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Fitbit Versa 4 Fitness Smartwatch - built-in GPS, 6-day battery life, Android & iOS compatible - Waterfall Blue/Platinum Aluminium

Available in black, blue, pink coloursAvailable in black, blue, pink coloursAvailable in black, blue, pink coloursAvailable in black, blue, pink coloursAvailable in black, blue, pink colours

Versa 4 Fitness Smartwatch - built-in GPS, 6-day battery life, Android & iOS compatible - Waterfall Blue/Platinum Aluminium

Current sale price is From £127

(Save up to £52)

Regular price was £179

3.8 out of 5 stars

183 reviews

Tower Vortx 11L XL Dual Layer Air Fryer, Digital Control Panel, Black

Vortx 11L XL Dual Layer Air Fryer, Digital Control Panel, Black

Current sale price is £99

(Save £50)

Regular price was £149

4.1 out of 5 stars

47 reviews

Sharp HE2245KW 32" HDR TiVo Smart TV with Freely - 1T-C32HE2245KW

HE2245KW 32" HDR TiVo Smart TV with Freely - 1T-C32HE2245KW

£179

5 out of 5 stars

1 review

Tower 60L Recycling Pedal Bin

60L Recycling Pedal Bin

Current sale price is £102

(Save £30)

Regular price was £132

4.2 out of 5 stars

6 reviews

Tower EEJB226 Cavaletto Kettle and 4 Slice Toaster Set - Black

EEJB226 Cavaletto Kettle and 4 Slice Toaster Set - Black

Current sale price is £69

(Save £10)

Regular price was £79

4.9 out of 5 stars

9 reviews

Sharp HD2225K 24" HDR Smart Roku TV with Freely - 1T-C24HD2225KB

HD2225K 24" HDR Smart Roku TV with Freely - 1T-C24HD2225KB

£139

2 out of 5 stars

1 review

Tower 20L 800W Digital Microwave

20L 800W Digital Microwave

Current sale price is £69

(Save £10)

Regular price was £79

4.5 out of 5 stars

25 reviews

Fitbit Inspire 3 - Black/Midnight Zen Health and Fitness Tracker with up to 10-days battery life. Android and iOS compatible

Available in black, lilac, orange coloursAvailable in black, lilac, orange coloursAvailable in black, lilac, orange coloursAvailable in black, lilac, orange coloursAvailable in black, lilac, orange colours

Inspire 3 - Black/Midnight Zen Health and Fitness Tracker with up to 10-days battery life. Android and iOS compatible

Current sale price is From £58.99

(Save up to £26)

Regular price was £84.99

4.4 out of 5 stars

112 reviews

Tower T19058 Frozen Drink Slushie Maker with Digital Display, 5 Drink Pre-sets and Self-Clean Function, 2.6L Tank Capacity, 220W, Black

T19058 Frozen Drink Slushie Maker with Digital Display, 5 Drink Pre-sets and Self-Clean Function, 2.6L Tank Capacity, 220W, Black

£199

5 out of 5 stars

11 reviews

Silver Cross Pop stroller - Space

Pop stroller - Space

Current sale price is £165

(Save £30)

Regular price was £195

4.5 out of 5 stars

36 reviews

Tower 40l Rectangular Pedal Bin

40l Rectangular Pedal Bin

Current sale price is £65

(Save £20)

Regular price was £85

5 out of 5 stars

1 review

Revamp Hollywood Wave, Curl & Advanced Shine Automatic Rotating Curler

Hollywood Wave, Curl & Advanced Shine Automatic Rotating Curler

Current sale price is £59.99

(Save £60)

Regular price was £119.99

4.3 out of 5 stars

122 reviews

Fitbit Charge 6 - Obsidian Band / Black Aluminum Case

Charge 6 - Obsidian Band / Black Aluminum Case

Current sale price is £98.99

(Save £40.01)

Regular price was £139

4.5 out of 5 stars

89 reviews

Fitbit Versa 4 (Black/Graphite) Smartwatch with Additional Sports Strap

Versa 4 (Black/Graphite) Smartwatch with Additional Sports Strap

Current sale price is £129

(Save £50)

Regular price was £179

3.2 out of 5 stars

13 reviews

Tower Vortx 4L Digital Air Fryer

Vortx 4L Digital Air Fryer

Current sale price is £27

(Save £22)

Regular price was £49

4.3 out of 5 stars

13 reviews

Silver Cross Breez Pushchair - Onyx

Breez Pushchair - Onyx

£595

4.9 out of 5 stars

7 reviews

Silver Cross Motion 2 All Size 360 Car Seat - Space

Motion 2 All Size 360 Car Seat - Space

Current sale price is £265

(Save £60)

Regular price was £325

4.7 out of 5 stars

29 reviews

Silver Cross Clic Pushchair with Travel Bag - Space

Clic Pushchair with Travel Bag - Space

Current sale price is £250

(Save £45)

Regular price was £295

4.4 out of 5 stars

46 reviews

Tower 50l Curved Sensor Bin

50l Curved Sensor Bin

Current sale price is £39

(Save £10)

Regular price was £49

2.3 out of 5 stars

3 reviews

Silver Cross Nia Compact Travel System - Onyx

Nia Compact Travel System - Onyx

£1020

5 out of 5 stars

8 reviews

Silver Cross Breez Family Travel System Pushchair Bundle - Onyx

Breez Family Travel System Pushchair Bundle - Onyx

£1350

Tower Renaissance Kettle & 4-Slice Toaster Twin Pack - Black

Renaissance Kettle & 4-Slice Toaster Twin Pack - Black

Current sale price is £89

(Save £10)

Regular price was £99

3.4 out of 5 stars

5 reviews

Revamp Wide Ultra X Shine Ceramic Hair Straightener

Wide Ultra X Shine Ceramic Hair Straightener

Current sale price is £59.99

(Save £40)

Regular price was £99.99

4.8 out of 5 stars

167 reviews

Monterrain Kids Talas Three Piece Set - Blue

Kids Talas Three Piece Set - Blue

£65

Sharp 50HM5245K 4K UHD QLED Freely TV

50HM5245K 4K UHD QLED Freely TV

£349

Silver Cross Cove Ultimate 360 Car Seat Bundle - Onyx - Iconic Black Car

Cove Ultimate 360 Car Seat Bundle - Onyx - Iconic Black Car

£1220

5 out of 5 stars

7 reviews

Pyrex Set Of 7 Oven Trays

Set Of 7 Oven Trays

£57

Silver Cross Nia Compact Travel System with Accessories - Onyx

Nia Compact Travel System with Accessories - Onyx

£1270

5 out of 5 stars

8 reviews

Monterrain Mens Speed 20 Poly Fleece Overhead Hoody - Black

Mens Speed 20 Poly Fleece Overhead Hoody - Black

Current sale price is £45.50

(Save £19.50)

Regular price was £65

5 out of 5 stars

1 review

Silver Cross Nia Compact Travel Stroller with Carry cot - Onyx

Nia Compact Travel Stroller with Carry cot - Onyx

£595

5 out of 5 stars

8 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

Up to 30% off your first credit order!

What you need to know
Apply for Very Pay and enter WELCOME at the checkout. 30% off Clothing & Footwear and 20% off all other departments.

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes iPad Air M4, Samsung S26 range, Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.