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undefined Tabby 26 Refresh Polished Pebble Leather Shoulder Bag - Black

Tabby 26 Refresh Polished Pebble Leather Shoulder Bag - Black

£450

4.8 out of 5 stars

96 reviews

undefined LEGO® Large Creative Brick Box

LEGO® Large Creative Brick Box

Current sale price is £34.99

(Save £10)

Regular price was £44.99

4.3 out of 5 stars

546 reviews

undefined Underwired Moulded Strapless Bra - Black

Underwired Moulded Strapless Bra - Black

£40

4.4 out of 5 stars

15 reviews

undefined Hoola Matte Powder Bronzer

Hoola Matte Powder Bronzer

Current sale price is £29

(Save £4)

Regular price was £33

4.7 out of 5 stars

1.2k reviews

undefined Three Wheeled Light Up Star Scooter - Blue

Three Wheeled Light Up Star Scooter - Blue

Current sale price is £19.99

(Save £20)

Regular price was £39.99

4.3 out of 5 stars

15 reviews

undefined Cassie 19 Polished Pebbled Leather Cross-body Bag - Black

Cassie 19 Polished Pebbled Leather Cross-body Bag - Black

£325

4.9 out of 5 stars

18 reviews

undefined Three Wheeled Light Up Star Scooter - Pink

Three Wheeled Light Up Star Scooter - Pink

Current sale price is £24.99

(Save £15)

Regular price was £39.99

4.5 out of 5 stars

11 reviews

undefined Crockpot Introductory Range - 3.7L

Crockpot Introductory Range - 3.7L

£24

4.4 out of 5 stars

44 reviews

undefined Hyaluronic Fix Extreme4 Jelly Eye Patches - 120 grams

Hyaluronic Fix Extreme4 Jelly Eye Patches - 120 grams

£19.95

4.8 out of 5 stars

425 reviews

undefined Three Wheeled Light Up Scooter (Unicorn)

Three Wheeled Light Up Scooter (Unicorn)

Current sale price is £29.99

(Save £15)

Regular price was £44.99

4.7 out of 5 stars

9 reviews

undefined Recon 70 Gaming Headset for Xbox, PS5, PS4 and PC - Arctic Camo

Recon 70 Gaming Headset for Xbox, PS5, PS4 and PC - Arctic Camo

£29.99

4.4 out of 5 stars

20 reviews

undefined Precisely My Brow Ultra Fine Shape & Define Brow Pencil

+4 colours+8 colours+7 colours+5 colours+6 colours

Available in 01, 04, 4.5, 05, 03, 3.5, 3.75, 2.5, 06, 02, 2.75 coloursAvailable in 01, 04, 4.5 and 8 more coloursAvailable in 01, 04, 4.5, 05 and 7 more coloursAvailable in 01, 04, 4.5, 05, 03, 3.5 and 5 more coloursAvailable in 01, 04, 4.5, 05, 03 and 6 more colours

Precisely My Brow Ultra Fine Shape & Define Brow Pencil

Current sale price is £20

(Save £6)

Regular price was £26

4.4 out of 5 stars

664 reviews

undefined Underwired Moulded Strapless Bra - Nude

Underwired Moulded Strapless Bra - Nude

£40

4.2 out of 5 stars

32 reviews

undefined Brick Box

Brick Box

Current sale price is £17.99

(Save £7)

Regular price was £24.99

4.9 out of 5 stars

22 reviews

undefined Illusion Side Support Underwired Bra - Nude

Illusion Side Support Underwired Bra - Nude

£37

4.7 out of 5 stars

27 reviews

undefined Wild Rose Eau de Parfum 50ml

Wild Rose Eau de Parfum 50ml

£56

4.7 out of 5 stars

1.3k reviews

undefined Fusion Underwired Full Cup Side Support Bra - Black

Fusion Underwired Full Cup Side Support Bra - Black

£37

4 out of 5 stars

24 reviews

undefined Badgal BANG Volumizing Waterproof Mascara - Pitch Black

Badgal BANG Volumizing Waterproof Mascara - Pitch Black

Current sale price is £21

(Save £6)

Regular price was £27

4.6 out of 5 stars

1.2k reviews

undefined Rebecca Essentials Underwired Spacer Moulded Bra - Black

Rebecca Essentials Underwired Spacer Moulded Bra - Black

£41

4.9 out of 5 stars

7 reviews

undefined Nip+Fab Illuminate SPF30 Moisturiser

Nip+Fab Illuminate SPF30 Moisturiser

£24.95

4.8 out of 5 stars

297 reviews

undefined Benetint Rose Tinted Lip & Cheek Stain 6ml - Rose

Benetint Rose Tinted Lip & Cheek Stain 6ml - Rose

Current sale price is £17

(Save £5.50)

Regular price was £22.50

4.4 out of 5 stars

354 reviews

undefined Boi-ing Cakeless High Coverage Liquid Concealer

+7 colours+11 colours+10 colours+8 colours+9 colours

Available in 4.5, 02, 03, 0.5, 01, 6.5, 04 and 7 more coloursAvailable in 4.5, 02, 03 and 11 more coloursAvailable in 4.5, 02, 03, 0.5 and 10 more coloursAvailable in 4.5, 02, 03, 0.5, 01, 6.5 and 8 more coloursAvailable in 4.5, 02, 03, 0.5, 01 and 9 more colours

Boi-ing Cakeless High Coverage Liquid Concealer

Current sale price is £20

(Save £6)

Regular price was £26

4.4 out of 5 stars

1.2k reviews

undefined Eau de Parfum 30ml

Eau de Parfum 30ml

£40

4.5 out of 5 stars

933 reviews

undefined Gimme Brow + Volumising Brow Gel

+2 colours+6 colours+5 colours+3 colours+4 colours

Available in 01, 03, 04, 4.5, 05, 3.75, 3.5, 02, 06 coloursAvailable in 01, 03, 04 and 6 more coloursAvailable in 01, 03, 04, 4.5 and 5 more coloursAvailable in 01, 03, 04, 4.5, 05, 3.75, 3.5, 02, 06 coloursAvailable in 01, 03, 04, 4.5, 05 and 4 more colours

Gimme Brow + Volumising Brow Gel

Current sale price is £20

(Save £6)

Regular price was £26

4.6 out of 5 stars

4.7k reviews

undefined 12 Inch BMX Scooter - Neochrome

12 Inch BMX Scooter - Neochrome

£149.99

4 out of 5 stars

7 reviews

undefined Reflect Underwired Side Support Bra - Black

Reflect Underwired Side Support Bra - Black

£38

4.1 out of 5 stars

9 reviews

undefined Porefessional Face Primer

Porefessional Face Primer

Current sale price is £25

(Save £7)

Regular price was £32

4.4 out of 5 stars

573 reviews

undefined Adelle Regan Side Support Bra - Black

Adelle Regan Side Support Bra - Black

Current sale price is £30.25

(Save £7.75)

Regular price was £38

4.5 out of 5 stars

10 reviews

undefined Leah Leather Loafers - Black

Leah Leather Loafers - Black

£190

4.6 out of 5 stars

18 reviews

undefined Wanderful World Blushes Willa Soft Neutral-Rose Powder Blusher

Wanderful World Blushes Willa Soft Neutral-Rose Powder Blusher

Current sale price is £23

(Save £8)

Regular price was £31

4.7 out of 5 stars

218 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.