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undefined 20-Inch Switch BMX

20-Inch Switch BMX

£149.99

3.1 out of 5 stars

7 reviews

undefined big wheeled folding cruise scooter - Red

big wheeled folding cruise scooter - Red

Current sale price is £39.99

(Save £30)

Regular price was £69.99

3.2 out of 5 stars

26 reviews

undefined Neutron Boys Bike

Neutron Boys Bike

Current sale price is £207.99

(Save £52)

Regular price was £259.99

5 out of 5 stars

3 reviews

undefined Boss Stealth Boys Bike 24 inch Wheel Full Suspension Dual Disc

Boss Stealth Boys Bike 24 inch Wheel Full Suspension Dual Disc

£249.99

3.5 out of 5 stars

4 reviews

undefined 6 In 1 Real Massaging Foot Spa

Shimmer & Sparkle

6 In 1 Real Massaging Foot Spa

Current sale price is £22.99

(Save £12)

Regular price was £34.99

3.9 out of 5 stars

55 reviews

undefined Power Core E90 Electric Scooter for Kids 8+ - Black

Power Core E90 Electric Scooter for Kids 8+ - Black

Current sale price is £164.99

(Save £35)

Regular price was £199.99

3.3 out of 5 stars

17 reviews

undefined Cyclone Boys Bike

Cyclone Boys Bike

£229.99

5 out of 5 stars

1 review

undefined Wooden Double Swing Set

Wooden Double Swing Set

Current sale price is £129.99

(Save £40)

Regular price was £169.99

3.8 out of 5 stars

11 reviews

undefined The Fox Lodge

The Fox Lodge

Current sale price is £13.99

(Save £4)

Regular price was £17.99

4.8 out of 5 stars

36 reviews

undefined Power Core E90 Electric Scooter for Kids 8+ - Pink

Power Core E90 Electric Scooter for Kids 8+ - Pink

Current sale price is £169.99

(Save £30)

Regular price was £199.99

4 out of 5 stars

44 reviews

undefined Cra-Z-Compounds Set

Cra-Z-Compounds Set

£14.99

4.6 out of 5 stars

16 reviews

undefined Nail Polish 18 Pack

Disney Princess

Nail Polish 18 Pack

Current sale price is £9.99

(Save £10)

Regular price was £19.99

4.8 out of 5 stars

26 reviews

undefined Aurora Girls Bike

Aurora Girls Bike

£229.99

4.6 out of 5 stars

5 reviews

undefined Beat Blast

Beat Blast

£19.99

4 out of 5 stars

32 reviews

undefined Shimmer 'N' Sparkle Shimmering Glitter Makeover Studio

Shimmer & Sparkle

Shimmer 'N' Sparkle Shimmering Glitter Makeover Studio

£19.99

4.9 out of 5 stars

18 reviews

undefined 6x4 Urban Match Goal with Integrated Locking System

6x4 Urban Match Goal with Integrated Locking System

£79.99

4.4 out of 5 stars

8 reviews

undefined So Chill Mini Fridge Black

So Chill Mini Fridge Black

£39.99

3 out of 5 stars

35 reviews

undefined Dobby the House-Elf Figure 76421

LEGO Harry Potter

Dobby the House-Elf Figure 76421

Current sale price is £17.99

(Save £7)

Regular price was £24.99

4.9 out of 5 stars

117 reviews

undefined Eternity 24 Inch Wheel Girls Heritage bike

Eternity 24 Inch Wheel Girls Heritage bike

£249.99

5 out of 5 stars

1 review

undefined Twistables Case

Twistables Case

Current sale price is £9.99

(Save £2)

Regular price was £11.99

4.8 out of 5 stars

122 reviews

undefined Rechargeable Bluetooth Roll Up Drum Kit with Inbuilt Speakers & Drumsticks

Rechargeable Bluetooth Roll Up Drum Kit with Inbuilt Speakers & Drumsticks

£69.99

4.9 out of 5 stars

8 reviews

undefined Photo Creator Instant Camera

Photo Creator Instant Camera

Current sale price is £52.99

(Save £17)

Regular price was £69.99

3.8 out of 5 stars

29 reviews

undefined Extreme Card Game with Lights and Sounds for Kids

Extreme Card Game with Lights and Sounds for Kids

Current sale price is £23.99

(Save £9)

Regular price was £32.99

4.6 out of 5 stars

12 reviews

undefined Obi-Wan Kenobi’s Jedi Starfighter™

Obi-Wan Kenobi’s Jedi Starfighter™

Current sale price is £24.99

(Save £5)

Regular price was £29.99

4.6 out of 5 stars

88 reviews

undefined Botanicals Wildflower Bouquet 10313

Botanicals Wildflower Bouquet 10313

Current sale price is £41.99

(Save £13)

Regular price was £54.99

4.8 out of 5 stars

200 reviews

undefined Kidizoom Studio

Kidizoom Studio

Current sale price is £49.99

(Save £20)

Regular price was £69.99

4.4 out of 5 stars

14 reviews

undefined So Chill Mini Fridge - Teal

So Chill Mini Fridge - Teal

£39.99

3.5 out of 5 stars

15 reviews

undefined Karaoke SuperKit - Black

Karaoke SuperKit - Black

£109.99

4.4 out of 5 stars

26 reviews

undefined Connect 4 Game from Hasbro Gaming

Connect 4 Game from Hasbro Gaming

Current sale price is £9.99

(Save £3)

Regular price was £12.99

4.8 out of 5 stars

50 reviews

undefined UEFA Champions League size 5 football

UEFA Champions League size 5 football

£12.99

3.5 out of 5 stars

2 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.