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Free Click & Collect

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Up to 60% off Sale!

Up to 60% off Sale!

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The Very Collection Boucle Top - Black

The Very Collection

Boucle Top - Black

Current sale price is £12.50

(Save £12.50)

Regular price was £25

5 out of 5 stars

1 review

The Very Collection Self Belt Polka Jacket - Black & White

The Very Collection

Self Belt Polka Jacket - Black & White

£40

5 out of 5 stars

1 review

The Very Collection Curve Button Through Waistcoat Co-ord

The Very Collection

Curve Button Through Waistcoat Co-ord

Current sale price is £13.50

(Save £14.50)

Regular price was £28

5 out of 5 stars

1 review

River Island Short High Neck Denim Waistcoat - Blue

Short High Neck Denim Waistcoat - Blue

Current sale price is £18.75

(Save £23.25)

Regular price was £42

5 out of 5 stars

1 review

The Very Collection Longline Waistcoat - Green

The Very Collection

Longline Waistcoat - Green

Current sale price is £14.25

(Save £11.75)

Regular price was £26

5 out of 5 stars

1 review

The Very Collection Cotton Rich Blanket Stitch Knitted Waistcoat - Cream

The Very Collection

Cotton Rich Blanket Stitch Knitted Waistcoat - Cream

Current sale price is £15

(Save £13)

Regular price was £28

5 out of 5 stars

1 review

The Very Collection Boucle Waistcoat - Red

The Very Collection

Boucle Waistcoat - Red

£35

5 out of 5 stars

2 reviews

The Very Collection Linen Blend Scoop Waistcoat - Natural

The Very Collection

Linen Blend Scoop Waistcoat - Natural

Current sale price is £26.25

(Save £8.75)

Regular price was £35

5 out of 5 stars

2 reviews

Michelle Keegan Asymmetric Linen Blend Halter Co-Ord Waistcoat - Red

Michelle Keegan

Asymmetric Linen Blend Halter Co-Ord Waistcoat - Red

£40

5 out of 5 stars

2 reviews

The Very Collection Structured Denim Co-Ord Top - Dark Wash

The Very Collection

Structured Denim Co-Ord Top - Dark Wash

£28

5 out of 5 stars

1 review

New Look Black Square Neck Button Down Waistcoat

Black Square Neck Button Down Waistcoat

Current sale price is £14.99

(Save £5)

Regular price was £19.99

5 out of 5 stars

1 review

The Very Collection Wrap Denim Tunic Co-ord Top - Dark Wash

The Very Collection

Wrap Denim Tunic Co-ord Top - Dark Wash

Current sale price is £28

(Save £7)

Regular price was £35

5 out of 5 stars

2 reviews

New Look Striped Button Front Waistcoat - Cream

Striped Button Front Waistcoat - Cream

Current sale price is £15.25

(Save £6.74)

Regular price was £21.99

5 out of 5 stars

1 review

Michelle Keegan Crochet Lace Maxi Top - White

Michelle Keegan

Crochet Lace Maxi Top - White

£65

5 out of 5 stars

1 review

River Island Long Waistcoat Multi Buttons - Brown

Long Waistcoat Multi Buttons - Brown

Current sale price is £22.25

(Save £19.75)

Regular price was £42

5 out of 5 stars

1 review

Michelle Keegan Belted Metallic Knit Co Ord Vest Top - Brown

Michelle Keegan

Belted Metallic Knit Co Ord Vest Top - Brown

£35

5 out of 5 stars

1 review

River Island Clean Knitted Sleeveless Waistcoat - Black

Clean Knitted Sleeveless Waistcoat - Black

Current sale price is £14.25

(Save £21.75)

Regular price was £36

5 out of 5 stars

1 review

Yours Curve Knitted Waistcoat - Black

Curve Knitted Waistcoat - Black

£27

5 out of 5 stars

1 review

New Look Dark Brown Soft Touch V-Neck Waistcoat

Dark Brown Soft Touch V-Neck Waistcoat

Current sale price is £12.50

(Save £12.49)

Regular price was £24.99

5 out of 5 stars

1 review

Yours Curve Textured Waistcoat Bow Detail Co-Ord - Blue

Curve Textured Waistcoat Bow Detail Co-Ord - Blue

£23

5 out of 5 stars

1 review

Sosandar Pale Linen Blend Waistcoat - Pink

Pale Linen Blend Waistcoat - Pink

£49

5 out of 5 stars

1 review

New Look Faux Leather Waistcoat - Black

Faux Leather Waistcoat - Black

Current sale price is £17.75

(Save £15.24)

Regular price was £32.99

5 out of 5 stars

1 review

New Look Brown Soft Touch Pinstriped Waistcoat

Brown Soft Touch Pinstriped Waistcoat

Current sale price is £15

(Save £8.99)

Regular price was £23.99

5 out of 5 stars

1 review

Vero Moda Fea Sleeveless String Waistcoat - Beige

Fea Sleeveless String Waistcoat - Beige

Current sale price is £11.25

(Save £26.75)

Regular price was £38

5 out of 5 stars

2 reviews

New Look Faux Fur Hem Sleeveless Waistcoat Top - Beige

Faux Fur Hem Sleeveless Waistcoat Top - Beige

Current sale price is £23.50

(Save £16.49)

Regular price was £39.99

5 out of 5 stars

1 review

The Very Collection Faux Suede Longline Waistcoat Top - Brown

The Very Collection

Faux Suede Longline Waistcoat Top - Brown

Current sale price is £15

(Save £17)

Regular price was £32

5 out of 5 stars

3 reviews

New Look Faux Leather Waistcoat - Cream

Faux Leather Waistcoat - Cream

Current sale price is £13

(Save £19.99)

Regular price was £32.99

5 out of 5 stars

2 reviews

Vero Moda Denim Sleeveless Waistcoat - Blue

Denim Sleeveless Waistcoat - Blue

Current sale price is £13.50

(Save £31.50)

Regular price was £45

5 out of 5 stars

1 review

River Island Halterneck Waistcoat - Blue

Halterneck Waistcoat - Blue

Current sale price is £23.25

(Save £15.75)

Regular price was £39

5 out of 5 stars

2 reviews

Mango Denim Effect Lyocell Waistcoat - Blue

Denim Effect Lyocell Waistcoat - Blue

Current sale price is £20

(Save £16)

Regular price was £36

5 out of 5 stars

2 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.