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undefined Go Air Pop True Wireless Signature Earbuds

+-2 colours+2 colours+1 colours+-1 colours+0 colours

Available in black, teal, lilac, white, slate coloursAvailable in black, teal, lilac, white, slate coloursAvailable in black, teal, lilac, white, slate coloursAvailable in black, teal, lilac, white, slate coloursAvailable in black, teal, lilac, white, slate colours

Go Air Pop True Wireless Signature Earbuds

Current sale price is £19

(Save £5.99)

Regular price was £24.99

4.6 out of 5 stars

3.8k reviews

undefined Black Speckle 12-Piece Dinner Set

Black Speckle 12-Piece Dinner Set

Current sale price is £44

(Save £11)

Regular price was £55

undefined Cl Liberty Corner Sectional Futon

+-3 colours+1 colours+0 colours+-2 colours+-1 colours

Available in black, pink, green, grey coloursAvailable in black, pink, green, grey coloursAvailable in black, pink, green, grey coloursAvailable in black, pink, green, grey coloursAvailable in black, pink, green, grey colours

Cl Liberty Corner Sectional Futon

£649

3.2 out of 5 stars

5 reviews

undefined Go Pop ANC True Wireless Earbuds

+-1 colours+3 colours+2 colours+0 colours+1 colours

Available in black, fuchsia, purple, teal, green, yellow coloursAvailable in black, fuchsia, purple, teal, green, yellow coloursAvailable in black, fuchsia, purple, teal, green, yellow coloursAvailable in black, fuchsia, purple, teal, green, yellow coloursAvailable in black, fuchsia, purple, teal, green, yellow colours

Go Pop ANC True Wireless Earbuds

£29.99

4.5 out of 5 stars

855 reviews

undefined Cube Ready Assembled 2 Door Wardrobe - FSC® Certified

+-3 colours+1 colours+0 colours+-2 colours+-1 colours

Available in black, stone, white, grey coloursAvailable in black, stone, white, grey coloursAvailable in black, stone, white, grey coloursAvailable in black, stone, white, grey coloursAvailable in black, stone, white, grey colours

Cube Ready Assembled 2 Door Wardrobe - FSC® Certified

Current sale price is £369

(Save £110)

Regular price was £479

5 out of 5 stars

2 reviews

undefined JBuds Lux ANC - Hybrid Noise Cancelling Headphones - Up to 70 hours battery life

+-3 colours+1 colours+0 colours+-2 colours+-1 colours

Available in graphite, green, purple, white coloursAvailable in graphite, green, purple, white coloursAvailable in graphite, green, purple, white coloursAvailable in graphite, green, purple, white coloursAvailable in graphite, green, purple, white colours

JBuds Lux ANC - Hybrid Noise Cancelling Headphones - Up to 70 hours battery life

£79

4.7 out of 5 stars

1.7k reviews

undefined Z50Ii + Nikkor Z DX 16-50 Vr

Z50Ii + Nikkor Z DX 16-50 Vr

£999

undefined Hartford Sectional Corner Futon - Black

Hartford Sectional Corner Futon - Black

Current sale price is £539

(Save £110)

Regular price was £649

3 out of 5 stars

1 review

undefined Jensen Metal Single Bed

Jensen Metal Single Bed

Current sale price is From £99

(Save up to £30)

Regular price was From £119

3.2 out of 5 stars

23 reviews

undefined Franklin Console Table Table Black

Franklin Console Table Table Black

Current sale price is £159.20

(Save £39.80)

Regular price was £199

undefined Personalised Secret Message Leather Wallet

+-5 colours+-1 colours+-2 colours+-4 colours+-3 colours

Available in black, brown coloursAvailable in black, brown coloursAvailable in black, brown coloursAvailable in black, brown coloursAvailable in black, brown colours

The Personalised Memento Company

Personalised Secret Message Leather Wallet

£19.99

4 out of 5 stars

29 reviews

undefined GO Air Sport True Wireless Headphones

+-4 colours+0 colours+-1 colours+-3 colours+-2 colours

Available in black, green, yellow coloursAvailable in black, green, yellow coloursAvailable in black, green, yellow coloursAvailable in black, green, yellow coloursAvailable in black, green, yellow colours

GO Air Sport True Wireless Headphones

£29.99

4.2 out of 5 stars

1.5k reviews

undefined Pearce 3 + 3 Drawer Chest

Pearce 3 + 3 Drawer Chest

Current sale price is £199

(Save £50)

Regular price was £249

1 out of 5 stars

1 review

undefined Franklin Coffee Table Black

Franklin Coffee Table Black

Current sale price is £159.20

(Save £39.80)

Regular price was £199

undefined Montreal 3 piece Ready Assembled Package – 2 Door Wardrobe, 3 Drawer Chest and 1 Drawer Bedside Table - Black

Montreal 3 piece Ready Assembled Package – 2 Door Wardrobe, 3 Drawer Chest and 1 Drawer Bedside Table - Black

£449

5 out of 5 stars

3 reviews

undefined Neptune Ready Assembled High Gloss TV Unit - fits up to 65 inch TV - Black

Neptune Ready Assembled High Gloss TV Unit - fits up to 65 inch TV - Black

Current sale price is £239.20

(Save £59.80)

Regular price was £299

4.7 out of 5 stars

3 reviews

undefined Carver Coffee Table

Carver Coffee Table

Current sale price is £127.20

(Save £31.80)

Regular price was £159

2.7 out of 5 stars

3 reviews

undefined Emerson Ready Assembled 3 Soft Close Drawer TV Unit

+-5 colours+-1 colours+-2 colours+-4 colours+-3 colours

Available in black, oak coloursAvailable in black, oak coloursAvailable in black, oak coloursAvailable in black, oak coloursAvailable in black, oak colours

Emerson Ready Assembled 3 Soft Close Drawer TV Unit

Current sale price is £319.20

(Save £79.80)

Regular price was £399

undefined Bushwick Metal Bed

Bushwick Metal Bed

Current sale price is From £175

(Save up to £0)

Regular price was From £219

3.9 out of 5 stars

17 reviews

undefined Cube Ready Assembled Open Shelf Unit - Black - FSC® Certified

Cube Ready Assembled Open Shelf Unit - Black - FSC® Certified

Current sale price is £245

(Save £84)

Regular price was £329

undefined Z fc Mirrorless Camera with NIKKOR Z DX 16-50 mm f/3.5-6.3 Lens Kit

Z fc Mirrorless Camera with NIKKOR Z DX 16-50 mm f/3.5-6.3 Lens Kit

£1039

5 out of 5 stars

2 reviews

undefined Adalynn Convertible Faux Leather Futon - Black

Adalynn Convertible Faux Leather Futon - Black

£399

5 out of 5 stars

1 review

undefined Luna Accent Sideboard Cabinet

Luna Accent Sideboard Cabinet

Current sale price is £159.20

(Save £39.80)

Regular price was £199

undefined Epic Air Sport ANC 3 True Wireless Earbuds- Black

Epic Air Sport ANC 3 True Wireless Earbuds- Black

Current sale price is £79

(Save £20)

Regular price was £99

4.2 out of 5 stars

405 reviews

undefined Calvin Bar Stool- Black

Calvin Bar Stool- Black

Current sale price is £63.20

(Save £15.80)

Regular price was £79

4.3 out of 5 stars

4 reviews

undefined Millie Metal Single Bed

Millie Metal Single Bed

Current sale price is From £115

(Save up to £30)

Regular price was From £139

3.3 out of 5 stars

6 reviews

Short Sleeve Swirl Logo Oasis T-Shirt - Black

£22

undefined Z50Ii + 16-50 Dx + 50-250 Dx

Z50Ii + 16-50 Dx + 50-250 Dx

£1199

undefined Z50II Body

Z50II Body

£849

undefined Giulia Modern Metal Double Bed Frame - Black

Giulia Modern Metal Double Bed Frame - Black

From £179

4.2 out of 5 stars

5 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.