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Pour Moi Elle Knit Midi Wrap Dress - Dark Purple

Elle Knit Midi Wrap Dress - Dark Purple

£59

1 out of 5 stars

1 review

Religion Jewell Mini Spaghetti Strap Dress - Navy

Jewell Mini Spaghetti Strap Dress - Navy

Current sale price is £42.50

(Save £42.50)

Regular price was £85

1 out of 5 stars

2 reviews

Monsoon Pleat Bow Bag - Rpt

Pleat Bow Bag - Rpt

£50

1 out of 5 stars

1 review

Skopes Jude Standard Waistcoat - Light Grey

Jude Standard Waistcoat - Light Grey

£65

1 out of 5 stars

1 review

Mango Chiffon Ruffle Maxi Dress - Dusky Pink

Chiffon Ruffle Maxi Dress - Dusky Pink

Current sale price is £86.40

(Save £93.60)

Regular price was £180

1 out of 5 stars

2 reviews

Roman Ruched Hem Chiffon Bolero - Black

Ruched Hem Chiffon Bolero - Black

£30

1 out of 5 stars

1 review

River Island Ruffle Bias Slip Dress - Blue

Ruffle Bias Slip Dress - Blue

Current sale price is £56

(Save £29)

Regular price was £85

1 out of 5 stars

1 review

Forever New Heidi Petite Bubble Hem Mini Dress- Yellow

Heidi Petite Bubble Hem Mini Dress- Yellow

Current sale price is £27

(Save £63)

Regular price was £90

1 out of 5 stars

1 review

River Island Embellished Mini Dress - Pink

Embellished Mini Dress - Pink

Current sale price is £26

(Save £39)

Regular price was £65

1 out of 5 stars

1 review

River Island Shift Mini Dress - White

Shift Mini Dress - White

Current sale price is £23.60

(Save £22.40)

Regular price was £46

1 out of 5 stars

1 review

Raid Jenny Block Heel Gold Detail Sandal - Black

Jenny Block Heel Gold Detail Sandal - Black

Current sale price is £12

(Save £18)

Regular price was £30

1 out of 5 stars

2 reviews

Forever New Honey Sheer Cape Maxi Dress - Red

Honey Sheer Cape Maxi Dress - Red

Current sale price is £36

(Save £84)

Regular price was £120

1 out of 5 stars

1 review

V by Very Organza Midaxi Dress - Print

Organza Midaxi Dress - Print

Current sale price is £24

(Save £26)

Regular price was £50

1 out of 5 stars

2 reviews

V by Very Ruched Floral Printed Mini Dress - Print

Ruched Floral Printed Mini Dress - Print

Current sale price is £15

(Save £35)

Regular price was £50

1 out of 5 stars

4 reviews

The Very Collection Pleated Embroidered Skater Skirt - Black

The Very Collection

Pleated Embroidered Skater Skirt - Black

Current sale price is £14

(Save £21)

Regular price was £35

1 out of 5 stars

1 review

The Very Collection Collar Detail Broderie Trim Shirt - White

The Very Collection

Collar Detail Broderie Trim Shirt - White

Current sale price is £8

(Save £20)

Regular price was £28

1.3 out of 5 stars

3 reviews

The Very Collection Polka Dot Puff Sleeve Mini Dress - Black/White

The Very Collection

Polka Dot Puff Sleeve Mini Dress - Black/White

Current sale price is £19.20

(Save £20.80)

Regular price was £40

1 out of 5 stars

1 review

The Very Collection Long Sleeve Draped Wrap Dress - Blue

The Very Collection

Long Sleeve Draped Wrap Dress - Blue

Current sale price is £18

(Save £27)

Regular price was £45

1.7 out of 5 stars

3 reviews

AX Paris Faux Suede Belted Shirt Dress - Brown

Faux Suede Belted Shirt Dress - Brown

Current sale price is £24

(Save £36)

Regular price was £60

1 out of 5 stars

2 reviews

Michelle Keegan Longline Peplum Bandeau Top - Black

Michelle Keegan

Longline Peplum Bandeau Top - Black

Current sale price is £10.50

(Save £24.50)

Regular price was £35

1 out of 5 stars

1 review

River Island Older Girls Sequin One Shoulder Playsuit - Silver

Older Girls Sequin One Shoulder Playsuit - Silver

Current sale price is £15.75

(Save £13.25)

Regular price was £29

1 out of 5 stars

1 review

Pretty Lavish Odi Maxi Skirt - Brown

Odi Maxi Skirt - Brown

Current sale price is £16.50

(Save £38.50)

Regular price was £55

1 out of 5 stars

1 review

The Very Collection Lace Tie Neck Blouse

The Very Collection

Lace Tie Neck Blouse

Current sale price is £20

(Save £18)

Regular price was £38

1 out of 5 stars

1 review

New Look Black Sequin Neck Trim Cardigan

Black Sequin Neck Trim Cardigan

Current sale price is £18

(Save £18.99)

Regular price was £36.99

1 out of 5 stars

1 review

New Look Satin Wide Leg Trousers - Dark Brown

Satin Wide Leg Trousers - Dark Brown

Current sale price is £17.20

(Save £11.79)

Regular price was £28.99

1 out of 5 stars

1 review

Monsoon Madison Maxi Dress

Madison Maxi Dress

£135

1 out of 5 stars

1 review

The Very Collection Button Up Fitted Co-Ord Shirt - Grey

The Very Collection

Button Up Fitted Co-Ord Shirt - Grey

Current sale price is £15

(Save £23)

Regular price was £38

1 out of 5 stars

1 review

Skopes Anello Tailored Trousers - Grey Check

Anello Tailored Trousers - Grey Check

£64

1 out of 5 stars

2 reviews

The Very Collection Formal Capri Trousers - Black

The Very Collection

Formal Capri Trousers - Black

Current sale price is £12

(Save £13)

Regular price was £25

1 out of 5 stars

2 reviews

Michelle Keegan Lace Detail Column Dress - Brown

Michelle Keegan

Lace Detail Column Dress - Brown

Current sale price is £36

(Save £39)

Regular price was £75

1.5 out of 5 stars

2 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.