trenchcoat - Multi

Current sale price is £49

(Save £21)

Regular price was £70

4 out of 5 stars

1 review

undefined Strata Dim-Out Eyelet Curtains

+5 colours+9 colours+8 colours+6 colours+7 colours

Available in wine, charcoal, natural, green, silver, blush, duck egg and 5 more coloursAvailable in wine, charcoal, natural and 9 more coloursAvailable in wine, charcoal, natural, green and 8 more coloursAvailable in wine, charcoal, natural, green, silver, blush and 6 more coloursAvailable in wine, charcoal, natural, green, silver and 7 more colours

Strata Dim-Out Eyelet Curtains

Current sale price is From £15

(Save up to £11)

Regular price was From £20

4 out of 5 stars

377 reviews

undefined Peptide Fix Finishing Oil 2% - 30ml

Peptide Fix Finishing Oil 2% - 30ml

£29.95

4.8 out of 5 stars

1k reviews

undefined Halter Neck Pleated Trapeze Dress - Blue

Halter Neck Pleated Trapeze Dress - Blue

Current sale price is £60

(Save £15)

Regular price was £75

4 out of 5 stars

3 reviews

undefined Big Hair Hot Air Styler

Big Hair Hot Air Styler

£50

4.5 out of 5 stars

337 reviews

undefined Gold Multi Coloured Fine Celestial Y Necklace

Gold Multi Coloured Fine Celestial Y Necklace

Current sale price is £16

(Save £4)

Regular price was £20

4.5 out of 5 stars

16 reviews

undefined Black Onyx Hair Straightener

Black Onyx Hair Straightener

Current sale price is £62

(Save £63)

Regular price was £125

4.5 out of 5 stars

6 reviews

undefined Faux Suede Jacket - Brown

Faux Suede Jacket - Brown

Current sale price is £22.50

(Save £22.50)

Regular price was £45

4.5 out of 5 stars

2 reviews

undefined Balmoral Check Lined Eyelet Curtains

+-2 colours+2 colours+1 colours+-1 colours+0 colours

Available in natural, grey, ruby, green, ochre coloursAvailable in natural, grey, ruby, green, ochre coloursAvailable in natural, grey, ruby, green, ochre coloursAvailable in natural, grey, ruby, green, ochre coloursAvailable in natural, grey, ruby, green, ochre colours

Balmoral Check Lined Eyelet Curtains

Current sale price is From £17

(Save up to £20)

Regular price was From £25

4 out of 5 stars

84 reviews

undefined Jersey Drape Dress - Brown

Jersey Drape Dress - Brown

£55

4 out of 5 stars

1 review

undefined Gold Plated Crystal And Cream Pearl Celestial Multi Necklace

Gold Plated Crystal And Cream Pearl Celestial Multi Necklace

Current sale price is £18

(Save £4)

Regular price was £22

4.8 out of 5 stars

4 reviews

undefined Hyaluronic Fix Extreme4 Jelly Eye Patches - 120 grams

Hyaluronic Fix Extreme4 Jelly Eye Patches - 120 grams

£19.95

4.8 out of 5 stars

431 reviews

undefined Gold Multi Coloured Celestial Drop Earring

Gold Multi Coloured Celestial Drop Earring

Current sale price is £11

(Save £3)

Regular price was £14

4.4 out of 5 stars

23 reviews

undefined Draped Satin Maxi Dress - Purple

Draped Satin Maxi Dress - Purple

£78

4 out of 5 stars

1 review

undefined Lennox Lined Eyelet Curtains

+-4 colours+0 colours+-1 colours+-3 colours+-2 colours

Available in blush, grey, ochre coloursAvailable in blush, grey, ochre coloursAvailable in blush, grey, ochre coloursAvailable in blush, grey, ochre coloursAvailable in blush, grey, ochre colours

Lennox Lined Eyelet Curtains

From £25

4.1 out of 5 stars

22 reviews

undefined Air Power Pro,Ultra-Fast, Lightweight, Professional Hair Dryer

Air Power Pro,Ultra-Fast, Lightweight, Professional Hair Dryer

£150

4.8 out of 5 stars

11 reviews

undefined Rico Outdoor Rug

+-4 colours+0 colours+-1 colours+-3 colours+-2 colours

Available in black, grey, terracotta coloursAvailable in black, grey, terracotta coloursAvailable in black, grey, terracotta coloursAvailable in black, grey, terracotta coloursAvailable in black, grey, terracotta colours

Rico Outdoor Rug

£15

4.4 out of 5 stars

10 reviews

undefined Retinol Fix Concentrate Extreme 10%

Retinol Fix Concentrate Extreme 10%

£29.95

4.8 out of 5 stars

264 reviews

undefined Matteo Eyelet Lined Curtains

+-5 colours+-1 colours+-2 colours+-4 colours+-3 colours

Available in green, grey coloursAvailable in green, grey coloursAvailable in green, grey coloursAvailable in green, grey coloursAvailable in green, grey colours

Matteo Eyelet Lined Curtains

From £25

4.6 out of 5 stars

7 reviews

undefined Ceramide Fix Serum 12% 50ml

Ceramide Fix Serum 12% 50ml

£29.95

4.9 out of 5 stars

174 reviews

undefined Nip+Fab Illuminate SPF30 Moisturiser

Nip+Fab Illuminate SPF30 Moisturiser

£24.95

4.8 out of 5 stars

297 reviews

undefined Strata Dim Out Eyelet Curtains

Strata Dim Out Eyelet Curtains

From £20

4.9 out of 5 stars

10 reviews

undefined Hyaluronic Fix Extreme4 Hybrid Gel Cream - 50ml

Hyaluronic Fix Extreme4 Hybrid Gel Cream - 50ml

£24.95

4.6 out of 5 stars

270 reviews

undefined Highland Cow Duvet Cover Set

Highland Cow Duvet Cover Set

Current sale price is From £13

(Save up to £6)

Regular price was From £18

4.8 out of 5 stars

9 reviews

undefined Super-X Metal Series Cordless Hair Clipper

Super-X Metal Series Cordless Hair Clipper

Current sale price is £79.99

(Save £40.01)

Regular price was £120

4.7 out of 5 stars

37 reviews

undefined Titanium Brilliance Waves

Titanium Brilliance Waves

£48

4.6 out of 5 stars

47 reviews

undefined Tender Stud Earrings

Tender Stud Earrings

Current sale price is £37

(Save £12)

Regular price was £49

4.6 out of 5 stars

7 reviews

undefined Tender Statement Ring

Tender Statement Ring

Current sale price is £55

(Save £24)

Regular price was £79

4.3 out of 5 stars

16 reviews

undefined Cats Duvet Cover Set - Blush

Cats Duvet Cover Set - Blush

Current sale price is From £13

(Save up to £5)

Regular price was From £18

4.2 out of 5 stars

10 reviews

undefined Super-X Metal Beard Trimmer

Super-X Metal Beard Trimmer

£100

4 out of 5 stars

9 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.