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Fitbit Inspire 3 - Black/Midnight Zen Health and Fitness Tracker with up to 10-days battery life. Android and iOS compatible

Available in black, lilac, orange coloursAvailable in black, lilac, orange coloursAvailable in black, lilac, orange coloursAvailable in black, lilac, orange coloursAvailable in black, lilac, orange colours

Inspire 3 - Black/Midnight Zen Health and Fitness Tracker with up to 10-days battery life. Android and iOS compatible

Current sale price is From £77.99

(Save up to £7)

Regular price was From £84

4.4 out of 5 stars

110 reviews

Fitbit Versa 4 Fitness Smartwatch - built-in GPS, 6-day battery life, Android & iOS compatible - Waterfall Blue/Platinum Aluminium

Available in black, blue, pink coloursAvailable in black, blue, pink coloursAvailable in black, blue, pink coloursAvailable in black, blue, pink coloursAvailable in black, blue, pink colours

Versa 4 Fitness Smartwatch - built-in GPS, 6-day battery life, Android & iOS compatible - Waterfall Blue/Platinum Aluminium

£179

3.8 out of 5 stars

180 reviews

Fitbit Charge 6 - Obsidian Band / Black Aluminum Case

Charge 6 - Obsidian Band / Black Aluminum Case

£139

4.5 out of 5 stars

89 reviews

Reflex Active Series 49 Black Strap Smart Calling Watch

Series 49 Black Strap Smart Calling Watch

£29.95

5 out of 5 stars

1 review

BHS Mother & Child Basic Floor Lamp

Mother & Child Basic Floor Lamp

Current sale price is £35

(Save £5)

Regular price was £40

4.5 out of 5 stars

2 reviews

Berghaus Mens Arnaby Hooded Jacket - Black

Mens Arnaby Hooded Jacket - Black

Current sale price is £73

(Save £77)

Regular price was £150

3 out of 5 stars

2 reviews

Berghaus Womens Deluge 2.0 Pant - Black

Womens Deluge 2.0 Pant - Black

Current sale price is £33.75

(Save £41.25)

Regular price was £75

4.5 out of 5 stars

2 reviews

Fitbit Versa 4 (Black/Graphite) Smartwatch with Additional Sports Strap

Versa 4 (Black/Graphite) Smartwatch with Additional Sports Strap

£179

3.2 out of 5 stars

11 reviews

Berghaus Mens Trawden Jacket - Black

Mens Trawden Jacket - Black

Current sale price is £63

(Save £37)

Regular price was £100

5 out of 5 stars

1 review

Berghaus Womens Vc22 Midi Gortex Walking Boot - Red/Black

Womens Vc22 Midi Gortex Walking Boot - Red/Black

Current sale price is £115

(Save £55)

Regular price was £170

4 out of 5 stars

5 reviews

Reflex Active Series 8 Activity Tracker With Colour Touch Screen and Up To 7-Day Battery Life

Series 8 Activity Tracker With Colour Touch Screen and Up To 7-Day Battery Life

Current sale price is £23.96

(Save £5.99)

Regular price was £29.95

2.8 out of 5 stars

33 reviews

Berghaus Deluge 2.0 Waterproof Pant - Black

Deluge 2.0 Waterproof Pant - Black

Current sale price is £60

(Save £15)

Regular price was £75

5 out of 5 stars

3 reviews

Berghaus Womens Nula Micro Jacket - Black

Womens Nula Micro Jacket - Black

From £136

4.4 out of 5 stars

5 reviews

Berghaus Mens Prism Guide Interactive Jacket - Black

Mens Prism Guide Interactive Jacket - Black

Current sale price is From £61.50

(Save up to £23.50)

Regular price was £85

5 out of 5 stars

2 reviews

Berghaus Womens Deluge Pro 3.0 Jacket - Black

Womens Deluge Pro 3.0 Jacket - Black

Current sale price is £96

(Save £24)

Regular price was £120

1 out of 5 stars

1 review

Berghaus Mens Wansbeck Insulated Parka Jacket- black

Mens Wansbeck Insulated Parka Jacket- black

Current sale price is From £208

(Save up to £52)

Regular price was From £260

5 out of 5 stars

2 reviews

Berghaus Nula Long Jacket - Black

Nula Long Jacket - Black

£170

3.5 out of 5 stars

27 reviews

Reflex Active Series 22 Black Silicone Strap Watch

Series 22 Black Silicone Strap Watch

£49.95

3.8 out of 5 stars

12 reviews

Berghaus Womens Prism 2.0 Microfleece Interactive Full Zip Jacket - Black

Womens Prism 2.0 Microfleece Interactive Full Zip Jacket - Black

Current sale price is From £50.25

(Save up to £19.75)

Regular price was £70

Berghaus Mens Fulstow Reversible Down Jacket - Black

Mens Fulstow Reversible Down Jacket - Black

Current sale price is £182

(Save £78)

Regular price was £260

5 out of 5 stars

1 review

Berghaus Womens Berghaus Core Legging - Black

Womens Berghaus Core Legging - Black

Current sale price is £40

(Save £10)

Regular price was £50

4.5 out of 5 stars

2 reviews

Berghaus Womens Explorer Long Down Jacket - Black

Womens Explorer Long Down Jacket - Black

£300

Berghaus Mens Everyday Cargo Pant - Black

Mens Everyday Cargo Pant - Black

£90

Reflex Active Series 38 Black Silicone Strap Sports Smart Calling Watch

Series 38 Black Silicone Strap Sports Smart Calling Watch

£49.96

3.9 out of 5 stars

10 reviews

BHS Metro Large Glass Table Lamp - Black Nickel

Metro Large Glass Table Lamp - Black Nickel

Current sale price is £85

(Save £15)

Regular price was £100

4.3 out of 5 stars

7 reviews

Berghaus Mens Explorer Down Jacket - Black

Mens Explorer Down Jacket - Black

Current sale price is From £189

(Save up to £81)

Regular price was £270

1 out of 5 stars

1 review

Berghaus Men's Xodus X-Body Small Bag - Black

Men's Xodus X-Body Small Bag - Black

Current sale price is £24

(Save £6)

Regular price was £30

2 out of 5 stars

1 review

Fossil Fossil Mens Machine Big Tic Black Stainless Steel Watch, FS6156

Fossil Mens Machine Big Tic Black Stainless Steel Watch, FS6156

£189

Berghaus Mens Vaskye Hooded Hybrid Jacket - Black

Mens Vaskye Hooded Hybrid Jacket - Black

From £112

MasterClass Cast Aluminium 2.5-Litre Casserole Dish

Cast Aluminium 2.5-Litre Casserole Dish

£45

5 out of 5 stars

3 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.