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The Very Collection Sculpted Velvet Blazer - Green

The Very Collection

Sculpted Velvet Blazer - Green

Current sale price is £41.25

(Save £13.75)

Regular price was £55

4 out of 5 stars

4 reviews

The Very Collection Sequin Disc Belted Maxi Dress - Green

The Very Collection

Sequin Disc Belted Maxi Dress - Green

Current sale price is £75

(Save £25)

Regular price was £100

5 out of 5 stars

2 reviews

Michelle Keegan Knitted Asymmetric Hem Dress - Burgundy

Michelle Keegan

Knitted Asymmetric Hem Dress - Burgundy

Current sale price is £41.25

(Save £13.75)

Regular price was £55

3.9 out of 5 stars

7 reviews

The Very Collection Printed Mini Shirt Dress - Print

The Very Collection

Printed Mini Shirt Dress - Print

Current sale price is £16

(Save £24)

Regular price was £40

2.4 out of 5 stars

8 reviews

The Very Collection Sequin Structured Blazer - Black

The Very Collection

Sequin Structured Blazer - Black

Current sale price is £60

(Save £20)

Regular price was £80

4.5 out of 5 stars

4 reviews

Michelle Keegan Wool Blend Cocoon Formal Coat - Burgundy

Michelle Keegan

Wool Blend Cocoon Formal Coat - Burgundy

Current sale price is £71.25

(Save £23.75)

Regular price was £95

3.8 out of 5 stars

6 reviews

Michelle Keegan Wool Blend Oversized Formal Coat - Brown

Michelle Keegan

Wool Blend Oversized Formal Coat - Brown

Current sale price is £66

(Save £44)

Regular price was £110

4.3 out of 5 stars

6 reviews

The Very Collection Diamante Hotfix Trouser - Black

The Very Collection

Diamante Hotfix Trouser - Black

Current sale price is £33.75

(Save £11.25)

Regular price was £45

3.8 out of 5 stars

4 reviews

Michelle Keegan Wool Blend Exaggerated Collar Coat - Beige

Michelle Keegan

Wool Blend Exaggerated Collar Coat - Beige

Current sale price is £71.25

(Save £23.75)

Regular price was £95

2.8 out of 5 stars

4 reviews

The Very Collection Velvet Scallop Edge Trim Jacket - Black

The Very Collection

Velvet Scallop Edge Trim Jacket - Black

Current sale price is £33.75

(Save £11.25)

Regular price was £45

4 out of 5 stars

2 reviews

The Very Collection Ultimate Ruched Sleeve Blazer - Black

The Very Collection

Ultimate Ruched Sleeve Blazer - Black

Current sale price is £26.25

(Save £8.75)

Regular price was £35

4 out of 5 stars

135 reviews

The Very Collection Short Sleeve Godet Mini Dress - Black

The Very Collection

Short Sleeve Godet Mini Dress - Black

Current sale price is £26.50

(Save £18.50)

Regular price was £45

The Very Collection Embellished Column Midi Skirt - Silver

The Very Collection

Embellished Column Midi Skirt - Silver

Current sale price is £28.50

(Save £9.50)

Regular price was £38

3 out of 5 stars

1 review

The Very Collection Velvet Kickflare Trousers - Green

The Very Collection

Velvet Kickflare Trousers - Green

Current sale price is £22.50

(Save £7.50)

Regular price was £30

4.2 out of 5 stars

6 reviews

The Very Collection Shirred Waist Pearl Detail Mini Dress - Black

The Very Collection

Shirred Waist Pearl Detail Mini Dress - Black

Current sale price is £45

(Save £15)

Regular price was £60

1 out of 5 stars

2 reviews

The Very Collection Sculpted Velvet Blazer - Black

The Very Collection

Sculpted Velvet Blazer - Black

Current sale price is £41.25

(Save £13.75)

Regular price was £55

4.3 out of 5 stars

3 reviews

The Very Collection Funnel Neck Coat - Charcoal

The Very Collection

Funnel Neck Coat - Charcoal

Current sale price is £59.25

(Save £19.75)

Regular price was £79

5 out of 5 stars

1 review

The Very Collection Cord Wide Leg Relaxed Trouser - Pink

The Very Collection

Cord Wide Leg Relaxed Trouser - Pink

Current sale price is £30

(Save £10)

Regular price was £40

4.2 out of 5 stars

5 reviews

The Very Collection Velvet High Waisted Shorts - Black

The Very Collection

Velvet High Waisted Shorts - Black

Current sale price is £26.25

(Save £8.75)

Regular price was £35

4 out of 5 stars

1 review

Michelle Keegan Wool Blend Short Coat - Brown

Michelle Keegan

Wool Blend Short Coat - Brown

Current sale price is £42

(Save £43)

Regular price was £85

2.8 out of 5 stars

5 reviews

Michelle Keegan Knitted Dresses Ribbed Column Dress - Green

Michelle Keegan

Knitted Dresses Ribbed Column Dress - Green

Current sale price is £41.25

(Save £13.75)

Regular price was £55

4.3 out of 5 stars

6 reviews

The Very Collection Fully Embellished Long Sleeve Crew Neck Top - Silver

The Very Collection

Fully Embellished Long Sleeve Crew Neck Top - Silver

Current sale price is £30

(Save £10)

Regular price was £40

The Very Collection Embellished Broderie Detail Mesh Tie Blouse - Green

The Very Collection

Embellished Broderie Detail Mesh Tie Blouse - Green

Current sale price is £26.25

(Save £8.75)

Regular price was £35

4.3 out of 5 stars

3 reviews

The Very Collection Notch Collar Overcoat - Black

The Very Collection

Notch Collar Overcoat - Black

Current sale price is £56.25

(Save £18.75)

Regular price was £75

5 out of 5 stars

2 reviews

Michelle Keegan Fringe Long Sleeve Mini Dress - Brown

Michelle Keegan

Fringe Long Sleeve Mini Dress - Brown

Current sale price is £48

(Save £12)

Regular price was £60

The Very Collection Slim Flare Trouser Co-ord - Black

The Very Collection

Slim Flare Trouser Co-ord - Black

Current sale price is £30

(Save £10)

Regular price was £40

3.3 out of 5 stars

3 reviews

Michelle Keegan Double Pleat Relaxed Straight Leg Trousers - Purple

Michelle Keegan

Double Pleat Relaxed Straight Leg Trousers - Purple

Current sale price is £16

(Save £24)

Regular price was £40

4.6 out of 5 stars

5 reviews

Michelle Keegan Longline Cinched Organza Shirt - Burgundy

Michelle Keegan

Longline Cinched Organza Shirt - Burgundy

Current sale price is £28.50

(Save £9.50)

Regular price was £38

2.3 out of 5 stars

6 reviews

Very Man Regular Suit Jacket - Black

Regular Suit Jacket - Black

Current sale price is £42

(Save £18)

Regular price was £60

4.2 out of 5 stars

9 reviews

Michelle Keegan Sculpted Mini Dress - Burgundy

Michelle Keegan

Sculpted Mini Dress - Burgundy

Current sale price is £45

(Save £15)

Regular price was £60

5 out of 5 stars

1 review

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.