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Streetwize Straw Beach Umbrella

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My Passport 4TB Black

£114.99

3.8 out of 5 stars

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Smart Solar Damasque Solar Stake Light - Pack of 6

Damasque Solar Stake Light - Pack of 6

£22.99

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5 reviews

Skopes Harcourt Tailored Fit Trousers - Dark Blue

Harcourt Tailored Fit Trousers - Dark Blue

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12ft Fast Set Pool with Filter Pump

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Pour Moi India Lace Suspender

India Lace Suspender

£22

3.6 out of 5 stars

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Sam Faiers Little Knightleys Zambezi Eyelet Curtains

Sam Faiers Little Knightleys

Zambezi Eyelet Curtains

Current sale price is From £30

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Regular price was From £55

3.4 out of 5 stars

5 reviews

Jual Havana Coffee Table - Oak

Havana Coffee Table - Oak

£419

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2 reviews

TLC Sport Performance High Tummy Control Extra Strong Compression Bootleg Legging - Black

TLC Sport Performance

High Tummy Control Extra Strong Compression Bootleg Legging - Black

£48

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Vango Riviera Air 390 Elements ProShield CARAVAN Awning

Riviera Air 390 Elements ProShield CARAVAN Awning

£1299

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Outdoor Gas Fire Pit Rattan Easy Ignition

£359.99

3.7 out of 5 stars

3 reviews

Hotpoint ActiveCare NDD9725GDAUK E|B 9+7KG 1600rpm Washer Dryer

ActiveCare NDD9725GDAUK E|B 9+7KG 1600rpm Washer Dryer

£519

3 out of 5 stars

3 reviews

One Call Harris 4 Piece Part Assembled Package 3 Door Mirrored Wardrobe, 5 Drawer Chest and 2 Bedside Chests

Harris 4 Piece Part Assembled Package 3 Door Mirrored Wardrobe, 5 Drawer Chest and 2 Bedside Chests

£1349

3 out of 5 stars

2 reviews

TLC Sport Performance Medium Compression Bootleg Legging - Black

TLC Sport Performance

Medium Compression Bootleg Legging - Black

From £36

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3 reviews

Pour Moi Metallic Plisse Maxi Kimono - Multi

Metallic Plisse Maxi Kimono - Multi

£45

3.9 out of 5 stars

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Rock Luggage Tulum 8 Wheel Hardshell Large Suitcase - Grey

Tulum 8 Wheel Hardshell Large Suitcase - Grey

£105

3 out of 5 stars

2 reviews

Estee Lauder Beautiful Magnolia Intense Eau de Parfum 50ml

Beautiful Magnolia Intense Eau de Parfum 50ml

£89

3.4 out of 5 stars

22 reviews

Just Sheepskin Albery Sheepskin Bootie Slipper - Dove

Albery Sheepskin Bootie Slipper - Dove

£95

3 out of 5 stars

3 reviews

Hush Puppies Pearce Lace Up Shoes

Pearce Lace Up Shoes

Current sale price is £71.25

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3 out of 5 stars

2 reviews

Rowlinson Modena Arbour

Modena Arbour

£299.99

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8 reviews

Pour Moi Space Twist Front Non-Wired Tankini - Black

Space Twist Front Non-Wired Tankini - Black

£42

3 out of 5 stars

1 review

Tower VL100 Optimum Digital Anti-Tangle Vacuum Cleaner

VL100 Optimum Digital Anti-Tangle Vacuum Cleaner

£149

3.6 out of 5 stars

54 reviews

Xbox PGA Tour Golf 23 (Digital Download for Xbox Series X/S)

PGA Tour Golf 23 (Digital Download for Xbox Series X/S)

£69.99

3 out of 5 stars

2 reviews

Pour Moi Energy Empower U/W Lightly Padded Convertible Sports Bra - Black/Multi

Energy Empower U/W Lightly Padded Convertible Sports Bra - Black/Multi

£34

3.9 out of 5 stars

12 reviews

Dorel Home Bradford Metal Locker End Table

Bradford Metal Locker End Table

£89

3 out of 5 stars

1 review

Pod Angus Lace Up Brogue - Black

Angus Lace Up Brogue - Black

£60

3.7 out of 5 stars

3 reviews

Gardena Solar-powered Irrigation aquaBloom Set

Solar-powered Irrigation aquaBloom Set

£124.99

3 out of 5 stars

2 reviews

THIS WORKS Baby Sleep Pillow spray 75ml

Baby Sleep Pillow spray 75ml

£25

3.4 out of 5 stars

14 reviews

Miss Mary of Sweden Wide Shoulder Cotton Bra - Black

Miss Mary of Sweden

Wide Shoulder Cotton Bra - Black

£34.50

3.5 out of 5 stars

4 reviews

Start-rite Origin Black Leather Double Rip Tape Boys School Shoes

Origin Black Leather Double Rip Tape Boys School Shoes

£45

3.5 out of 5 stars

4 reviews

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.