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Customer Rating 4, Beyblade, Davidoff, Finlux, Insta360, Laurence Llewelyn-Bowen, lavish alice, Virgin Experience Days, XR Living

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undefined 32MH24F 32-inch HD Fire TV

32MH24F 32-inch HD Fire TV

Current sale price is £99

(Save £50)

Regular price was £149

4.5 out of 5 stars

22 reviews

undefined 65MU24F 65-inch Ultra HD 4K Fire TV

65MU24F 65-inch Ultra HD 4K Fire TV

Current sale price is £329

(Save £120)

Regular price was £449

4.1 out of 5 stars

14 reviews

undefined X5 Essentials Bundle

X5 Essentials Bundle

£609.99

4.7 out of 5 stars

3 reviews

undefined Montrose Velvet Blackout Eyelet Curtains

+0 colours+4 colours+3 colours+1 colours+2 colours

Available in teal, ivory, black, linen, silver, bottle green, dusky pink coloursAvailable in teal, ivory, black, linen, silver, bottle green, dusky pink coloursAvailable in teal, ivory, black, linen, silver, bottle green, dusky pink coloursAvailable in teal, ivory, black, linen, silver, bottle green, dusky pink coloursAvailable in teal, ivory, black, linen, silver, bottle green, dusky pink colours

Laurence Llewelyn-Bowen

Montrose Velvet Blackout Eyelet Curtains

Current sale price is From £35

(Save up to £20)

Regular price was From £45

4.5 out of 5 stars

125 reviews

undefined Ava Upholstered TV Bed with Under Bed Lighting - fits up to 55 inch TV - Black

Ava Upholstered TV Bed with Under Bed Lighting - fits up to 55 inch TV - Black

From £349

4.1 out of 5 stars

9 reviews

undefined 50MU24F 50-inch Ultra HD 4K Fire TV

50MU24F 50-inch Ultra HD 4K Fire TV

Current sale price is £229

(Save £20)

Regular price was £249

4.4 out of 5 stars

22 reviews

undefined 24MH24F 24-inch HD Fire TV

24MH24F 24-inch HD Fire TV

Current sale price is £99

(Save £30)

Regular price was £129

4.2 out of 5 stars

13 reviews

undefined X3 5.7K Action Camera

X3 5.7K Action Camera

£309.99

4.6 out of 5 stars

15 reviews

undefined Denver Ottoman Bed with Wireless Charging and LED lights - Oak/Black

Denver Ottoman Bed with Wireless Charging and LED lights - Oak/Black

From £489

4.5 out of 5 stars

2 reviews

undefined Ava Upholstered TV Bed with Under Bed Lighting - fits up to 55 inch TV - White

Ava Upholstered TV Bed with Under Bed Lighting - fits up to 55 inch TV - White

From £349

4.8 out of 5 stars

4 reviews

undefined Cool Water Man Eau de Toilette

Cool Water Man Eau de Toilette

Current sale price is From £22

(Save up to £35)

Regular price was From £32

4.5 out of 5 stars

174 reviews

undefined Hotel Quality Pocket Sprung Mattress

Laurence Llewelyn-Bowen

Hotel Quality Pocket Sprung Mattress

From £299

4.4 out of 5 stars

7 reviews

undefined £100 Gift Card - Valid for 12 Months

Virgin Experience Days

£100 Gift Card - Valid for 12 Months

£100

4.7 out of 5 stars

14 reviews

undefined Digital Voucher Visit to Thorpe Park Resort for Two

Virgin Experience Days

Digital Voucher Visit to Thorpe Park Resort for Two

Current sale price is £59

(Save £19)

Regular price was £78

4.5 out of 5 stars

2 reviews

undefined Montrose Velvet Piped Cushion

+-2 colours+2 colours+1 colours+-1 colours+0 colours

Available in black, bottle green, dusky pink, linen, silver coloursAvailable in black, bottle green, dusky pink, linen, silver coloursAvailable in black, bottle green, dusky pink, linen, silver coloursAvailable in black, bottle green, dusky pink, linen, silver coloursAvailable in black, bottle green, dusky pink, linen, silver colours

Laurence Llewelyn-Bowen

Montrose Velvet Piped Cushion

£11

4.5 out of 5 stars

25 reviews

undefined Digital Voucher The View From The Shard And A Three Course Dinner With Cocktail At Fortnum & Mason, Royal Exchange For Two

Virgin Experience Days

Digital Voucher The View From The Shard And A Three Course Dinner With Cocktail At Fortnum & Mason, Royal Exchange For Two

£156

4.3 out of 5 stars

3 reviews

undefined Festivo 100% Cotton Circus Stripe Duvet Set

Laurence Llewelyn-Bowen

Festivo 100% Cotton Circus Stripe Duvet Set

From £60

4 out of 5 stars

1 review

undefined Cool Water Intense Man Eau de Parfum

Cool Water Intense Man Eau de Parfum

From £47

4.4 out of 5 stars

64 reviews

undefined Birdity Absurdity 100% Cotton Duvet Cover Set

Laurence Llewelyn-Bowen

Birdity Absurdity 100% Cotton Duvet Cover Set

From £60

4.3 out of 5 stars

7 reviews

undefined Cool Water Woman 100ml Eau de Toilette

Cool Water Woman 100ml Eau de Toilette

Current sale price is From £34

(Save up to £19)

Regular price was From £34

4.4 out of 5 stars

10 reviews

undefined 43MU24F 43-inch Ultra HD 4K Fire TV

43MU24F 43-inch Ultra HD 4K Fire TV

Current sale price is £219

(Save £60)

Regular price was £279

4.1 out of 5 stars

8 reviews

undefined Digital Voucher - iFLY Indoor Skydiving

Virgin Experience Days

Digital Voucher - iFLY Indoor Skydiving

£79.99

4 out of 5 stars

1 review

undefined Cool Elixir for Men, 100ml

Cool Elixir for Men, 100ml

Current sale price is £77

(Save £10)

Regular price was £87

4.6 out of 5 stars

1.1k reviews

undefined Sleeping Beauty Collection Tiger Tiger Cushion

Laurence Llewelyn-Bowen

Sleeping Beauty Collection Tiger Tiger Cushion

£14

4.9 out of 5 stars

14 reviews

undefined Digital Voucher Comedy Night For Two

Virgin Experience Days

Digital Voucher Comedy Night For Two

Current sale price is £20

(Save £6)

Regular price was £26

4 out of 5 stars

1 review

undefined Beyblades Mando Moff

Beyblades Mando Moff

Current sale price is £18.99

(Save £6)

Regular price was £24.99

4 out of 5 stars

1 review

undefined Cool Water Man Aftershave Splash

Cool Water Man Aftershave Splash

From £35

4.5 out of 5 stars

72 reviews

undefined Dandy Jacquard Duvet Set - Teal

Laurence Llewelyn-Bowen

Dandy Jacquard Duvet Set - Teal

From £60

4.3 out of 5 stars

3 reviews

undefined Adventure For Him 100ml Eau de Toilette

Adventure For Him 100ml Eau de Toilette

Current sale price is £49

(Save £11)

Regular price was £60

4.5 out of 5 stars

67 reviews

undefined Cool Elixir for Men, 50ml

Cool Elixir for Men, 50ml

Current sale price is £55

(Save £7)

Regular price was £62

4.6 out of 5 stars

1.1k reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.