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Virgin Experience Days Port Lympne Safari One Night Glamping Stay for up to Four, Kent

Virgin Experience Days

Port Lympne Safari One Night Glamping Stay for up to Four, Kent

£215

5 out of 5 stars

2 reviews

Virgin Experience Days Picturesque Afternoon Tea Cruise On The Leeds & Liverpool Canal For Two

Virgin Experience Days

Picturesque Afternoon Tea Cruise On The Leeds & Liverpool Canal For Two

Current sale price is £56

Regular price was £67

(Save £11)

5 out of 5 stars

1 review

Virgin Experience Days Design your own Perfume Platinum Experience - 40 UK Locations

Virgin Experience Days

Design your own Perfume Platinum Experience - 40 UK Locations

Current sale price is £42

Regular price was £65

(Save £23)

5 out of 5 stars

2 reviews

L'Oreal Paris Men Expert Hydrating Essentials Gift Set

L'Oreal Paris Men Expert

Hydrating Essentials Gift Set

£36

5 out of 5 stars

1 review

The Love Collection Silver and Black Ceramic Gents ID Bracelet

The Love Collection

Silver and Black Ceramic Gents ID Bracelet

Current sale price is £20

Regular price was £29

(Save £9)

5 out of 5 stars

1 review

Virgin Experience Days Triple Supercar Blast - 79 UK Locations

Virgin Experience Days

Triple Supercar Blast - 79 UK Locations

Current sale price is £105

Regular price was £132

(Save £27)

5 out of 5 stars

3 reviews

The Love Collection 9ct Yellow Gold Solid Curb Chain Necklace (3.75mm) 20 inch

The Love Collection

9ct Yellow Gold Solid Curb Chain Necklace (3.75mm) 20 inch

Current sale price is £1320

Regular price was £1650

(Save £330)

5 out of 5 stars

1 review

Au Vodka The Au Vodka Cocktail Collection Gift Set

The Au Vodka Cocktail Collection Gift Set

Current sale price is £23

Regular price was £24.99

(Save £1.99)

5 out of 5 stars

5 reviews

Inicio Men's Steel Waterproof Curb Chain Necklace - Gift Pouch

Men's Steel Waterproof Curb Chain Necklace - Gift Pouch

Current sale price is £24

Regular price was £30

(Save £6)

5 out of 5 stars

1 review

Yankee Candle Signature Medium Jar - Golden Pumpkin

Signature Medium Jar - Golden Pumpkin

Current sale price is £12

Regular price was £25

(Save £13)

5 out of 5 stars

4 reviews

Virgin Experience Days Emirates Stadium Tour for One Adult and One Child, London

Virgin Experience Days

Emirates Stadium Tour for One Adult and One Child, London

Current sale price is £53

Regular price was £63

(Save £10)

5 out of 5 stars

1 review

Emporio Armani Men's Chronograph Stainless Steel Watch, AR11691

Men's Chronograph Stainless Steel Watch, AR11691

Current sale price is £179

Regular price was £239

(Save £60)

5 out of 5 stars

2 reviews

Yankee Candle 9 Mini Filled Votive Book Gift Set

9 Mini Filled Votive Book Gift Set

Current sale price is £25

Regular price was £35

(Save £10)

5 out of 5 stars

4 reviews

Baby Guinness Classic Cocktail Gift Set

Baby Guinness Classic Cocktail Gift Set

£13.99

5 out of 5 stars

4 reviews

Virgin Experience Days Digital £500 Gift Card

Virgin Experience Days

Digital £500 Gift Card

£500

5 out of 5 stars

1 review

Funky Hampers Especially For You Chocolate Bouquet

Especially For You Chocolate Bouquet

£35

5 out of 5 stars

1 review

Emporio Armani Men's Chronograph Stainless Steel Watch, Ar11689 - Gunmetal

Men's Chronograph Stainless Steel Watch, Ar11689 - Gunmetal

£239

5 out of 5 stars

1 review

Inicio Men's Gold Plated Waterproof Curb Chain Necklace - Gift Pouch

Men's Gold Plated Waterproof Curb Chain Necklace - Gift Pouch

Current sale price is £24

Regular price was £30

(Save £6)

5 out of 5 stars

1 review

Hotel Chocolat Black Forest Gateau Velvetised Cream

Black Forest Gateau Velvetised Cream

£23

5 out of 5 stars

6 reviews

The Love Collection Classic 9ct Yellow Gold D-Shape Wedding Band Ring - 4mm

The Love Collection

Classic 9ct Yellow Gold D-Shape Wedding Band Ring - 4mm

Current sale price is £400

Regular price was £500

(Save £100)

5 out of 5 stars

3 reviews

Hotel Chocolat Patisserie Dreamer 9-Piece Boxed

Patisserie Dreamer 9-Piece Boxed

£14

5 out of 5 stars

1 review

Virgin Experience Days Liverpool Fc Stadium Tour & Museum Entry For Two

Virgin Experience Days

Liverpool Fc Stadium Tour & Museum Entry For Two

Current sale price is £41

Regular price was £50

(Save £9)

5 out of 5 stars

2 reviews

Activity Superstore Luxury Yacht Overnight Stay and Afternoon Tea on the Sunborn

Activity Superstore

Luxury Yacht Overnight Stay and Afternoon Tea on the Sunborn

£349.99

5 out of 5 stars

1 review

Activity Superstore Mega Choice for Two

Activity Superstore

Mega Choice for Two

Current sale price is £39.99

Regular price was £44.99

(Save £5)

5 out of 5 stars

5 reviews

MenKind Large Lap Desk Tray

Large Lap Desk Tray

£20

5 out of 5 stars

3 reviews

Virgin Experience Days Stargazing Experience For Two With Dark Sky Wales

Virgin Experience Days

Stargazing Experience For Two With Dark Sky Wales

Current sale price is £35

Regular price was £50

(Save £15)

5 out of 5 stars

1 review

Virgin Experience Days Canoe Along the Highest Aqueduct in the World for Two, Wales

Virgin Experience Days

Canoe Along the Highest Aqueduct in the World for Two, Wales

Current sale price is £90

Regular price was £100

(Save £10)

5 out of 5 stars

1 review

Virgin Experience Days Coast And Country Getaway For Two - 7 Options To Choose From

Virgin Experience Days

Coast And Country Getaway For Two - 7 Options To Choose From

£152

5 out of 5 stars

1 review

The Personalised Memento Company Personalised Drinks Bottle - 500ml

Available in pink, black coloursAvailable in pink, black coloursAvailable in pink, black coloursAvailable in pink, black coloursAvailable in pink, black colours

The Personalised Memento Company

Personalised Drinks Bottle - 500ml

Current sale price is £14

Regular price was £16.99

(Save £2.99)

5 out of 5 stars

2 reviews

The Personalised Memento Company Personalised Dog Breed Mug

+13 colours+12 colours+11 colours+10 colours+9 colours

Available in 12, 1, 3 and 13 more coloursAvailable in 12, 1, 3, 6 and 12 more coloursAvailable in 12, 1, 3, 6, 2 and 11 more coloursAvailable in 12, 1, 3, 6, 2, 9 and 10 more coloursAvailable in 12, 1, 3, 6, 2, 9, 8 and 9 more colours

The Personalised Memento Company

Personalised Dog Breed Mug

£10.99

5 out of 5 stars

12 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

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You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.