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undefined Vancouver 3-Piece Corner Rattan Set

Vancouver 3-Piece Corner Rattan Set

Current sale price is £379.99

(Save £120)

Regular price was £499.99

4.4 out of 5 stars

347 reviews

undefined Pebble Sofa

Pebble Sofa

Current sale price is £1299.99

(Save £199.01)

Regular price was £1499

5 out of 5 stars

1 review

undefined Cannes 11-Piece Dining Set Garden Furniture

Cannes 11-Piece Dining Set Garden Furniture

Current sale price is £499.99

(Save £250)

Regular price was £749.99

4.1 out of 5 stars

34 reviews

undefined Amalfi Sofa Set - Pale Green

Amalfi Sofa Set - Pale Green

Current sale price is £139.99

(Save £10)

Regular price was £149.99

4.7 out of 5 stars

6 reviews

undefined Florence 8 Seater Cube Set

Florence 8 Seater Cube Set

Current sale price is £629.99

(Save £669.01)

Regular price was £1299

undefined Cameo Corner Dining Set with Lift Up Table

Cameo Corner Dining Set with Lift Up Table

Current sale price is £1499.99

(Save £99.01)

Regular price was £1599

3.5 out of 5 stars

2 reviews

undefined Oasis Summerhouse

Oasis Summerhouse

Current sale price is £3499

(Save £900.99)

Regular price was £4399.99

undefined Coral Bay 5-Seater Corner Garden Sofa With Storage And Table

Coral Bay 5-Seater Corner Garden Sofa With Storage And Table

Current sale price is £649.99

(Save £250)

Regular price was £899.99

4.3 out of 5 stars

130 reviews

undefined EasiStore 300R Corded Rotary Lawnmower

EasiStore 300R Corded Rotary Lawnmower

Current sale price is £89.99

(Save £20)

Regular price was £109.99

3.5 out of 5 stars

81 reviews

undefined Aluminium 3 X 3M Gazebo With Adjustable Canopy

Aluminium 3 X 3M Gazebo With Adjustable Canopy

Current sale price is £279.99

(Save £70)

Regular price was £349.99

3.5 out of 5 stars

2 reviews

undefined Venice 4 Seater Dining Set

Venice 4 Seater Dining Set

£799.99

5 out of 5 stars

9 reviews

undefined Hamilton Corner Sofa Set

Hamilton Corner Sofa Set

Current sale price is £329.99

(Save £20)

Regular price was £349.99

4.3 out of 5 stars

15 reviews

undefined Monaco Rocker Bistro Set

Monaco Rocker Bistro Set

Current sale price is £279.99

(Save £20)

Regular price was £299.99

4.3 out of 5 stars

11 reviews

undefined Nice 6 Piece Cushioned Dining Set

Nice 6 Piece Cushioned Dining Set

Current sale price is £289.99

(Save £110)

Regular price was £399.99

4 out of 5 stars

40 reviews

undefined Cuba 4 Seater Cube Set

Cuba 4 Seater Cube Set

Current sale price is £549.99

(Save £350)

Regular price was £899.99

1 out of 5 stars

1 review

undefined Seren Dining Set

Seren Dining Set

Current sale price is £149.99

(Save £150)

Regular price was £299.99

3.7 out of 5 stars

3 reviews

undefined Monte Carlo Corner Dining Set

Monte Carlo Corner Dining Set

Current sale price is £389.99

(Save £110)

Regular price was £499.99

1.4 out of 5 stars

7 reviews

undefined Torquay 6-Piece Dining Set

Torquay 6-Piece Dining Set

Current sale price is £249.99

(Save £150)

Regular price was £399.99

4.3 out of 5 stars

4 reviews

undefined Soller Bistro Set

Soller Bistro Set

Current sale price is £109.99

(Save £20)

Regular price was £129.99

4.8 out of 5 stars

4 reviews

undefined Venice Bistro Set

Venice Bistro Set

£449.99

5 out of 5 stars

6 reviews

undefined Porto Bistro Set

Porto Bistro Set

Current sale price is £109.99

(Save £20)

Regular price was £129.99

4.8 out of 5 stars

4 reviews

undefined Woodfire Electric BBQ Grill & Smoker OG701UK

Woodfire Electric BBQ Grill & Smoker OG701UK

Current sale price is £229

(Save £70)

Regular price was £299

4.8 out of 5 stars

1717 reviews

undefined Desert Casual Dining Set Garden Furniture

Desert Casual Dining Set Garden Furniture

Current sale price is £449.99

(Save £150)

Regular price was £599.99

3.7 out of 5 stars

13 reviews

undefined Hawaii Duo Seat

Hawaii Duo Seat

Current sale price is £59.99

(Save £40)

Regular price was £99.99

2.8 out of 5 stars

18 reviews

undefined Luxury Relaxer Chair

Luxury Relaxer Chair

Current sale price is £39.99

(Save £5)

Regular price was £44.99

4.5 out of 5 stars

239 reviews

undefined Set of 2 Adjustable Loungers

Set of 2 Adjustable Loungers

Current sale price is £119.99

(Save £30)

Regular price was £149.99

4.1 out of 5 stars

15 reviews

undefined Province 3-Seater Garden Swing

Province 3-Seater Garden Swing

Current sale price is £129.99

(Save £70)

Regular price was £199.99

4.6 out of 5 stars

60 reviews

undefined Santa Rosa 6-Piece Dining Set

Santa Rosa 6-Piece Dining Set

£129.99

4.9 out of 5 stars

9 reviews

undefined Santa Cruz 8-Piece Furniture Set

Santa Cruz 8-Piece Furniture Set

Current sale price is £169.99

(Save £30)

Regular price was £199.99

4.4 out of 5 stars

602 reviews

undefined Hawaii 3-Piece Bistro Set

Hawaii 3-Piece Bistro Set

Current sale price is £39.99

(Save £10)

Regular price was £49.99

4.8 out of 5 stars

5 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.