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Fati Leather Tab Logo Beanie Hat - Grey

Current sale price is £42.25

(Save £16.75)

Regular price was £59

River Island Pin Stripe Longline Waistcoat - Grey

Pin Stripe Longline Waistcoat - Grey

Current sale price is £20.50

(Save £13.50)

Regular price was £34

3 out of 5 stars

1 review

Crocs Classic Fleece Lined Clog -Concrete

Classic Fleece Lined Clog -Concrete

Current sale price is £48

(Save £12)

Regular price was £60

4.3 out of 5 stars

8 reviews

Lauren by Ralph Lauren Scarf Gift Box Set - Mid Grey

Lauren by Ralph Lauren

Scarf Gift Box Set - Mid Grey

Current sale price is £104.25

(Save £34.75)

Regular price was £139

GANT Regular Fit Short Sleeve T-Shirt - Grey

Regular Fit Short Sleeve T-Shirt - Grey

Current sale price is £28

(Save £12)

Regular price was £40

4.6 out of 5 stars

23 reviews

V by Very Micro Mini Skirt - Grey

Micro Mini Skirt - Grey

Current sale price is £9.50

(Save £15.50)

Regular price was £25

New Look 915 Girls Eight Ball Print T-shirt - Gey

Girls Eight Ball Print T-shirt - Gey

Current sale price is £9.50

(Save £2.49)

Regular price was £11.99

Calvin Klein Premium Terry Ck Emblem Joggers - Grey

Premium Terry Ck Emblem Joggers - Grey

Current sale price is £72

(Save £18)

Regular price was £90

Jack & Jones Junior Boys Half Zip Knitted Jumper - Grey

Jack & Jones Junior

Boys Half Zip Knitted Jumper - Grey

Current sale price is £26.25

(Save £8.75)

Regular price was £35

Levi's 555 '96 Relaxed Straight Fit Jeans - Cheers To That - Grey

555 '96 Relaxed Straight Fit Jeans - Cheers To That - Grey

Current sale price is £43.25

(Save £26.75)

Regular price was £70

4.7 out of 5 stars

10 reviews

FatFace Bianca Teddy Coat - Grey

Bianca Teddy Coat - Grey

Current sale price is £96

(Save £24)

Regular price was £120

5 out of 5 stars

1 review

Calvin Klein Loungewear Cosy Knitted Top - Grey

Loungewear Cosy Knitted Top - Grey

Current sale price is £44

(Save £21)

Regular price was £65

V by Very Zip Front Jumpsuit - Grey

Zip Front Jumpsuit - Grey

Current sale price is £22.50

(Save £22.50)

Regular price was £45

5 out of 5 stars

5 reviews

The Very Collection Oversized Collar Belted Longline Cardigan - Grey

The Very Collection

Oversized Collar Belted Longline Cardigan - Grey

Current sale price is £24

(Save £8)

Regular price was £32

Vero Moda Ilina Long Sleeve O-neck Handstitch Jumper - Grey

Ilina Long Sleeve O-neck Handstitch Jumper - Grey

Current sale price is £37.50

(Save £12.50)

Regular price was £50

5 out of 5 stars

2 reviews

V by Very Curve Embroidered Trouser Co-Ord - Dark Grey

V by Very Curve

Embroidered Trouser Co-Ord - Dark Grey

Current sale price is £16.25

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Regular price was £25

3.5 out of 5 stars

2 reviews

River Island Check Harrington Jacket - Dark Grey

Check Harrington Jacket - Dark Grey

Current sale price is £42.75

(Save £23.25)

Regular price was £66

Luke 1977 Anderson Hoodie - Grey

Anderson Hoodie - Grey

Current sale price is £58.50

(Save £26.50)

Regular price was £85

Mango Boys Nep Yarn Knitted Jumper - Dark Grey

Boys Nep Yarn Knitted Jumper - Dark Grey

Current sale price is £19.50

(Save £6.50)

Regular price was £26

EA7 Emporio Armani Train Core Id Full Zip Hooded Tracksuit - Grey

EA7 Emporio Armani

Train Core Id Full Zip Hooded Tracksuit - Grey

Current sale price is £136

(Save £34)

Regular price was £170

adidas Originals Women's Three Stripe Full Zip Jacket - Grey

adidas Originals

Women's Three Stripe Full Zip Jacket - Grey

Current sale price is £60

(Save £15)

Regular price was £75

Graphic Logo High Neck Wool Sweater - Grey

Current sale price is £120

(Save £40)

Regular price was £160

New Look Curves Grey Metallic Short Sleeve Blouse

Curves Grey Metallic Short Sleeve Blouse

Current sale price is £16.50

(Save £7.49)

Regular price was £23.99

Very Man Hybrid Funnel Neck Jacket - Grey

Hybrid Funnel Neck Jacket - Grey

Current sale price is £22.50

(Save £19.50)

Regular price was £42

New Look Checked Flared Trousers - Grey

Checked Flared Trousers - Grey

Current sale price is £19

(Save £4.99)

Regular price was £23.99

Tommy Jeans Varsity V-Neck Sweater - Grey

Varsity V-Neck Sweater - Grey

Current sale price is £61

(Save £24)

Regular price was £85

Barbour Waterbury Cashmere Blend Crew Knitted Jumper- Grey

Waterbury Cashmere Blend Crew Knitted Jumper- Grey

Current sale price is £81.75

(Save £27.25)

Regular price was £109

Zavetti Canada Zidero Panelled Drawstring Technical Woven Trousers - Dark Blue

Zidero Panelled Drawstring Technical Woven Trousers - Dark Blue

Current sale price is £48.75

(Save £16.25)

Regular price was £65

Levi's Presidio Raglan Stripe Knitted Jumper - Grey

Presidio Raglan Stripe Knitted Jumper - Grey

Current sale price is £58.50

(Save £31.50)

Regular price was £90

4 out of 5 stars

1 review

Zavetti Canada Cascella Boxy Lightweight Crop Jacket - Grey

Cascella Boxy Lightweight Crop Jacket - Grey

Current sale price is £41.25

(Save £33.75)

Regular price was £75

5 out of 5 stars

1 review

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.