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undefined Youth Scalaloafer. School Shoe - Black

Youth Scalaloafer. School Shoe - Black

From £48

4.4 out of 5 stars

10 reviews

undefined Mini Me Automatic Coffee Machine Starter Kit by De'Longhi - Arctic Grey and Black Anthracite

Nescafe Dolce Gusto

Mini Me Automatic Coffee Machine Starter Kit by De'Longhi - Arctic Grey and Black Anthracite

£79

4.2 out of 5 stars

85 reviews

undefined 3in1 Wild Animal Families Toy Set 10446

3in1 Wild Animal Families Toy Set 10446

Current sale price is £49.99

(Save £20)

Regular price was £69.99

4.9 out of 5 stars

17 reviews

undefined Petite Sunny Bouquet 10347

Petite Sunny Bouquet 10347

Current sale price is £19.99

(Save £5)

Regular price was £24.99

4.8 out of 5 stars

47 reviews

undefined Wide Fit Un Loop Leather Flat Shoe - Black

Wide Fit Un Loop Leather Flat Shoe - Black

Current sale price is £52.50

(Save £22.50)

Regular price was £75

4.6 out of 5 stars

25 reviews

undefined Youth Lorcam Loop Lace Leather School Shoe

Youth Lorcam Loop Lace Leather School Shoe

From £52

4 out of 5 stars

1 review

undefined Japanese Red Maple Bonsai Tree DIY Set 10348

Japanese Red Maple Bonsai Tree DIY Set 10348

£54.99

4.8 out of 5 stars

27 reviews

undefined Kid Scalaloafer School Shoe - Black

Kid Scalaloafer School Shoe - Black

£46

4.5 out of 5 stars

2 reviews

undefined Brick Box

Brick Box

Current sale price is £17.99

(Save £7)

Regular price was £24.99

4.9 out of 5 stars

22 reviews

undefined Botanicals Bouquet of Roses 10328

Botanicals Bouquet of Roses 10328

Current sale price is £38.99

(Save £16)

Regular price was £54.99

4.9 out of 5 stars

144 reviews

undefined Botanicals Bonsai Tree 10281

Botanicals Bonsai Tree 10281

Current sale price is £31.99

(Save £13)

Regular price was £44.99

4.4 out of 5 stars

333 reviews

undefined Chrysanthemum Flower Set for Adults 10368

Chrysanthemum Flower Set for Adults 10368

Current sale price is £17.99

(Save £7)

Regular price was £24.99

4.9 out of 5 stars

109 reviews

undefined Cotrell Edge Formal Lace Up Shoes - Black

Cotrell Edge Formal Lace Up Shoes - Black

Current sale price is £48

(Save £12)

Regular price was £60

4.8 out of 5 stars

9 reviews

undefined Plum Blossom Flower, Home Decor Set 10369

Plum Blossom Flower, Home Decor Set 10369

Current sale price is £17.99

(Save £7)

Regular price was £24.99

4.8 out of 5 stars

92 reviews

undefined Dolce Gusto Piccolo XS Pod

Nescafe Dolce Gusto

Dolce Gusto Piccolo XS Pod

Current sale price is £34

(Save £20)

Regular price was £54

4 out of 5 stars

3 reviews

undefined Kids Lock Magic Mary Jane Patent Leather School Shoe

Kids Lock Magic Mary Jane Patent Leather School Shoe

From £48

4.5 out of 5 stars

2 reviews

undefined Salon Smooth Blow-Dry Collection

Salon Smooth Blow-Dry Collection

Current sale price is £30

(Save £15)

Regular price was £45

4 out of 5 stars

91 reviews

undefined Kerton Lace Derby Shoes - Black

Kerton Lace Derby Shoes - Black

£70

4.9 out of 5 stars

14 reviews

undefined Botanicals Tiny Plants 10329

Botanicals Tiny Plants 10329

Current sale price is £32.99

(Save £12)

Regular price was £44.99

4.8 out of 5 stars

137 reviews

undefined Botanicals Flower Bouquet 10280

Botanicals Flower Bouquet 10280

Current sale price is £38.99

(Save £16)

Regular price was £54.99

4.7 out of 5 stars

314 reviews

undefined Genio S Plus Coffee Machine by De'Longhi - Black

Nescafe Dolce Gusto

Genio S Plus Coffee Machine by De'Longhi - Black

£99

4.8 out of 5 stars

21 reviews

undefined Botanicals Orchid 10311

Botanicals Orchid 10311

Current sale price is £32.99

(Save £12)

Regular price was £44.99

4.8 out of 5 stars

231 reviews

undefined Mickey & Minnie Birthday Train

Mickey & Minnie Birthday Train

£29.99

4.9 out of 5 stars

15 reviews

undefined Aldwin Limit Brogue Shoes

Aldwin Limit Brogue Shoes

£80

4.4 out of 5 stars

13 reviews

undefined Happy Plants Building Toy Set 10349

Happy Plants Building Toy Set 10349

£17.99

4.9 out of 5 stars

39 reviews

undefined 13MWZ Regular Straight Jeans - Blue

13MWZ Regular Straight Jeans - Blue

Current sale price is £52

(Save £13)

Regular price was £65

4.7 out of 5 stars

3 reviews

undefined Loreleigh Rae Leather Bow Front Ballerina - Black

Loreleigh Rae Leather Bow Front Ballerina - Black

Current sale price is £42.50

(Save £7.50)

Regular price was £50

4.2 out of 5 stars

5 reviews

undefined Botanicals Wildflower Bouquet 10313

Botanicals Wildflower Bouquet 10313

Current sale price is £41.99

(Save £13)

Regular price was £54.99

4.8 out of 5 stars

200 reviews

undefined Pretty Pink Flower Bouquet 10342

Pretty Pink Flower Bouquet 10342

Current sale price is £42.99

(Save £12)

Regular price was £54.99

4.7 out of 5 stars

95 reviews

undefined Sleeveless Denim Shirt- Blue

Sleeveless Denim Shirt- Blue

Current sale price is £26

(Save £39)

Regular price was £65

4 out of 5 stars

1 review

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.