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The Very Collection Self Belt Polka Jacket - Black & White

The Very Collection

Self Belt Polka Jacket - Black & White

£40

5 out of 5 stars

1 review

Michelle Keegan Cape Maxi Chiffon Dress - Brown Polka Dot

Michelle Keegan

Cape Maxi Chiffon Dress - Brown Polka Dot

Current sale price is £51.20

(Save £28.80)

Regular price was £80

3.6 out of 5 stars

5 reviews

Pretty Lavish Fiore Tie Ruffle Maxi Dress - Seaspray/Brown Polka-Dot Print

Fiore Tie Ruffle Maxi Dress - Seaspray/Brown Polka-Dot Print

Current sale price is £78

(Save £14)

Regular price was £92

5 out of 5 stars

1 review

The Very Collection Curve Polka Dot Belted Wrap Midaxi Dress

The Very Collection

Curve Polka Dot Belted Wrap Midaxi Dress

Current sale price is £24.40

(Save £20.60)

Regular price was £45

4.3 out of 5 stars

4 reviews

AX Paris Floral Print Off The Shoulder Mesh Midi Dress - Multi

Floral Print Off The Shoulder Mesh Midi Dress - Multi

Current sale price is £35

(Save £15)

Regular price was £50

3.3 out of 5 stars

4 reviews

The Very Collection Curve Tiered Ruffle Midaxi Dress - Polka Dot Print

The Very Collection

Curve Tiered Ruffle Midaxi Dress - Polka Dot Print

Current sale price is £44

(Save £11)

Regular price was £55

Michelle Keegan Polka Dot Capri Pants - Brown

Michelle Keegan

Polka Dot Capri Pants - Brown

Current sale price is £17

(Save £13)

Regular price was £30

1 out of 5 stars

2 reviews

AX Paris Floral Print One Shoulder Dipped Hem Midi Dress - Multi

Floral Print One Shoulder Dipped Hem Midi Dress - Multi

Current sale price is £42.50

(Save £7.50)

Regular price was £50

3 out of 5 stars

2 reviews

AX Paris Floral Print Butterfly Sleeve Gathered Side Midi Dress - Multi

Floral Print Butterfly Sleeve Gathered Side Midi Dress - Multi

Current sale price is £36.50

(Save £12.50)

Regular price was £49

AX Paris Smudge Print Cut Out Knot Detail Midi Dress - Multi

Smudge Print Cut Out Knot Detail Midi Dress - Multi

Current sale price is £27.20

(Save £27.80)

Regular price was £55

The Very Collection Curve Gingham Belted Shirt

The Very Collection

Curve Gingham Belted Shirt

Current sale price is £19

(Save £9)

Regular price was £28

4 out of 5 stars

2 reviews

The Very Collection Curve Button Through Waistcoat Co-ord

The Very Collection

Curve Button Through Waistcoat Co-ord

Current sale price is £13.50

(Save £14.50)

Regular price was £28

The Very Collection Curve Shirred Bust Stretch Polka Dot

The Very Collection

Curve Shirred Bust Stretch Polka Dot

Current sale price is £16.75

(Save £18.25)

Regular price was £35

4.3 out of 5 stars

4 reviews

Pretty Lavish Aurelia Ruffle Maxi Dress - Seaspray/Brown Floral Print

Aurelia Ruffle Maxi Dress - Seaspray/Brown Floral Print

Current sale price is £78

(Save £14)

Regular price was £92

The Very Collection Curve Belted Wrap Midaxi Dress

The Very Collection

Curve Belted Wrap Midaxi Dress

Current sale price is £20

(Save £25)

Regular price was £45

The Very Collection Curve Stretch Gingham Wrap Dress

The Very Collection

Curve Stretch Gingham Wrap Dress

Current sale price is £14.80

(Save £20.20)

Regular price was £35

5 out of 5 stars

1 review

Pretty Lavish Fleur Tiered Frill One Shoulder Midaxi Dress- Seaspray/Brown Floral Print

Fleur Tiered Frill One Shoulder Midaxi Dress- Seaspray/Brown Floral Print

Current sale price is £63.25

(Save £24.75)

Regular price was £88

The Very Collection Curve Ruffle Trim Detail Maxi Dress

The Very Collection

Curve Ruffle Trim Detail Maxi Dress

Current sale price is £64

(Save £16)

Regular price was £80

The Very Collection Polka Dot Puff Sleeve Mini Dress - Black/White

The Very Collection

Polka Dot Puff Sleeve Mini Dress - Black/White

Current sale price is £24

(Save £16)

Regular price was £40

1 out of 5 stars

1 review

The Very Collection Curve V Neck Shirred Midi Dress

The Very Collection

Curve V Neck Shirred Midi Dress

Current sale price is £20

(Save £18)

Regular price was £38

5 out of 5 stars

5 reviews

V by Very One Shoulder Cut Out Printed Midi Dress - Print

One Shoulder Cut Out Printed Midi Dress - Print

Current sale price is £45.50

(Save £24.50)

Regular price was £70

3.3 out of 5 stars

7 reviews

The Very Collection Check Coat With PU Trims - Multi

The Very Collection

Check Coat With PU Trims - Multi

Current sale price is £32.25

(Save £57.75)

Regular price was £90

4.3 out of 5 stars

8 reviews

The Very Collection Curve V Neck Shirred Midi Dress - Polka Dot

The Very Collection

Curve V Neck Shirred Midi Dress - Polka Dot

Current sale price is £21

(Save £17)

Regular price was £38

4 out of 5 stars

3 reviews

V by Very Curve Waist Detail Woven Midi Dress - Print

V by Very Curve

Waist Detail Woven Midi Dress - Print

Current sale price is £22.50

(Save £22.50)

Regular price was £45

4.2 out of 5 stars

5 reviews

Joe Browns Fabulous Floral Blazer

Fabulous Floral Blazer

£90

Skopes Anello Tailored Fit Trousers - Grey Check

Anello Tailored Fit Trousers - Grey Check

£64

1 out of 5 stars

2 reviews

The Very Collection Floral Burn Out Maxi Dress

The Very Collection

Floral Burn Out Maxi Dress

Current sale price is £32.50

(Save £17.50)

Regular price was £50

3.1 out of 5 stars

15 reviews

The Very Collection Checked Frill Detail Shirt - Print

The Very Collection

Checked Frill Detail Shirt - Print

Current sale price is £15

(Save £17)

Regular price was £32

5 out of 5 stars

1 review

V by Very Lemon Printed Ruffle Midi Dress - Print

Lemon Printed Ruffle Midi Dress - Print

Current sale price is £15

(Save £50)

Regular price was £65

4 out of 5 stars

6 reviews

The Very Collection Printed Chiffon Mini Dress - Print

The Very Collection

Printed Chiffon Mini Dress - Print

Current sale price is £21.50

(Save £26.50)

Regular price was £48

4.3 out of 5 stars

3 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.