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The Very Collection Boys Ottoman Rib Long Sleeve Top - Multi

The Very Collection

Boys Ottoman Rib Long Sleeve Top - Multi

Current sale price is From £2.75

(Save up to £5.75)

Regular price was From £8

2 out of 5 stars

1 review

Michelle Keegan Relaxed Denim Shirt - Mid Wash

Michelle Keegan

Relaxed Denim Shirt - Mid Wash

£45

2 out of 5 stars

1 review

The Very Collection Asymmetric Detail Stripe Shirt - Blue

The Very Collection

Asymmetric Detail Stripe Shirt - Blue

Current sale price is £12

(Save £16)

Regular price was £28

2.5 out of 5 stars

4 reviews

The Very Collection Gold Trim Drop Hem Long Sleeve Mini Dress - Black

The Very Collection

Gold Trim Drop Hem Long Sleeve Mini Dress - Black

Current sale price is £10.50

(Save £24.50)

Regular price was £35

2.8 out of 5 stars

4 reviews

River Island Linen Blend Shirt - White

Linen Blend Shirt - White

Current sale price is £17

(Save £12)

Regular price was £29

2 out of 5 stars

2 reviews

The Very Collection Long Sleeve Cord Mini Shirt Dress - Green

The Very Collection

Long Sleeve Cord Mini Shirt Dress - Green

Current sale price is £12.50

(Save £25.50)

Regular price was £38

2.8 out of 5 stars

8 reviews

V by Very Modal Ruffle Front Mini Dress - Black

Modal Ruffle Front Mini Dress - Black

Current sale price is £14

(Save £21)

Regular price was £35

2.3 out of 5 stars

3 reviews

The Very Collection Curve Collared Denim Shirt

The Very Collection

Curve Collared Denim Shirt

Current sale price is £15

(Save £15)

Regular price was £30

2.7 out of 5 stars

3 reviews

V by Very Fringe Collar Blouse - Black

Fringe Collar Blouse - Black

Current sale price is £12

(Save £28)

Regular price was £40

2 out of 5 stars

2 reviews

The Very Collection Seersucker Stripe Mini Shirt Dress - Print

The Very Collection

Seersucker Stripe Mini Shirt Dress - Print

Current sale price is £19

(Save £21)

Regular price was £40

2 out of 5 stars

1 review

The Very Collection Button Up Textured Cardigan Co-Ord - Grey

The Very Collection

Button Up Textured Cardigan Co-Ord - Grey

Current sale price is £15

(Save £10)

Regular price was £25

2.7 out of 5 stars

3 reviews

The Very Collection Stripe Pocket Shirt - Pink

The Very Collection

Stripe Pocket Shirt - Pink

Current sale price is £19.50

(Save £5.50)

Regular price was £25

2.6 out of 5 stars

5 reviews

New Look Striped Long Sleeve Top - Green

Striped Long Sleeve Top - Green

Current sale price is £13

(Save £6.99)

Regular price was £19.99

2 out of 5 stars

1 review

New Look Poplin Lace Embroidered Shirt - Off White

Poplin Lace Embroidered Shirt - Off White

£32.99

2.5 out of 5 stars

2 reviews

The Very Collection Rose Button Collar Mini Shift Dress - Black

The Very Collection

Rose Button Collar Mini Shift Dress - Black

Current sale price is £18

(Save £22)

Regular price was £40

2 out of 5 stars

1 review

River Island Long Sleeve Lace Trim Collared Mini Dress - Pink

Long Sleeve Lace Trim Collared Mini Dress - Pink

Current sale price is £57.25

(Save £41.75)

Regular price was £99

2 out of 5 stars

1 review

The Very Collection Girls Cotton Rich Zip Up Hoody Pink - (9-12months/6-7 Years)

The Very Collection

Girls Cotton Rich Zip Up Hoody Pink - (9-12months/6-7 Years)

From £9

2 out of 5 stars

1 review

New Look Billy Animal Belted Shirt - Brown

Billy Animal Belted Shirt - Brown

Current sale price is £8.75

(Save £21.24)

Regular price was £29.99

2 out of 5 stars

1 review

The Very Collection Lace High Neck Blouse - Cream

The Very Collection

Lace High Neck Blouse - Cream

Current sale price is £24.75

(Save £15.25)

Regular price was £40

2.8 out of 5 stars

5 reviews

The Very Collection Cinched Button Detail Shirt - Brown

The Very Collection

Cinched Button Detail Shirt - Brown

Current sale price is £11.25

(Save £26.75)

Regular price was £38

2.5 out of 5 stars

2 reviews

The Very Collection Corset Style Satin Blouse - Pink

The Very Collection

Corset Style Satin Blouse - Pink

Current sale price is £10.50

(Save £24.50)

Regular price was £35

2.7 out of 5 stars

3 reviews

The Very Collection Relaxed Fit Rib Hem Jumper With Wool - Teal

The Very Collection

Relaxed Fit Rib Hem Jumper With Wool - Teal

Current sale price is £12

(Save £18)

Regular price was £30

2 out of 5 stars

2 reviews

Long Tall Sally Scuba Button Tab Midi Dress - Black

Long Tall Sally

Scuba Button Tab Midi Dress - Black

£39

2 out of 5 stars

1 review

The Very Collection Ruffle Detail Checked Shirt - Red

The Very Collection

Ruffle Detail Checked Shirt - Red

Current sale price is £9

(Save £21)

Regular price was £30

2 out of 5 stars

1 review

The Very Collection Ruffle Lace Blouse - Black

The Very Collection

Ruffle Lace Blouse - Black

Current sale price is £11.25

(Save £26.75)

Regular price was £38

2.5 out of 5 stars

2 reviews

River Island V Neck Ribbed Jumper - Brown

V Neck Ribbed Jumper - Brown

Current sale price is £27.50

(Save £18.50)

Regular price was £46

2 out of 5 stars

1 review

The Very Collection Crew Neck Peplum Jumper With Wool - Cream

The Very Collection

Crew Neck Peplum Jumper With Wool - Cream

Current sale price is £9

(Save £21)

Regular price was £30

2 out of 5 stars

1 review

New Look Paisley Print V-Neck Long Sleeve Midi Dress - Brown

Paisley Print V-Neck Long Sleeve Midi Dress - Brown

Current sale price is £25

(Save £14.99)

Regular price was £39.99

2 out of 5 stars

2 reviews

The Very Collection Pleated Ruffle Detail Neck Blouse - Black

The Very Collection

Pleated Ruffle Detail Neck Blouse - Black

Current sale price is £8.25

(Save £19.75)

Regular price was £28

2.5 out of 5 stars

2 reviews

PIECES Maria Jaquard Blazer Dress - Black

Maria Jaquard Blazer Dress - Black

Current sale price is £21

(Save £49)

Regular price was £70

2 out of 5 stars

3 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.