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undefined Formula Instinct F1 Edition

Formula Instinct F1 Edition

Current sale price is £464

(Save £85)

Regular price was £549

4.4 out of 5 stars

11 reviews

undefined Evolution PRO - Black - ActiFit

Evolution PRO - Black - ActiFit

Current sale price is £250

(Save £49)

Regular price was £299

4.5 out of 5 stars

13 reviews

undefined TC100 Gaming Chair

TC100 Gaming Chair

Current sale price is £199

Regular price was £199.99

4.4 out of 5 stars

17 reviews

undefined 24 LED Touch Dimmable Cosmetic Mirror - White

24 LED Touch Dimmable Cosmetic Mirror - White

£19.99

4.6 out of 5 stars

10 reviews

undefined Professional Electric Nail File With Portable Wearer Controller

Professional Electric Nail File With Portable Wearer Controller

£59.99

4.1 out of 5 stars

13 reviews

undefined Wooden Slats Wallpaper

Wooden Slats Wallpaper

Current sale price is £12.99

(Save £2)

Regular price was £14.99

4.5 out of 5 stars

20 reviews

undefined 6 X Motorised Roller Foot Bath Spa & Massager

6 X Motorised Roller Foot Bath Spa & Massager

£99.99

4.1 out of 5 stars

8 reviews

undefined TC100 RELAXED Gaming Chair - Fabric (Black)

TC100 RELAXED Gaming Chair - Fabric (Black)

Current sale price is £199

Regular price was £199.99

4.4 out of 5 stars

20 reviews

undefined Ribbleton Bath Towel 700GSM Cotton

+-2 colours+2 colours+1 colours+-1 colours+0 colours

Available in blue, dark grey, dark green, white, stone coloursAvailable in blue, dark grey, dark green, white, stone coloursAvailable in blue, dark grey, dark green, white, stone coloursAvailable in blue, dark grey, dark green, white, stone coloursAvailable in blue, dark grey, dark green, white, stone colours

Ribbleton Bath Towel 700GSM Cotton

Current sale price is From £7

(Save up to £9)

Regular price was From £9

4 out of 5 stars

22 reviews

undefined Wooden Slats Wallpaper

Wooden Slats Wallpaper

Current sale price is £12.99

(Save £2)

Regular price was £14.99

4.8 out of 5 stars

21 reviews

undefined Challenge

Challenge

£199.99

4.7 out of 5 stars

22 reviews

undefined Professional Make Up Brush Set

Professional Make Up Brush Set

£34.99

4.6 out of 5 stars

145 reviews

undefined Cosmetic & Brush Storage Carousel

Cosmetic & Brush Storage Carousel

£19.99

4.9 out of 5 stars

17 reviews

undefined Hollywood Glamour Dressing Table Mirror

Hollywood Glamour Dressing Table Mirror

£79.99

4.2 out of 5 stars

11 reviews

undefined Facial Sauna & Steamer with Steam Inhaler

Facial Sauna & Steamer with Steam Inhaler

£29.99

4.8 out of 5 stars

56 reviews

undefined Trophy - Black

Trophy - Black

Current sale price is £439

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Regular price was £549

4.6 out of 5 stars

11 reviews

undefined Floor Mat XL

Floor Mat XL

£39

4 out of 5 stars

1 review

undefined T3 Rush 2023 Fabric Gaming Chair - Charcoal/Grey

T3 Rush 2023 Fabric Gaming Chair - Charcoal/Grey

Current sale price is £284.99

(Save £15)

Regular price was £299.99

4.6 out of 5 stars

7 reviews

undefined 24 LED Touch Dimmable 3 Way Makeup Mirror with 2 & 3x Magnification

24 LED Touch Dimmable 3 Way Makeup Mirror with 2 & 3x Magnification

£19.99

4.3 out of 5 stars

34 reviews

undefined Quick Dip Acrylic Extensions

Quick Dip Acrylic Extensions

£19.99

4.4 out of 5 stars

8 reviews

undefined Challenge X - Logitech G Edition

Challenge X - Logitech G Edition

£249.99

4.3 out of 5 stars

22 reviews

undefined House Brick Charcoal Wallpaper

Bank Holiday Deal

House Brick Charcoal Wallpaper

Current sale price is £12

(Save £2.99)

Regular price was £14.99

4.7 out of 5 stars

9 reviews

undefined Distressed Brick Navy and Red Wallpaper

Distressed Brick Navy and Red Wallpaper

Current sale price is £12.99

(Save £2)

Regular price was £14.99

4.9 out of 5 stars

20 reviews

undefined HS55 Stereo Gaming Headset - White

HS55 Stereo Gaming Headset - White

£49.99

4.7 out of 5 stars

3 reviews

undefined T3 RUSH (2023) White/Grey

T3 RUSH (2023) White/Grey

£299.99

4.7 out of 5 stars

3 reviews

undefined Apple Blossom Wallpaper

Bank Holiday Deal

Apple Blossom Wallpaper

Current sale price is £12

(Save £1.99)

Regular price was £13.99

4.8 out of 5 stars

31 reviews

undefined Apple Blossom Pink Wallpaper

Apple Blossom Pink Wallpaper

Current sale price is £11.99

(Save £2)

Regular price was £13.99

4.1 out of 5 stars

8 reviews

undefined Lykke Tree Wallpaper

Lykke Tree Wallpaper

Current sale price is £12.99

(Save £2)

Regular price was £14.99

4.5 out of 5 stars

11 reviews

undefined Wood Panel Neutral Wallpaper

Wood Panel Neutral Wallpaper

Current sale price is £12.99

(Save £2)

Regular price was £14.99

4.2 out of 5 stars

5 reviews

undefined HS65 Wireless Gaming Headset - Carbon

HS65 Wireless Gaming Headset - Carbon

£119.99

4 out of 5 stars

4 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.