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Customer Rating 4, banbury and co, beyblade, fujifilm instax, ickle bubba, levi s, panache, panda london, rdx, White

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undefined Memory Foam Bamboo Mattress Topper - White

Memory Foam Bamboo Mattress Topper - White

From £99

4.8 out of 5 stars

6.7k reviews

undefined Mini 12 Instant Camera with 40 Shot Film Pack

Bank Holiday Deal

+-2 colours+2 colours+1 colours+-1 colours+0 colours

Available in white, blue, pink, purple, green coloursAvailable in white, blue, pink, purple, green coloursAvailable in white, blue, pink, purple, green coloursAvailable in white, blue, pink, purple, green coloursAvailable in white, blue, pink, purple, green colours

Fujifilm Instax

Mini 12 Instant Camera with 40 Shot Film Pack

Current sale price is £104.99

(Save £5)

Regular price was £109.99

4.3 out of 5 stars

16 reviews

undefined Mini 12 Instant Camera

Bank Holiday Deal

+-2 colours+2 colours+1 colours+-1 colours+0 colours

Available in white, green, pink, purple, blue coloursAvailable in white, green, pink, purple, blue coloursAvailable in white, green, pink, purple, blue coloursAvailable in white, green, pink, purple, blue coloursAvailable in white, green, pink, purple, blue colours

Fujifilm Instax

Mini 12 Instant Camera

Current sale price is £74.99

(Save £5)

Regular price was £79.99

4 out of 5 stars

6 reviews

undefined Allure Full Cup Bra - Ivory

Allure Full Cup Bra - Ivory

£36

4.6 out of 5 stars

12 reviews

undefined Hybrid Bamboo Pillow - White

Hybrid Bamboo Pillow - White

Current sale price is £76

(Save £14)

Regular price was £90

4.6 out of 5 stars

493 reviews

undefined Adult Luxury Memory Foam Bamboo Pillow - White

Adult Luxury Memory Foam Bamboo Pillow - White

£45

4.7 out of 5 stars

2.4k reviews

undefined Hybrid Bamboo Mattress

Hybrid Bamboo Mattress

Current sale price is From £549

(Save up to £140)

Regular price was From £649

4.7 out of 5 stars

17 reviews

undefined Perfect T-shirt - White Cotton

Perfect T-shirt - White Cotton

£25

4.7 out of 5 stars

27 reviews

undefined Hybrid Bamboo Mattress Pro

Hybrid Bamboo Mattress Pro

Current sale price is From £799

(Save up to £230)

Regular price was From £949

4.9 out of 5 stars

111 reviews

undefined The Cloud Bamboo 10.5 Tog Duvet

The Cloud Bamboo 10.5 Tog Duvet

Current sale price is From £80

(Save up to £32)

Regular price was From £100

4.8 out of 5 stars

480 reviews

undefined Coleby Classic Cot Bed & Under Drawer - White

Bank Holiday Deal

Coleby Classic Cot Bed & Under Drawer - White

Current sale price is £209.99

(Save £50)

Regular price was £259.99

4 out of 5 stars

16 reviews

undefined Mini LiPlay Hybrid Instant Camera - Misty White

+-4 colours+0 colours+-1 colours+-3 colours+-2 colours

Available in white, green, bronze coloursAvailable in white, green, bronze coloursAvailable in white, green, bronze coloursAvailable in white, green, bronze coloursAvailable in white, green, bronze colours

Fujifilm Instax

Mini LiPlay Hybrid Instant Camera - Misty White

£149.99

4 out of 5 stars

1 review

undefined Panda Earth Bamboo & French Linen Duvet Cover - Natural

Panda Earth Bamboo & French Linen Duvet Cover - Natural

From £110

4.4 out of 5 stars

11 reviews

undefined Panda The Cloud Bamboo 4.5 Tog Duvet- Single

Panda The Cloud Bamboo 4.5 Tog Duvet- Single

Current sale price is From £70

(Save up to £30)

Regular price was From £90

4.8 out of 5 stars

441 reviews

undefined Instax Mini Credit Card Size Glossy Photo Film 10 Pack x 2

Fujifilm Instax

Instax Mini Credit Card Size Glossy Photo Film 10 Pack x 2

£19.99

4.8 out of 5 stars

14 reviews

undefined Bamboo Mattress Protector - White

Bamboo Mattress Protector - White

From £30

4.7 out of 5 stars

306 reviews

Bank Holiday Deal

Housemark Logo Polo Shirt - White

Current sale price is £36

(Save £4)

Regular price was £40

4.6 out of 5 stars

67 reviews

undefined Xl Overalls - 0 - White

Bank Holiday Deal

Xl Overalls - 0 - White

Current sale price is £104

(Save £26)

Regular price was £130

4 out of 5 stars

1 review

undefined Panda Earth Bamboo & French Linen Fitted Sheet - Natural

Panda Earth Bamboo & French Linen Fitted Sheet - Natural

From £57

4.7 out of 5 stars

3 reviews

undefined Panda Bamboo Bath Sheet

+-5 colours+-1 colours+-2 colours+-4 colours+-3 colours

Available in white, grey coloursAvailable in white, grey coloursAvailable in white, grey coloursAvailable in white, grey coloursAvailable in white, grey colours

Panda Bamboo Bath Sheet

Current sale price is £35

(Save £10)

Regular price was £45

4.7 out of 5 stars

47 reviews

undefined Kids Luxury Memory Foam Bamboo Pillow - White

Kids Luxury Memory Foam Bamboo Pillow - White

£35

4.7 out of 5 stars

162 reviews

undefined Boys Short Sleeve Batwing T-Shirt - White

Bank Holiday Deal

Boys Short Sleeve Batwing T-Shirt - White

Current sale price is From £8.25

(Save up to £4.50)

Regular price was From £12

4.4 out of 5 stars

8 reviews

undefined Panda 100% Bamboo Pillowcase Pair – White

Panda 100% Bamboo Pillowcase Pair – White

£20

4.6 out of 5 stars

43 reviews

2 Pack of Sports Logo T-Shirts - White/Black

£35

4.2 out of 5 stars

11 reviews

undefined Panda Kids Bamboo & Memory Foam Pillow- Toddler - White

Panda Kids Bamboo & Memory Foam Pillow- Toddler - White

£32

4.7 out of 5 stars

151 reviews

undefined Levis Shrunken 90s Linen+ Denim Vest - Beige

Bank Holiday Deal

Levis Shrunken 90s Linen+ Denim Vest - Beige

Current sale price is £56

(Save £14)

Regular price was £70

4.5 out of 5 stars

2 reviews

undefined Panda 100% Bamboo Fitted Sheet - White

Panda 100% Bamboo Fitted Sheet - White

From £53

4.7 out of 5 stars

53 reviews

Big & Tall Batwing Logo T-shirt - White

£27

4.8 out of 5 stars

25 reviews

Original Logo T-Shirt - White

£25

4.1 out of 5 stars

18 reviews

undefined Baby Luxury Memory Foam Bamboo Pillow - White

Baby Luxury Memory Foam Bamboo Pillow - White

£25

4.7 out of 5 stars

54 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.