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undefined Cube Ready Assembled 2 Door Wardrobe - FSC® Certified

+-3 colours+1 colours+0 colours+-2 colours+-1 colours

Available in black, white, stone, grey coloursAvailable in black, white, stone, grey coloursAvailable in black, white, stone, grey coloursAvailable in black, white, stone, grey coloursAvailable in black, white, stone, grey colours

Cube Ready Assembled 2 Door Wardrobe - FSC® Certified

Current sale price is £369

(Save £110)

Regular price was £479

5 out of 5 stars

2 reviews

undefined Pointelle Knit Dropped Waist Midaxi Dress - Black

Bank Holiday Deal

Michelle Keegan

Pointelle Knit Dropped Waist Midaxi Dress - Black

Current sale price is £48.50

(Save £11.50)

Regular price was £60

4 out of 5 stars

5 reviews

undefined Bigs Crossbody Bag - Black

Bigs Crossbody Bag - Black

£105

2.6 out of 5 stars

10 reviews

undefined GXT 498 Forta Wired Gaming Headset for PS5

+-3 colours+1 colours+0 colours+-2 colours+-1 colours

Available in black, white, blue, pink coloursAvailable in black, white, blue, pink coloursAvailable in black, white, blue, pink coloursAvailable in black, white, blue, pink coloursAvailable in black, white, blue, pink colours

GXT 498 Forta Wired Gaming Headset for PS5

Current sale price is From £34.99

(Save up to £5)

Regular price was From £39.99

4.6 out of 5 stars

38 reviews

undefined Divina Camera Bag - Nero/gold

Divina Camera Bag - Nero/gold

£69

undefined GXT 491 Fayzo Dual Wireless Gaming Headset for PS4/5, Nintendo Switch, PC, Laptop, Smartphone

+-4 colours+0 colours+-1 colours+-3 colours+-2 colours

Available in black, white, purple coloursAvailable in black, white, purple coloursAvailable in black, white, purple coloursAvailable in black, white, purple coloursAvailable in black, white, purple colours

GXT 491 Fayzo Dual Wireless Gaming Headset for PS4/5, Nintendo Switch, PC, Laptop, Smartphone

Current sale price is From £36.99

(Save up to £23)

Regular price was £59.99

4.2 out of 5 stars

25 reviews

undefined Ada Shoulder Bag - Black

Ada Shoulder Bag - Black

£135

4.8 out of 5 stars

9 reviews

undefined Cube Ready Assembled 2 Drawer Bedside Chest - FSC® Certified

+-3 colours+1 colours+0 colours+-2 colours+-1 colours

Available in black, stone, grey, white coloursAvailable in black, stone, grey, white coloursAvailable in black, stone, grey, white coloursAvailable in black, stone, grey, white coloursAvailable in black, stone, grey, white colours

Cube Ready Assembled 2 Drawer Bedside Chest - FSC® Certified

Current sale price is £199

(Save £50)

Regular price was £249

5 out of 5 stars

1 review

undefined Kylo Crossbody Bag - Black

Kylo Crossbody Bag - Black

£59

4.3 out of 5 stars

6 reviews

undefined Boys Classic Short Sleeve T-Shirt - Black

Bank Holiday Deal

Polo Ralph Lauren

Boys Classic Short Sleeve T-Shirt - Black

Current sale price is From £22.75

(Save up to £20.75)

Regular price was From £42

4.2 out of 5 stars

5 reviews

undefined Ada Shoulder Bag - Black

Bank Holiday Deal

Ada Shoulder Bag - Black

Current sale price is £127

(Save £32)

Regular price was £159

4.2 out of 5 stars

10 reviews

undefined Pro-Ceramic Extra Wide Plate Hair Straightener - S5525

Pro-Ceramic Extra Wide Plate Hair Straightener - S5525

£69.99

4.7 out of 5 stars

169 reviews

undefined Giada Sliders - Black

Giada Sliders - Black

£99

5 out of 5 stars

1 review

undefined GXT1246 Muta Wireless Bluetooth Controller for Nintendo Switch/Nintendo Switch 2

+-4 colours+0 colours+-1 colours+-3 colours+-2 colours

Available in black, white, red coloursAvailable in black, white, red coloursAvailable in black, white, red coloursAvailable in black, white, red coloursAvailable in black, white, red colours

GXT1246 Muta Wireless Bluetooth Controller for Nintendo Switch/Nintendo Switch 2

£24.99

4.9 out of 5 stars

15 reviews

undefined Kylo Belt Bag - Black

Bank Holiday Deal

Kylo Belt Bag - Black

Current sale price is £63

(Save £16)

Regular price was £79

3.7 out of 5 stars

3 reviews

undefined Loungewear Lounge Shorts - Black

Bank Holiday Deal

Polo Ralph Lauren

Loungewear Lounge Shorts - Black

Current sale price is £48

(Save £12)

Regular price was £60

undefined Montreal 3 piece Ready Assembled Package – 2 Door Wardrobe, 3 Drawer Chest and 1 Drawer Bedside Table - Black

Montreal 3 piece Ready Assembled Package – 2 Door Wardrobe, 3 Drawer Chest and 1 Drawer Bedside Table - Black

£449

5 out of 5 stars

3 reviews

undefined Dress Sandal - Black

Bank Holiday Deal

Dress Sandal - Black

Current sale price is £111

(Save £28)

Regular price was £139

undefined Everyday Short - Black

Everyday Short - Black

£28

4 out of 5 stars

1 review

undefined GXT838 Azor Light Up RGB Gaming Keyboard and Mouse Set for PC

GXT838 Azor Light Up RGB Gaming Keyboard and Mouse Set for PC

Current sale price is £24.99

(Save £5)

Regular price was £29.99

3.8 out of 5 stars

16 reviews

Short Sleeve Swirl Logo Oasis T-Shirt - Black

£22

undefined Divina Shoulder Bag - Nero/Gold

Divina Shoulder Bag - Nero/Gold

Current sale price is £89.25

(Save £15.75)

Regular price was £105

undefined Privilege Quilted Large Shoulder Bag

Privilege Quilted Large Shoulder Bag

£139

2 out of 5 stars

1 review

undefined Pattie Camera Bag

Pattie Camera Bag

£115

2 out of 5 stars

1 review

undefined Train 89 Nubuck Trainers - Black/Grey

Polo Ralph Lauren

Train 89 Nubuck Trainers - Black/Grey

£140

5 out of 5 stars

2 reviews

undefined GXT234 Yunix Compact USB RGB LED PC Microphone for Gaming, Streaming

+-4 colours+0 colours+-1 colours+-3 colours+-2 colours

Available in black, purple, white coloursAvailable in black, purple, white coloursAvailable in black, purple, white coloursAvailable in black, purple, white coloursAvailable in black, purple, white colours

GXT234 Yunix Compact USB RGB LED PC Microphone for Gaming, Streaming

£29.99

4.6 out of 5 stars

18 reviews

undefined 3 Pack T-shirt - Black

Bank Holiday Deal

Polo Ralph Lauren

3 Pack T-shirt - Black

Current sale price is £51

(Save £9)

Regular price was £60

5 out of 5 stars

1 review

undefined Rectangle Sunglasses - Black

Bank Holiday Deal

Polo Ralph Lauren

Rectangle Sunglasses - Black

Current sale price is £108

(Save £27)

Regular price was £135

undefined Divina Coin Purse

Divina Coin Purse

£40

undefined Emma Winter Belt

Emma Winter Belt

From £65

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.