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undefined Octasmart Hybrid Mattress - Medium/Firm

Octasmart Hybrid Mattress - Medium/Firm

From £519

4.6 out of 5 stars

450 reviews

undefined Go Air Pop True Wireless Signature Earbuds

+-2 colours+2 colours+1 colours+-1 colours+0 colours

Available in teal, black, lilac, white, slate coloursAvailable in teal, black, lilac, white, slate coloursAvailable in teal, black, lilac, white, slate coloursAvailable in teal, black, lilac, white, slate coloursAvailable in teal, black, lilac, white, slate colours

Go Air Pop True Wireless Signature Earbuds

£24.99

4.6 out of 5 stars

3.8k reviews

undefined Octasmart Deluxe Mattress

Octasmart Deluxe Mattress

From £469

4.5 out of 5 stars

254 reviews

undefined VM3263 2.8 inch Digital Video Baby Monitor with Adjustable Camera and Night Light

VM3263 2.8 inch Digital Video Baby Monitor with Adjustable Camera and Night Light

Current sale price is £59.99

(Save £10)

Regular price was £69.99

4.3 out of 5 stars

3 reviews

undefined Toot-Toot Drivers Enchanted Castle Slide

Toot-Toot Drivers Enchanted Castle Slide

Current sale price is £19.99

(Save £5)

Regular price was £24.99

4.2 out of 5 stars

5 reviews

undefined 3-in-1 Sports Centre

3-in-1 Sports Centre

Current sale price is £39.99

(Save £10)

Regular price was £49.99

4.9 out of 5 stars

16 reviews

undefined Octasmart Hybrid Plus Mattress - Medium

Octasmart Hybrid Plus Mattress - Medium

From £699

4.6 out of 5 stars

210 reviews

undefined Go Pop ANC True Wireless Earbuds

+-1 colours+3 colours+2 colours+0 colours+1 colours

Available in black, purple, fuchsia, teal, green, yellow coloursAvailable in black, purple, fuchsia, teal, green, yellow coloursAvailable in black, purple, fuchsia, teal, green, yellow coloursAvailable in black, purple, fuchsia, teal, green, yellow coloursAvailable in black, purple, fuchsia, teal, green, yellow colours

Go Pop ANC True Wireless Earbuds

£29.99

4.5 out of 5 stars

879 reviews

undefined Memory Plus Rolled Mattress – Medium

Memory Plus Rolled Mattress – Medium

Current sale price is From £269

(Save up to £50)

Regular price was From £299

4.4 out of 5 stars

784 reviews

undefined First Steps Baby Walker - Pink

First Steps Baby Walker - Pink

Current sale price is £29.99

(Save £13)

Regular price was £42.99

4.9 out of 5 stars

56 reviews

undefined Octasmart Essentials Hybrid Memory Mattress - Medium/Soft

Octasmart Essentials Hybrid Memory Mattress - Medium/Soft

From £259

4.3 out of 5 stars

208 reviews

undefined Options Hybrid Rolled Mattress – Medium Firm

Options Hybrid Rolled Mattress – Medium Firm

From £299

4.1 out of 5 stars

434 reviews

undefined Memory Deluxe Mattress

Memory Deluxe Mattress

Current sale price is From £369

(Save up to £60)

Regular price was From £419

4.5 out of 5 stars

279 reviews

undefined Safari Sounds Drum

Safari Sounds Drum

Current sale price is £39.99

(Save £20)

Regular price was £59.99

4.8 out of 5 stars

13 reviews

undefined Touch & Learn Activity Desk

Touch & Learn Activity Desk

Current sale price is £59.99

(Save £10)

Regular price was £69.99

4.1 out of 5 stars

65 reviews

undefined GO Air Sport True Wireless Headphones

+-4 colours+0 colours+-1 colours+-3 colours+-2 colours

Available in black, green, yellow coloursAvailable in black, green, yellow coloursAvailable in black, green, yellow coloursAvailable in black, green, yellow coloursAvailable in black, green, yellow colours

GO Air Sport True Wireless Headphones

£29.99

4.2 out of 5 stars

1.5k reviews

undefined First Steps Baby Walker

First Steps Baby Walker

Current sale price is £29.99

(Save £13)

Regular price was £42.99

4.7 out of 5 stars

75 reviews

undefined Marble Rush Adventure Set

Marble Rush Adventure Set

Current sale price is £39.99

(Save £20)

Regular price was £59.99

4.7 out of 5 stars

10 reviews

undefined JBuds Lux ANC - Hybrid Noise Cancelling Headphones - Up to 70 hours battery life

+-3 colours+1 colours+0 colours+-2 colours+-1 colours

Available in green, graphite, purple, white coloursAvailable in green, graphite, purple, white coloursAvailable in green, graphite, purple, white coloursAvailable in green, graphite, purple, white coloursAvailable in green, graphite, purple, white colours

JBuds Lux ANC - Hybrid Noise Cancelling Headphones - Up to 70 hours battery life

£79

4.7 out of 5 stars

1.7k reviews

undefined Octasmart Hybrid Deluxe Mattress - Medium/Soft

Octasmart Hybrid Deluxe Mattress - Medium/Soft

From £799

4.4 out of 5 stars

132 reviews

undefined Aloe Vera Memory Deluxe Mattress

Aloe Vera Memory Deluxe Mattress

Current sale price is From £429

(Save up to £100)

Regular price was From £499

4.5 out of 5 stars

76 reviews

undefined JBuds Mini True Wireless Earbuds - Black

+-4 colours+0 colours+-1 colours+-3 colours+-2 colours

Available in black, pink, aqua coloursAvailable in black, pink, aqua coloursAvailable in black, pink, aqua coloursAvailable in black, pink, aqua coloursAvailable in black, pink, aqua colours

JBuds Mini True Wireless Earbuds - Black

£39

4.5 out of 5 stars

529 reviews

undefined Drew & Cole 5 Minute CleverChef

Drew & Cole 5 Minute CleverChef

£39

4.4 out of 5 stars

1k reviews

undefined S Plus Mattress - Medium/Soft

S Plus Mattress - Medium/Soft

From £399

4.5 out of 5 stars

987 reviews

undefined KidiZoom Duo FX blue

KidiZoom Duo FX blue

Current sale price is £37.99

(Save £22)

Regular price was £59.99

4 out of 5 stars

4 reviews

undefined Memory Silver Plus Rolled Mattress – Medium

Memory Silver Plus Rolled Mattress – Medium

Current sale price is From £319

(Save up to £80)

Regular price was From £399

4.3 out of 5 stars

129 reviews

undefined 4 Pack Plush 2.5-Inch Micromallows (Chanel, Brina, Lucia, Tenise)

4 Pack Plush 2.5-Inch Micromallows (Chanel, Brina, Lucia, Tenise)

Current sale price is £9.99

(Save £2)

Regular price was £11.99

4.5 out of 5 stars

2 reviews

undefined Iron Man MK4 Bust, Buildable Model for Adults with Minifigure 76327

LEGO Marvel Super Heroes

Iron Man MK4 Bust, Buildable Model for Adults with Minifigure 76327

Current sale price is £44.99

(Save £10)

Regular price was £54.99

4.3 out of 5 stars

15 reviews

undefined Memory Silver Deluxe Mattress

Memory Silver Deluxe Mattress

Current sale price is From £419

(Save up to £70)

Regular price was From £469

4.6 out of 5 stars

66 reviews

undefined KidiSnap Touch

KidiSnap Touch

Current sale price is £54.99

(Save £15)

Regular price was £69.99

4.2 out of 5 stars

6 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.