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undefined Petite Sunny Bouquet 10347

Petite Sunny Bouquet 10347

Current sale price is £21.99

(Save £3)

Regular price was £24.99

4.8 out of 5 stars

47 reviews

undefined Japanese Red Maple Bonsai Tree DIY Set 10348

Japanese Red Maple Bonsai Tree DIY Set 10348

Current sale price is £44.99

(Save £10)

Regular price was £54.99

4.8 out of 5 stars

28 reviews

undefined Unisex Training Retaliate 3 Trainers - Black

Unisex Training Retaliate 3 Trainers - Black

Current sale price is £48

(Save £12)

Regular price was £60

4 out of 5 stars

1 review

undefined Crockpot Introductory Range - 3.7L

Crockpot Introductory Range - 3.7L

Current sale price is £22

(Save £2)

Regular price was £24

4.4 out of 5 stars

44 reviews

undefined Pretty Pink Flower Bouquet 10342

Pretty Pink Flower Bouquet 10342

Current sale price is £41.99

(Save £13)

Regular price was £54.99

4.7 out of 5 stars

96 reviews

undefined Multigroomer

Multigroomer

£59.99

4.7 out of 5 stars

13 reviews

undefined Botanicals Bonsai Tree 10281

Botanicals Bonsai Tree 10281

Current sale price is £31.99

(Save £13)

Regular price was £44.99

4.4 out of 5 stars

334 reviews

undefined Pro Hair Remover

Pro Hair Remover

£170

4.2 out of 5 stars

9 reviews

undefined New Orchid 10343

New Orchid 10343

£19.99

4.7 out of 5 stars

68 reviews

undefined Lil Bakez Mix & Make a Surprise Bake.

Lil Bakez Mix & Make a Surprise Bake.

Current sale price is £19.99

(Save £5)

Regular price was £24.99

4.6 out of 5 stars

9 reviews

undefined Bryant Ladies Watch Stainless Steel

Bryant Ladies Watch Stainless Steel

£239

4.5 out of 5 stars

67 reviews

undefined Botanicals Orchid 10311

Botanicals Orchid 10311

£34.99

4.8 out of 5 stars

231 reviews

undefined Botanicals Bouquet of Roses 10328

Botanicals Bouquet of Roses 10328

£39.99

4.9 out of 5 stars

144 reviews

undefined Court Lally Skye Trainers - White

Court Lally Skye Trainers - White

Current sale price is £36

(Save £16)

Regular price was £52

4 out of 5 stars

1 review

undefined Botanicals Tiny Plants 10329

Botanicals Tiny Plants 10329

Current sale price is £32.99

(Save £12)

Regular price was £44.99

4.8 out of 5 stars

138 reviews

undefined Womens Mini Bryant Chronograph, Gold-Tone Stainless Steel Watch

Womens Mini Bryant Chronograph, Gold-Tone Stainless Steel Watch

Current sale price is £228.50

(Save £40.50)

Regular price was £269

4.5 out of 5 stars

2 reviews

undefined Unisex Club II Era - White

Unisex Club II Era - White

Current sale price is £33

(Save £27)

Regular price was £60

4 out of 5 stars

1 review

undefined Plum Blossom Flower, Home Decor Set 10369

Plum Blossom Flower, Home Decor Set 10369

£17.99

4.8 out of 5 stars

92 reviews

undefined Botanicals Flower Bouquet 10280

Botanicals Flower Bouquet 10280

£39.99

4.7 out of 5 stars

314 reviews

undefined Botanicals Wildflower Bouquet 10313

Botanicals Wildflower Bouquet 10313

£42.99

4.8 out of 5 stars

200 reviews

undefined Tasty Treatz

Tasty Treatz

Current sale price is £7.99

(Save £2)

Regular price was £9.99

4.4 out of 5 stars

24 reviews

undefined Bryant Stainless Steel Womens Watch

Bryant Stainless Steel Womens Watch

£239

4.3 out of 5 stars

41 reviews

undefined Women's Gramercy Chronograph, Gold-Tone Stainless Steel Watch, MK7520

Women's Gramercy Chronograph, Gold-Tone Stainless Steel Watch, MK7520

Current sale price is £195

(Save £84)

Regular price was £279

4 out of 5 stars

1 review

undefined Scrabble Junior Family Board Game

Scrabble Junior Family Board Game

Current sale price is £14.99

(Save £7)

Regular price was £21.99

4.4 out of 5 stars

17 reviews

undefined Chrysanthemum Flower Set for Adults 10368

Chrysanthemum Flower Set for Adults 10368

Current sale price is £17.99

(Save £7)

Regular price was £24.99

4.9 out of 5 stars

109 reviews

undefined Botanicals Tranquil Garden 10315

Botanicals Tranquil Garden 10315

£74.99

4.9 out of 5 stars

143 reviews

undefined Unisex Easy Rider Leather Trainers - White

Unisex Easy Rider Leather Trainers - White

Current sale price is £63

(Save £27)

Regular price was £90

4.5 out of 5 stars

2 reviews

undefined Sterling Silver 14K Rose Gold Plated Stud Earrings

Sterling Silver 14K Rose Gold Plated Stud Earrings

Current sale price is £62

(Save £27)

Regular price was £89

4.4 out of 5 stars

5 reviews

undefined Crockpot 1.8L Black Manual Slow Cooker

Crockpot 1.8L Black Manual Slow Cooker

£20

4.6 out of 5 stars

19 reviews

undefined Women's Gramercy Two-Hand, Stainless Steel Watch, MK7529

Women's Gramercy Two-Hand, Stainless Steel Watch, MK7529

Current sale price is £167

(Save £72)

Regular price was £239

4 out of 5 stars

1 review

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.