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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

Representative 44.9% APR variable

Excludes iPhone 16 range, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 7% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 7% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?
BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend. The d

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Entrada 22 Sweat Hoodie

£38

Essentials Feelcozy French Terry Hoodie

From £38

Z.N.E. Full-Zip Hooded Track Jacket - Beige

£88

Mens Fortore 23 Jersey- Navy

Current sale price is £13.28

Mens Feel Cozy Crew Sweat - Black/White

£33

Sportswear Basic 3-Stripes Tricot Track Suit

£60

3 Pack of Men's Training Cushioned Crew Socks - White

Current sale price is £12

Performance Train Essentials Stretch Training T-Shirt - Medium Grey Heather

Current sale price is £16.20

Mens Squad 21 Hoody - Black

Current sale price is £32

Tiro 24 Sweat Hoodie - Black

£50

Designed for Training Full-Zip Track Jacket

£70

Mens Training Cushioned Mid 3pack Socks - Black

Current sale price is £10

Future Icons 3-Stripes Hoodie

£55

Mens Training Cushioned Mid 3pack Socks - White

Current sale price is £9

Mens Squad 21 Training Top - Black

Current sale price is £21

Manchester United 24/25 Home Jersey

£80

City Escape Fleece Half-Zip Sweatshirt

£50

Arsenal 24/25 Away Authentic Jersey - Black

£110

Mens Train Essentials T-shirt - Black/white

£23

Essentials Loose-Fit 3 Bar Logo French Terry Hoodie

£45

Essentials 3-Stripes French Terry Full-Zip Hoodie

£52

Basic 3-Stripes Fleece Track Suit - Black

£72

Entrada 22 Tee

£18

Arsenal 24/25 Away Jersey

£80

Men's All Szn Tee - Blue

£23

Mens Train Essentials T-shirt - Blue

£23

Manchester United 24/25 Away Jersey

£80

Plus Size Training Essential Polo - Black/White

Current sale price is £17.25

Arsenal 24/25 Home Authentic Jersey - Red

£110

Mens Train Essentials T-shirt - Dark Pink