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Tommy Jeans Us Flag Short Sleeve T-Shirt - White

Us Flag Short Sleeve T-Shirt - White

Current sale price is £28

(Save £7)

Regular price was £35

5 out of 5 stars

1 review

FatFace Jacquard Dress - White

Jacquard Dress - White

Current sale price is £43

(Save £36)

Regular price was £79

5 out of 5 stars

1 review

Skechers Goldcrown Heart Print Gore & Strap Sneaker

Goldcrown Heart Print Gore & Strap Sneaker

£59

5 out of 5 stars

1 review

The Love Collection Sterling Silver Enamel alphabet Charm with Chain - White

The Love Collection

Sterling Silver Enamel alphabet Charm with Chain - White

Current sale price is £12

(Save £3)

Regular price was £15

5 out of 5 stars

1 review

Asus AIO Desktop - Intel Core i7 - 16GB RAM - 512GB SSD - 27in

AIO Desktop - Intel Core i7 - 16GB RAM - 512GB SSD - 27in

From £899

5 out of 5 stars

2 reviews

Puma Mens Running Scend Pro 2 Trainers - White

Mens Running Scend Pro 2 Trainers - White

£60

5 out of 5 stars

1 review

Soundcore AeroClip Open-Ear Clip-On Wireless Earbuds with Adaptive Comfort

Available in white, black coloursAvailable in white, black coloursAvailable in white, black coloursAvailable in white, black coloursAvailable in white, black colours

AeroClip Open-Ear Clip-On Wireless Earbuds with Adaptive Comfort

£129

5 out of 5 stars

1 review

adidas Real Madrid Mini Kit 25/26 Home Full Kit - White

Real Madrid Mini Kit 25/26 Home Full Kit - White

£50

5 out of 5 stars

5 reviews

Polo Ralph Lauren Girls Classic Short Sleeve T-Shirt - White

Polo Ralph Lauren

Girls Classic Short Sleeve T-Shirt - White

Current sale price is From £25

(Save up to £18)

Regular price was From £42

5 out of 5 stars

1 review

Pour Moi Viva Luxe High Waist Light Control Brief - White

Viva Luxe High Waist Light Control Brief - White

£18

5 out of 5 stars

3 reviews

Very Home Carina 2 + 3 Drawer Chest - White - FSC® Certified

Carina 2 + 3 Drawer Chest - White - FSC® Certified

£299

5 out of 5 stars

2 reviews

adidas Mens Manchester United Training Jersey - White

Mens Manchester United Training Jersey - White

£45

5 out of 5 stars

6 reviews

Airsprung 3000 Pocket Wool Mattress

3000 Pocket Wool Mattress

Current sale price is From £309

(Save up to £140)

Regular price was From £399

5 out of 5 stars

1 review

Pour Moi Free Spirit Fold Over Brief - White

Free Spirit Fold Over Brief - White

£22

5 out of 5 stars

4 reviews

Regatta Unisex Adult Wateproof Changing Robe - White

Unisex Adult Wateproof Changing Robe - White

£60

5 out of 5 stars

1 review

Mango Wide Leg Jeans With Turned Up Hem - White

Wide Leg Jeans With Turned Up Hem - White

Current sale price is £21

(Save £15)

Regular price was £36

5 out of 5 stars

1 review

New Look 915 Girls Puff Ball Racerback Ribbed Mini Dress - White

Girls Puff Ball Racerback Ribbed Mini Dress - White

Current sale price is £11.50

(Save £6.49)

Regular price was £17.99

5 out of 5 stars

1 review

Very Home Chicago Net Curtain

Chicago Net Curtain

From £7

5 out of 5 stars

4 reviews

FatFace Emery Blouse - White

Emery Blouse - White

Current sale price is £38.50

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Regular price was £55

5 out of 5 stars

1 review

River Island Ruffle 3D Floral Tank - White

Ruffle 3D Floral Tank - White

Current sale price is £15.25

(Save £13.75)

Regular price was £29

5 out of 5 stars

2 reviews

Tommy Hilfiger Palm Tree Label T-Shirt - White

Palm Tree Label T-Shirt - White

Current sale price is £29.50

(Save £15.50)

Regular price was £45

5 out of 5 stars

1 review

Apple Pencil (2nd generation)

Pencil (2nd generation)

£129

5 out of 5 stars

2 reviews

Cooler Master MasterLiquid 240 Core II CPU Liquid Cooler - White

MasterLiquid 240 Core II CPU Liquid Cooler - White

£77

5 out of 5 stars

1 review

River Island Short Sleeve Linen Dress - White

Short Sleeve Linen Dress - White

Current sale price is £47

(Save £12)

Regular price was £59

5 out of 5 stars

2 reviews

BOSS Aiden Pipe Trim Leather Lace Tennis Trainers - White

Aiden Pipe Trim Leather Lace Tennis Trainers - White

Current sale price is £111

(Save £28)

Regular price was £139

5 out of 5 stars

1 review

Tower Cavaletto 5-Piece Pan Set – White

Cavaletto 5-Piece Pan Set – White

£120

5 out of 5 stars

6 reviews

Swan EEJB247 Symphony 2 Slice Toaster and Kettle Set - White

EEJB247 Symphony 2 Slice Toaster and Kettle Set - White

£49

5 out of 5 stars

3 reviews

New Look Ditsy Print Fitted Waist Mini Dress - White

Ditsy Print Fitted Waist Mini Dress - White

Current sale price is £23

(Save £10.99)

Regular price was £33.99

5 out of 5 stars

1 review

B By Ted Baker Ted Baker June Lem Slip - White

Ted Baker June Lem Slip - White

Current sale price is £31

(Save £8)

Regular price was £39

5 out of 5 stars

1 review

Armani Exchange Icon Project Crew Neck T-Shirt - Off White

Armani Exchange

Icon Project Crew Neck T-Shirt - Off White

Current sale price is £36.25

(Save £9.75)

Regular price was £46

5 out of 5 stars

1 review

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 17 range, Apple Mac Lines, Apple Watch Series 11, Ultra 3 and SE3, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.