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Pay later with Very Pay

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Up to 50% off Sale!

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BOSS Chino Slim Fit Shorts - Dark Khaki

Chino Slim Fit Shorts - Dark Khaki

Current sale price is £64.25

(Save £34.75)

Regular price was £99

Crocs Men's Classic Clog Sandal - Black

Men's Classic Clog Sandal - Black

Current sale price is £40

(Save £10)

Regular price was £50

4.6 out of 5 stars

13.4k reviews

River Island Regular Fit Linen Blend Shorts - Grey

Regular Fit Linen Blend Shorts - Grey

Current sale price is £23.25

(Save £12.75)

Regular price was £36

BOSS Urbanex Cargo Shorts - Light Green

Urbanex Cargo Shorts - Light Green

Current sale price is £69.50

(Save £69.50)

Regular price was £139

BOSS Tracy Flip Flop - Navy

Tracy Flip Flop - Navy

Current sale price is £28.25

(Save £20.75)

Regular price was £49

BOSS Tracy Flip Flop - Green

Tracy Flip Flop - Green

Current sale price is £23

(Save £26)

Regular price was £49

Calvin Klein Open Collar Linen Blend Knitted Polo Shirt - Black

Open Collar Linen Blend Knitted Polo Shirt - Black

Current sale price is £58

(Save £42)

Regular price was £100

BOSS Palm Tree T-Shirt - Light Aqua

Palm Tree T-Shirt - Light Aqua

Current sale price is £44

(Save £15)

Regular price was £59

Calvin Klein Open Collar Linen Blend Knitted Polo Shirt - Light Beige

Open Collar Linen Blend Knitted Polo Shirt - Light Beige

Current sale price is £55

(Save £45)

Regular price was £100

BOSS Te_Groove Relaxed Fit Back Print T-Shirt - White

Te_Groove Relaxed Fit Back Print T-Shirt - White

Current sale price is £59

(Save £20)

Regular price was £79

Calvin Klein Open Collar Linen Blend Knitted Polo Shirt - Navy

Open Collar Linen Blend Knitted Polo Shirt - Navy

Current sale price is £50

(Save £50)

Regular price was £100

Lyle & Scott Linen Blend Ticking Stripe Shorts - Navy

Linen Blend Ticking Stripe Shorts - Navy

Current sale price is £60

(Save £15)

Regular price was £75

BOSS Portugal World Cup T-Shirt - Red

Portugal World Cup T-Shirt - Red

Current sale price is £41.25

(Save £27.75)

Regular price was £69

Armani Exchange

Leaf Logo T-Shirt - Dark Khaki

Current sale price is £24

(Save £36)

Regular price was £60

Lyle & Scott Big & Tall Everyday Bermuda Shorts - Black

Big & Tall Everyday Bermuda Shorts - Black

Current sale price is £52

(Save £13)

Regular price was £65

Lyle & Scott Big & Tall Everyday Bermuda Shorts - Navy

Big & Tall Everyday Bermuda Shorts - Navy

Current sale price is £52

(Save £13)

Regular price was £65

Armani Exchange Leaf Print Polo Shirt - Beige

Armani Exchange

Leaf Print Polo Shirt - Beige

Current sale price is £38

(Save £57)

Regular price was £95

Barbour Newsham Stripe T-Shirt - White

Newsham Stripe T-Shirt - White

Current sale price is £22

(Save £18)

Regular price was £40

River Island Short Sleeve Geo Pattern Boucle Knitted Polo Shirt - Navy

Short Sleeve Geo Pattern Boucle Knitted Polo Shirt - Navy

Current sale price is £15

(Save £24)

Regular price was £39

Selected Homme Foam Short Sleeve Relaxed Fit Structured Knitted Polo Shirt - Salmon

Foam Short Sleeve Relaxed Fit Structured Knitted Polo Shirt - Salmon

Current sale price is £18

(Save £27)

Regular price was £45

GANT Reg Shield Shortsleeve Pique Polo Shirt - Dark Blue

Reg Shield Shortsleeve Pique Polo Shirt - Dark Blue

Current sale price is £60

(Save £20)

Regular price was £80

4.1 out of 5 stars

38 reviews

River Island Slim Fit Bonded Interlock Shorts - Navy

Slim Fit Bonded Interlock Shorts - Navy

Current sale price is £16.75

(Save £9.25)

Regular price was £26

Retro Sport Side Tape Logo Medium Swim Shorts - Blue

Current sale price is £45.50

(Save £19.50)

Regular price was £65

Crocs Crocband Flip Flop

Crocband Flip Flop

Current sale price is £28

(Save £7)

Regular price was £35

Retro Sport Side Tape Logo Medium Swim Shorts - Beige

Current sale price is £39

(Save £26)

Regular price was £65

Jack & Jones Plus Waffle Resort Short Sleeve Shirt - Blue

Plus Waffle Resort Short Sleeve Shirt - Blue

Current sale price is £17.50

(Save £4.50)

Regular price was £22

Jack & Jones Plus Waffle Resort Short Sleeve Shirt - Off White

Plus Waffle Resort Short Sleeve Shirt - Off White

Current sale price is £17.50

(Save £4.50)

Regular price was £22

Logo Swim Shorts - Black

Current sale price is £30.25

(Save £24.75)

Regular price was £55

Tommy Hilfiger Essential Small Flag Medium Swim Shorts - Pink

Essential Small Flag Medium Swim Shorts - Pink

Current sale price is £33

(Save £22)

Regular price was £55

Logo Swim Shorts - Blue

Current sale price is £33

(Save £22)

Regular price was £55

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.