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Microsoft Surface Pro - Copilot+ PC - Qualcomm Snapdragon X Plus - 16GB RAM - 512GB - 13in - Black

Surface Pro - Copilot+ PC - Qualcomm Snapdragon X Plus - 16GB RAM - 512GB - 13in - Black

Current sale price is £1229

Regular price was £1249

Tower T19058 Frozen Drink Slushie Maker with Digital Display, 5 Drink Pre-sets and Self-Clean Function, 2.6L Tank Capacity, 220W, Black

Payday Deal

T19058 Frozen Drink Slushie Maker with Digital Display, 5 Drink Pre-sets and Self-Clean Function, 2.6L Tank Capacity, 220W, Black

Current sale price is £169

(Save £10)

Regular price was £179

5 out of 5 stars

10 reviews

Tower 60L Recycling Pedal Bin

60L Recycling Pedal Bin

£132

4.2 out of 5 stars

6 reviews

Sharp 70" UHD 4K TIVO SMART TV with Freely - 70GK4245K

70" UHD 4K TIVO SMART TV with Freely - 70GK4245K

Current sale price is £449

(Save £30)

Regular price was £479

3.8 out of 5 stars

18 reviews

Tower T17190 Vortx XL Dual Layer 11L Air Fryer - Black

T17190 Vortx XL Dual Layer 11L Air Fryer - Black

£99

4.1 out of 5 stars

42 reviews

Sharp 50" UHD 4K TIVO SMART TV with Freely - 50GK4245K

50" UHD 4K TIVO SMART TV with Freely - 50GK4245K

Current sale price is £240

(Save £18)

Regular price was £258

3.6 out of 5 stars

8 reviews

Tower Compact 60-Litre Sensor Bin in Black

Compact 60-Litre Sensor Bin in Black

Current sale price is £60

(Save £40)

Regular price was £100

3.1 out of 5 stars

10 reviews

Tower EEJB226 Cavaletto Kettle and 4 Slice Toaster Set - Black

Payday Deal

EEJB226 Cavaletto Kettle and 4 Slice Toaster Set - Black

Current sale price is £69

(Save £10)

Regular price was £79

4.9 out of 5 stars

9 reviews

Belkin BoostCharge 26,000mAh Powerbank - 4 Port, 32W PD Fast Charger, Black

Payday Deal

BoostCharge 26,000mAh Powerbank - 4 Port, 32W PD Fast Charger, Black

Current sale price is £42.99

(Save £17)

Regular price was £59.99

4.7 out of 5 stars

57 reviews

Tower 20L 800W Digital Microwave

Payday Deal

20L 800W Digital Microwave

Current sale price is £64

(Save £15)

Regular price was £79

4.7 out of 5 stars

23 reviews

Belkin 3 in 1 Qi2 Stand, Black

Payday Deal

3 in 1 Qi2 Stand, Black

Current sale price is £64.99

(Save £15)

Regular price was £79.99

3.6 out of 5 stars

23 reviews

Tower Vortx 4L Digital Air Fryer

Payday Deal

Vortx 4L Digital Air Fryer

Current sale price is £27

(Save £2)

Regular price was £29

4.1 out of 5 stars

9 reviews

Tower 50l Curved Sensor Bin

50l Curved Sensor Bin

£60

3 out of 5 stars

2 reviews

Microsoft Surface Pro - Copilot+ PC - Qualcomm Snapdragon X Elite - 16GB RAM - 1TB - 13in - Black

Surface Pro - Copilot+ PC - Qualcomm Snapdragon X Elite - 16GB RAM - 1TB - 13in - Black

£1749

WATERSIDE 16pc Pad Print Black

16pc Pad Print Black

Current sale price is £48

(Save £12)

Regular price was £60

Sharp Q - Wireless Dolby Atmos 200W Rear Speakers

Q - Wireless Dolby Atmos 200W Rear Speakers

Current sale price is £142

(Save £27)

Regular price was £169

Sharp Q - Dolby Atmos - 550W Home Theatre Soundbar - Black

Q - Dolby Atmos - 550W Home Theatre Soundbar - Black

Current sale price is £236

(Save £63)

Regular price was £299

Tower 45l Recycling Pedal Bin

45l Recycling Pedal Bin

£110

2 out of 5 stars

1 review

Tower 40L Recycling Pedal Bin

40L Recycling Pedal Bin

Current sale price is £84

(Save £21)

Regular price was £105

1 out of 5 stars

1 review

Microsoft 365 Personal 12-Month Subscription for PC and Mac, Tablet and Smartphones

365 Personal 12-Month Subscription for PC and Mac, Tablet and Smartphones

£84

4.2 out of 5 stars

27 reviews

Cotswold Kenwood Everyday Wellingtons - Black

Kenwood Everyday Wellingtons - Black

£50

3.7 out of 5 stars

3 reviews

Belkin 3-IN-1 WIRELESS CHARGING STAND WITH MAGSAFE Black

3-IN-1 WIRELESS CHARGING STAND WITH MAGSAFE Black

£139.99

4.6 out of 5 stars

201 reviews

Sharp 43GM6245K 43 Inch 4K Ultra HD Powered by TiVo Smart TV with Freely

43GM6245K 43 Inch 4K Ultra HD Powered by TiVo Smart TV with Freely

£199

4.1 out of 5 stars

14 reviews

Sharp DR-450 Digital Radio

Available in black, brown coloursAvailable in black, brown coloursAvailable in black, brown coloursAvailable in black, brown coloursAvailable in black, brown colours

DR-450 Digital Radio

Current sale price is £59.99

(Save £15)

Regular price was £74.99

1 out of 5 stars

1 review

Sharp Q - Dolby Atmos - 650W Home Theatre Soundbar - Black

Q - Dolby Atmos - 650W Home Theatre Soundbar - Black

Current sale price is £384

Regular price was £399

WATERSIDE Black Speckle 12-Piece Dinner Set

Black Speckle 12-Piece Dinner Set

Current sale price is £44

(Save £11)

Regular price was £55

5 out of 5 stars

1 review

Tower AI5 5L VIPS Digital Air Fryer

AI5 5L VIPS Digital Air Fryer

£79

5 out of 5 stars

4 reviews

Belkin BoostCharge 20,000mAh Powerbank - 3 Port, 15W Output, Fast Charging - Black

Payday Deal

BoostCharge 20,000mAh Powerbank - 3 Port, 15W Output, Fast Charging - Black

Current sale price is £19.99

(Save £8)

Regular price was £27.99

3.7 out of 5 stars

105 reviews

Tower Aluminium Dish Rack

Aluminium Dish Rack

£30

4.9 out of 5 stars

9 reviews

Cotswold Horton Mens Hiking Boot - Black

Horton Mens Hiking Boot - Black

£50

4.7 out of 5 stars

9 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.