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The Very Collection Bow One Shoulder Ruched Midaxi Dress - Yellow

The Very Collection

Bow One Shoulder Ruched Midaxi Dress - Yellow

£60

3.3 out of 5 stars

3 reviews

Michelle Keegan Cape Maxi Chiffon Dress - Brown Polka Dot

Michelle Keegan

Cape Maxi Chiffon Dress - Brown Polka Dot

Current sale price is £64

(Save £16)

Regular price was £80

3.6 out of 5 stars

5 reviews

Michelle Keegan Floral Applique Midi Dress - Blue

Michelle Keegan

Floral Applique Midi Dress - Blue

Current sale price is £31.50

(Save £38.50)

Regular price was £70

3 out of 5 stars

1 review

The Very Collection Kitten Heel Sling Back Court Shoe - Butter Cream

The Very Collection

Kitten Heel Sling Back Court Shoe - Butter Cream

Current sale price is £12

(Save £20)

Regular price was £32

3 out of 5 stars

2 reviews

Michelle Keegan Wide Leg Trouser Co Ord - Lemon

Michelle Keegan

Wide Leg Trouser Co Ord - Lemon

Current sale price is £21.50

(Save £13.50)

Regular price was £35

3.8 out of 5 stars

4 reviews

AX Paris Abstract Print Strappy Midi Dress - Green

Abstract Print Strappy Midi Dress - Green

£45

3 out of 5 stars

1 review

Michelle Keegan Trim Detail Bandeau Top Co Ord - Lemon

Michelle Keegan

Trim Detail Bandeau Top Co Ord - Lemon

Current sale price is £24.50

(Save £10.50)

Regular price was £35

3.8 out of 5 stars

4 reviews

Michelle Keegan Longline Knitted Waistcoat - Cream

Michelle Keegan

Longline Knitted Waistcoat - Cream

£40

3 out of 5 stars

2 reviews

The Very Collection Tailored Pinstripe Pleated Wide Leg Trousers - Sage

The Very Collection

Tailored Pinstripe Pleated Wide Leg Trousers - Sage

Current sale price is £22

(Save £8)

Regular price was £30

3 out of 5 stars

2 reviews

The Very Collection Blouson Waisted Midaxi Dress - Green

The Very Collection

Blouson Waisted Midaxi Dress - Green

Current sale price is £37.50

(Save £12.50)

Regular price was £50

3.7 out of 5 stars

3 reviews

The Very Collection Hardwear Detail Linen Blend Waistcoat Co Ord - Peach

The Very Collection

Hardwear Detail Linen Blend Waistcoat Co Ord - Peach

Current sale price is £32.25

(Save £5.75)

Regular price was £38

3.5 out of 5 stars

2 reviews

AX Paris Velvet Pattern Off The Shoulder Draped Top Midi Dress - Black

Velvet Pattern Off The Shoulder Draped Top Midi Dress - Black

Current sale price is £18

(Save £42)

Regular price was £60

3.7 out of 5 stars

3 reviews

New Look Faux Suede Knot Strap Block Heel Sandals - Black

Faux Suede Knot Strap Block Heel Sandals - Black

Current sale price is £17

(Save £12.99)

Regular price was £29.99

3 out of 5 stars

1 review

The Very Collection V Neck Ruffle Pleated Mini Dress - Pink

The Very Collection

V Neck Ruffle Pleated Mini Dress - Pink

Current sale price is £26.50

(Save £28.50)

Regular price was £55

3.5 out of 5 stars

2 reviews

Michelle Keegan Velvet Sheer Hem Dress - Black

Michelle Keegan

Velvet Sheer Hem Dress - Black

Current sale price is £32

(Save £48)

Regular price was £80

3.7 out of 5 stars

3 reviews

Michelle Keegan Waist Detail Batwing Blouse - Natural

Michelle Keegan

Waist Detail Batwing Blouse - Natural

Current sale price is £18

(Save £22)

Regular price was £40

3 out of 5 stars

1 review

New Look Sequinned Mini T-Shirt Dress - Black

Sequinned Mini T-Shirt Dress - Black

Current sale price is £15

(Save £16.99)

Regular price was £31.99

3.5 out of 5 stars

2 reviews

V by Very Gold Trim Midaxi Dress - Khaki

Gold Trim Midaxi Dress - Khaki

Current sale price is £22.50

(Save £22.50)

Regular price was £45

3 out of 5 stars

5 reviews

Michelle Keegan Bodycon Maxi Dress With Bow - Black

Michelle Keegan

Bodycon Maxi Dress With Bow - Black

Current sale price is £32

(Save £48)

Regular price was £80

3.8 out of 5 stars

4 reviews

The Very Collection High Neck Halter Embellished Mini Dress - Black

The Very Collection

High Neck Halter Embellished Mini Dress - Black

Current sale price is £45

(Save £30)

Regular price was £75

3 out of 5 stars

2 reviews

The Very Collection Ruched Front Midi Dress - Black

The Very Collection

Ruched Front Midi Dress - Black

Current sale price is £14

(Save £21)

Regular price was £35

3.8 out of 5 stars

5 reviews

Michelle Keegan Pleated Detail Strappy Top - Green

Michelle Keegan

Pleated Detail Strappy Top - Green

Current sale price is £10.50

(Save £24.50)

Regular price was £35

3.8 out of 5 stars

5 reviews

Apricot Fit And Flare Mini Dress - Red

Fit And Flare Mini Dress - Red

£39

3 out of 5 stars

1 review

Michelle Keegan Embellished Waist Trousers - Brown

Michelle Keegan

Embellished Waist Trousers - Brown

Current sale price is £13.50

(Save £31.50)

Regular price was £45

3.5 out of 5 stars

2 reviews

The Very Collection Ruffle Shift Dress - Black

The Very Collection

Ruffle Shift Dress - Black

Current sale price is £18

(Save £22)

Regular price was £40

3 out of 5 stars

1 review

New Look Dark Burgundy Satin Bias Cut Midi Skirt

Dark Burgundy Satin Bias Cut Midi Skirt

Current sale price is £15

(Save £9.99)

Regular price was £24.99

3.6 out of 5 stars

5 reviews

River Island Embellished Strappy Heels

Embellished Strappy Heels

£46

3 out of 5 stars

1 review

Ravel Farran Block Heel - Tan

Farran Block Heel - Tan

Current sale price is £25

(Save £25)

Regular price was £50

3 out of 5 stars

1 review

Michelle Keegan Corset Square Neck Top - Navy

Michelle Keegan

Corset Square Neck Top - Navy

Current sale price is £10.50

(Save £24.50)

Regular price was £35

3.2 out of 5 stars

6 reviews

Pretty Lavish Jade Floral Pleated V Neck Midaxi Dress - Pink

Jade Floral Pleated V Neck Midaxi Dress - Pink

Current sale price is £31.50

(Save £53.50)

Regular price was £85

3.7 out of 5 stars

3 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.