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Barbour International International Kinetic Cotton Oxford Shirt - Black

Barbour International

International Kinetic Cotton Oxford Shirt - Black

Current sale price is £46.80

(Save £18.20)

Regular price was £65

5 out of 5 stars

1 review

AVF Ecomount Flat to Wall TV Mount 32-55" + 1M HDMI Cable

Ecomount Flat to Wall TV Mount 32-55" + 1M HDMI Cable

£19.99

5 out of 5 stars

1 review

Tommy Hilfiger Boys Essential Hoodie - Black

Boys Essential Hoodie - Black

Current sale price is From £32.40

(Save up to £15.40)

Regular price was From £45

5 out of 5 stars

1 review

Shire Beds Liberty Velvet Headboard - Black - FSC® Certified

Liberty Velvet Headboard - Black - FSC® Certified

Current sale price is From £169

(Save up to £102)

Regular price was From £249

5 out of 5 stars

1 review

Very Home Moda Round Pedestal Glass Top Side Table

Moda Round Pedestal Glass Top Side Table

Current sale price is £65

(Save £54)

Regular price was £119

5 out of 5 stars

2 reviews

Sekonda Mens Sport Crossfell Black Plastic Strap with Black Dial Digital Watch

Mens Sport Crossfell Black Plastic Strap with Black Dial Digital Watch

£40

5 out of 5 stars

3 reviews

Only Kids Girls Flared Trousers - Black

Girls Flared Trousers - Black

£20

5 out of 5 stars

1 review

Ronhill Men's Core Running Thermal 1/2 Zip Top - Black

Men's Core Running Thermal 1/2 Zip Top - Black

Current sale price is £39.60

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Regular price was £55

5 out of 5 stars

1 review

Only Kids Girls Royal Flare Jeans - Black

Girls Royal Flare Jeans - Black

£22

5 out of 5 stars

1 review

Clarks Howard Cap Oxford Shoes - Black

Howard Cap Oxford Shoes - Black

£70

5 out of 5 stars

7 reviews

Fujifilm X-T5 Mirrorless Digital Camera with XF16-80mm F4 R OIS WR Lens Kit - Black

X-T5 Mirrorless Digital Camera with XF16-80mm F4 R OIS WR Lens Kit - Black

£2149

5 out of 5 stars

2 reviews

Calvin Klein Jeans Classic Cupsole Low Leather Trainer - Black/white

Calvin Klein Jeans

Classic Cupsole Low Leather Trainer - Black/white

Current sale price is £47.70

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Regular price was £90

5 out of 5 stars

2 reviews

Britax Safe Way M 3 Months - 7 Years Approx Height 61 - 125 cm 36 kg Extended Rear Facing Car Seat Manual Tightening Tethers - Space Black

Safe Way M 3 Months - 7 Years Approx Height 61 - 125 cm 36 kg Extended Rear Facing Car Seat Manual Tightening Tethers - Space Black

£349.99

5 out of 5 stars

1 review

MSI PRO B760 Intel PC Gaming Motherboard

PRO B760 Intel PC Gaming Motherboard

Current sale price is £105

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5 out of 5 stars

1 review

Pour Moi India Thong - Black

India Thong - Black

£16

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5 reviews

Lyle & Scott Lyle & Scott Big & Tall Zip Through Hooded Jacket - Black

Lyle & Scott Big & Tall Zip Through Hooded Jacket - Black

£90

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Maternity Ruched Adjustable Side Swimsuit - Black

£49

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5 reviews

Tommy Hilfiger Boys Essential Sweatpants - Black

Boys Essential Sweatpants - Black

From £40

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2 reviews

Berghaus Nula Vest - Black

Nula Vest - Black

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Regular price was £120

5 out of 5 stars

1 review

Ingersoll 1892 The Broadway Automatic Mens Watch with Black Dial and Black Ceramic Bracelet - I15102

1892 The Broadway Automatic Mens Watch with Black Dial and Black Ceramic Bracelet - I15102

£475

5 out of 5 stars

3 reviews

Armani Exchange Leather Cross Body Bag - Black

Armani Exchange

Leather Cross Body Bag - Black

Current sale price is £68.40

(Save £26.60)

Regular price was £95

5 out of 5 stars

2 reviews

BOSS Baxton Belt - Black

Baxton Belt - Black

Current sale price is £63.90

(Save £25.10)

Regular price was £89

5 out of 5 stars

1 review

Big & Tall Small Logo Polo Shirt - Black

Current sale price is £25.20

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Regular price was £35

5 out of 5 stars

2 reviews

Rock Luggage Jewel 4 Wheel Soft Large Suitcase - Black

Jewel 4 Wheel Soft Large Suitcase - Black

£85

5 out of 5 stars

4 reviews

Sonos Era 300

Available in black, white coloursAvailable in black, white coloursAvailable in black, white coloursAvailable in black, white coloursAvailable in black, white colours

Era 300

£449

5 out of 5 stars

15 reviews

AMD Ryzen 7700X Processor

Ryzen 7700X Processor

£269

5 out of 5 stars

1 review

Jack & Jones Junior

Boys 5 Pack Basic Logo Tennis Socks - Black

£12

5 out of 5 stars

3 reviews

DORINA Sedan Non Padded Wired Bra - Black

Sedan Non Padded Wired Bra - Black

Current sale price is £17.10

(Save £6.90)

Regular price was £24

5 out of 5 stars

7 reviews

TLC Sport Performance Medium Compression Gathered Skirt Legging - Black

TLC Sport Performance

Medium Compression Gathered Skirt Legging - Black

£43

5 out of 5 stars

3 reviews

Very Home Kano Faux Leather Easy Fit

Kano Faux Leather Easy Fit

£40

5 out of 5 stars

5 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 17 range, Apple Mac Lines, Apple Watch Series 11, Ultra 3 and SE3, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.