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Columbia Womens Benton Springs 1/2 Snap Pull Over - Beige

Womens Benton Springs 1/2 Snap Pull Over - Beige

Current sale price is £21.60

(Save £23.40)

Regular price was £45

Gym + Coffee Womens Training Industry Fleece Half Zip - Green

Womens Training Industry Fleece Half Zip - Green

Current sale price is £39

(Save £36)

Regular price was £75

Columbia Women's Sequoia Grove 1/2 Zip Fleece - Burgundy

Women's Sequoia Grove 1/2 Zip Fleece - Burgundy

Current sale price is £24

(Save £36)

Regular price was £60

adidas Terrex Womens Mountain Essentials 1/2 Zip Fleece - Blue

Womens Mountain Essentials 1/2 Zip Fleece - Blue

Current sale price is £15

(Save £20)

Regular price was £35

4.9 out of 5 stars

10 reviews

The North Face Women's Glacier Fleece Jacket - White

Women's Glacier Fleece Jacket - White

Current sale price is £48.75

(Save £26.25)

Regular price was £75

4.5 out of 5 stars

32 reviews

adidas Terrex Mens Outdoor Multi Essentials 1/2 Zip Fleece Jacket - Black

Mens Outdoor Multi Essentials 1/2 Zip Fleece Jacket - Black

Current sale price is £21

(Save £14)

Regular price was £35

4.8 out of 5 stars

88 reviews

Nike Athletics Sportswear Sweatshirt - Green

Athletics Sportswear Sweatshirt - Green

Current sale price is £30.80

(Save £24.20)

Regular price was £55

New Balance Womens Reimagined Fleece Crew - Blue

Womens Reimagined Fleece Crew - Blue

Current sale price is £30.80

(Save £24.20)

Regular price was £55

adidas Terrex Mens Outdoor Multi Essentials 1/2 Zip Fleece Jacket - Green

Mens Outdoor Multi Essentials 1/2 Zip Fleece Jacket - Green

Current sale price is £18.40

(Save £16.60)

Regular price was £35

4.8 out of 5 stars

86 reviews

Columbia Mens Helvetia Ii Printed Half Snap Fleece - Grey

Mens Helvetia Ii Printed Half Snap Fleece - Grey

Current sale price is £32.75

(Save £37.25)

Regular price was £70

Columbia Mens Helvetia Ii Printed Half Snap Fleece - Green

Mens Helvetia Ii Printed Half Snap Fleece - Green

Current sale price is £27

(Save £43)

Regular price was £70

adidas Womens Training Printed Polarfleece - Black

Womens Training Printed Polarfleece - Black

Current sale price is £36

(Save £24)

Regular price was £60

4.8 out of 5 stars

4 reviews

Gym + Coffee Womens Training Snap Polar Fleece - Pink

Womens Training Snap Polar Fleece - Pink

Current sale price is £36.40

(Save £28.60)

Regular price was £65

5 out of 5 stars

2 reviews

Columbia Womens Sequoia Grove 1/2 Zip Fleece - Beige

Womens Sequoia Grove 1/2 Zip Fleece - Beige

Current sale price is £25.50

(Save £34.50)

Regular price was £60

Gym + Coffee Womens Training Industry Fleece High Collar Jacket - Pink

Womens Training Industry Fleece High Collar Jacket - Pink

Current sale price is £64

(Save £16)

Regular price was £80

5 out of 5 stars

1 review

Columbia Womens Sequoia Grove 1/2 Zip Fleece - Black

Womens Sequoia Grove 1/2 Zip Fleece - Black

Current sale price is £27.20

(Save £32.80)

Regular price was £60

Columbia Womens Helvetia II Cropped Half Snap Fleece - Purple

Womens Helvetia II Cropped Half Snap Fleece - Purple

Current sale price is £28

(Save £37)

Regular price was £65

The North Face Mens Yumiori Off Peak 1/2 Zip Fleece - Grey

Mens Yumiori Off Peak 1/2 Zip Fleece - Grey

Current sale price is £53.20

(Save £61.80)

Regular price was £115

5 out of 5 stars

2 reviews

FP Movement Womens Training Printed Mountain High 1/2 Zip Fleece - Multi

Womens Training Printed Mountain High 1/2 Zip Fleece - Multi

Current sale price is £55.60

(Save £64.40)

Regular price was £120

4 out of 5 stars

1 review

The North Face Womens Yumiori 1/4 Zip Fleece - Grey

Womens Yumiori 1/4 Zip Fleece - Grey

Current sale price is £40

(Save £40)

Regular price was £80

Columbia Womens Helvetia Ii Printed Cropped Half Snap Fleece - Brown

Womens Helvetia Ii Printed Cropped Half Snap Fleece - Brown

Current sale price is £32.50

(Save £32.50)

Regular price was £65

New Balance Womens Reimagined Fleece Long Length Hoodie - Beige

Womens Reimagined Fleece Long Length Hoodie - Beige

Current sale price is £52

(Save £13)

Regular price was £65

The North Face Mens Cedar Trail Grid 1/4 Zip Fleece - Navy

Mens Cedar Trail Grid 1/4 Zip Fleece - Navy

Current sale price is £28.60

(Save £36.40)

Regular price was £65

4.6 out of 5 stars

57 reviews

Regatta Womens Sweethart Fleece - Green

Womens Sweethart Fleece - Green

£13

5 out of 5 stars

1 review

Columbia Mens Sequoia Grove Half Zip Fleece - Black

Mens Sequoia Grove Half Zip Fleece - Black

Current sale price is £18

(Save £42)

Regular price was £60

Columbia Men's Steens Mountain Half Snap Ii Fleece - Navy

Men's Steens Mountain Half Snap Ii Fleece - Navy

Current sale price is £26.60

(Save £18.40)

Regular price was £45

FP Movement Womens Printed Mountain High 1/2 Zip Fleece - Brown

Womens Printed Mountain High 1/2 Zip Fleece - Brown

Current sale price is £60

(Save £60)

Regular price was £120

Columbia Womens Helvetia Ii Printed Cropped Half Snap Fleece - Purple

Womens Helvetia Ii Printed Cropped Half Snap Fleece - Purple

Current sale price is £33.80

(Save £31.20)

Regular price was £65

Gym + Coffee Womens Training Horizon Layer Up Full Snap - Green

Womens Training Horizon Layer Up Full Snap - Green

Current sale price is £39.20

(Save £30.80)

Regular price was £70

1 out of 5 stars

1 review

The North Face Womens Yumiori 1/4 Zip Fleece - White

Womens Yumiori 1/4 Zip Fleece - White

Current sale price is £40.75

(Save £39.25)

Regular price was £80

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.