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undefined CDPH 2L1049B-80 Slimline, 10-Place Dishwasher - Black

CDPH 2L1049B-80 Slimline, 10-Place Dishwasher - Black

Current sale price is £269

(Save £80)

Regular price was £349

4.7 out of 5 stars

13 reviews

undefined CSOW4966TWMBB680 9+6kg Smart Pro Inverter - Black

CSOW4966TWMBB680 9+6kg Smart Pro Inverter - Black

Current sale price is £369

(Save £100)

Regular price was £469

5 out of 5 stars

1 review

undefined CCT3L517EWBK-1 54.5cm Wide, Low Frost Fridge Freezer with non-plumbed Water Dispenser - Black

CCT3L517EWBK-1 54.5cm Wide, Low Frost Fridge Freezer with non-plumbed Water Dispenser - Black

Current sale price is £319

(Save £50)

Regular price was £369

4.6 out of 5 stars

7 reviews

undefined CS148TWBB4 8kg Load, 1400 Spin Washing Machine - Black

CS148TWBB4 8kg Load, 1400 Spin Washing Machine - Black

Current sale price is £249

(Save £60)

Regular price was £309

4.5 out of 5 stars

26 reviews

undefined CSO 696TWMBB6-80 9kg Smart Pro Inverter - Black

CSO 696TWMBB6-80 9kg Smart Pro Inverter - Black

Current sale price is £299

(Save £90)

Regular price was £389

5 out of 5 stars

3 reviews

undefined CLHS58EBK UC 55cm Freestanding Fridge - Black

CLHS58EBK UC 55cm Freestanding Fridge - Black

Current sale price is £189

(Save £40)

Regular price was £229

3.3 out of 5 stars

3 reviews

undefined CS 14102DWBB4/80 10kg load 1400 spin B Rated Washing Machine - Black

CS 14102DWBB4/80 10kg load 1400 spin B Rated Washing Machine - Black

Current sale price is £279

(Save £80)

Regular price was £359

4.3 out of 5 stars

12 reviews

undefined CF3E9L0B-80 13 place full size Freestanding Dishwasher with WIFI - Black

CF3E9L0B-80 13 place full size Freestanding Dishwasher with WIFI - Black

Current sale price is £269

(Save £100)

Regular price was £369

3.4 out of 5 stars

5 reviews

undefined CCH1S513EBK-1 Fridge Freezer - Black

CCH1S513EBK-1 Fridge Freezer - Black

Current sale price is £249

(Save £40)

Regular price was £289

4 out of 5 stars

6 reviews

undefined CCVB 15 UK/1 Built In Wine Cooler, 7-Bottle Capacity - Black

CCVB 15 UK/1 Built In Wine Cooler, 7-Bottle Capacity - Black

Current sale price is From £229

Regular price was From £239

3 out of 5 stars

1 review

undefined Selene Weighted Thermal Eyelet Curtains

+-4 colours+0 colours+-1 colours+-3 colours+-2 colours

Available in black, navy, teal coloursAvailable in black, navy, teal coloursAvailable in black, navy, teal coloursAvailable in black, navy, teal coloursAvailable in black, navy, teal colours

Selene Weighted Thermal Eyelet Curtains

From £85

5 out of 5 stars

13 reviews

undefined RO16106DWMCR7-80 10kg 1600 Spin Washing Machine - Graphite

RO16106DWMCR7-80 10kg 1600 Spin Washing Machine - Graphite

£449.99

4.7 out of 5 stars

7 reviews

undefined BADgal BANG! Volumising Mascara - Black

BADgal BANG! Volumising Mascara - Black

Current sale price is £21

(Save £6)

Regular price was £27

3.9 out of 5 stars

346 reviews

undefined CROEH9A3TBEB80/N 9KG Heat Pump Tumble Dryer - Black

CROEH9A3TBEB80/N 9KG Heat Pump Tumble Dryer - Black

Current sale price is £479

(Save £30)

Regular price was £509

undefined FIDCN615/1 Built In 70 Litre, Multi-Function with Aquactiva system - Black

FIDCN615/1 Built In 70 Litre, Multi-Function with Aquactiva system - Black

From £189

4.3 out of 5 stars

3 reviews

undefined Kitchen Express

Kitchen Express

£69

4.4 out of 5 stars

86 reviews

undefined Spire Low Step 1.0 Electric Hybrid Bike

Spire Low Step 1.0 Electric Hybrid Bike

£1399.99

5 out of 5 stars

1 review

undefined CHW6LBB 60cm Gas Hob - Black

CHW6LBB 60cm Gas Hob - Black

Current sale price is £129

(Save £10)

Regular price was £139

4 out of 5 stars

1 review

undefined FCI9D405X Built In Double Oven with Easy Clean Enamel - Black glass with stainless steel

FCI9D405X Built In Double Oven with Easy Clean Enamel - Black glass with stainless steel

Current sale price is From £349

(Save up to £20)

Regular price was From £369

1 out of 5 stars

1 review

undefined CH64CCB 60cm Ceramic Hob with Optional Installation - Black

CH64CCB 60cm Ceramic Hob with Optional Installation - Black

Current sale price is From £159

(Save up to £30)

Regular price was From £189

4.1 out of 5 stars

10 reviews

undefined CS149TWBB4 9kg Load, 1400 Spin Washing Machine - Black

CS149TWBB4 9kg Load, 1400 Spin Washing Machine - Black

Current sale price is £279

(Save £50)

Regular price was £329

4.4 out of 5 stars

37 reviews

undefined CSO 686TWMBB6-80 8kg 1600 Spin Washing Machine - Black

CSO 686TWMBB6-80 8kg 1600 Spin Washing Machine - Black

Current sale price is £329

(Save £30)

Regular price was £359

5 out of 5 stars

4 reviews

undefined Crocodile Skin Wallpaper in Black

Superfresco Easy

Crocodile Skin Wallpaper in Black

£20.99

4.9 out of 5 stars

212 reviews

undefined Dua Pouch Bag - Black

Dua Pouch Bag - Black

£39

5 out of 5 stars

1 review

undefined Finula Micro Suede Wide Fit Heel - Black

Finula Micro Suede Wide Fit Heel - Black

£65

undefined Faux Patent Leather Leggings - Black

Faux Patent Leather Leggings - Black

£94

3.4 out of 5 stars

5 reviews

undefined FCI7D405X Built In Double Oven with Easy Clean Enamel - Black glass with stainless steel

FCI7D405X Built In Double Oven with Easy Clean Enamel - Black glass with stainless steel

Current sale price is From £349

(Save up to £20)

Regular price was From £369

undefined They're Real Lengthening Mascara - Black

They're Real Lengthening Mascara - Black

£27

4.1 out of 5 stars

786 reviews

undefined Badgal Bang 24hr Eye Pencil

Badgal Bang 24hr Eye Pencil

£22.50

4 out of 5 stars

30 reviews

undefined Leather Medium Control Moto Legging - Black

Leather Medium Control Moto Legging - Black

£94

4.2 out of 5 stars

67 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.