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Pay later with Very Pay

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Monterrain Mens Vapor Windbreaker - Green

Mens Vapor Windbreaker - Green

Current sale price is £57.75

(Save £27.25)

Regular price was £85

The North Face Mens Nimble 2 Jacket - Black

Mens Nimble 2 Jacket - Black

Current sale price is £55

(Save £40)

Regular price was £95

THE NORTH FACE Men's Nimble Jacket - Black

Men's Nimble Jacket - Black

Current sale price is £61

(Save £29)

Regular price was £90

4.7 out of 5 stars

3 reviews

Columbia Mens Challenger II Windbreaker - Navy

Mens Challenger II Windbreaker - Navy

Current sale price is £42

(Save £28)

Regular price was £70

Monterrain Mens Defence Windrunner - Grey

Mens Defence Windrunner - Grey

Current sale price is £48.25

(Save £36.75)

Regular price was £85

Regatta Mens Arec III Jacket - Black

Mens Arec III Jacket - Black

Current sale price is £30

(Save £12)

Regular price was £42

5 out of 5 stars

1 review

Columbia Mens Tech Ii Wind Full Zip Jacket - Black

Mens Tech Ii Wind Full Zip Jacket - Black

Current sale price is £41.25

(Save £33.75)

Regular price was £75

The North Face Unisex NSE New Trousers - Black

Unisex NSE New Trousers - Black

Current sale price is £69

(Save £46)

Regular price was £115

5 out of 5 stars

1 review

Monterrain Mens Defence Windrunner - Grey

Mens Defence Windrunner - Grey

Current sale price is £45.75

(Save £39.25)

Regular price was £85

The North Face Mens Cyclone Wind Jacket - Orange

Mens Cyclone Wind Jacket - Orange

Current sale price is £63

(Save £42)

Regular price was £105

The North Face Men's Signal 25L Dryvent Jacket - Blue

Men's Signal 25L Dryvent Jacket - Blue

Current sale price is £180

(Save £60)

Regular price was £240

The North Face Unisex NSE New Pant - Khaki

Unisex NSE New Pant - Khaki

Current sale price is £62

(Save £53)

Regular price was £115

OEX Mens Pental Tracktop- Dark Blue

Mens Pental Tracktop- Dark Blue

Current sale price is £48.50

(Save £41.50)

Regular price was £90

5 out of 5 stars

1 review

Regatta Mens Arec III Jacket - Grey

Mens Arec III Jacket - Grey

Current sale price is £30

(Save £12)

Regular price was £42

The North Face Mens Saikuru Jacket - Black

Mens Saikuru Jacket - Black

Current sale price is £154

(Save £66)

Regular price was £220

The North Face Men's Lightning Zip-In Jacket - Grey

Men's Lightning Zip-In Jacket - Grey

Current sale price is £80

(Save £80)

Regular price was £160

3 out of 5 stars

2 reviews

Monterrain Mens Divide Windrunner - Blue

Mens Divide Windrunner - Blue

Current sale price is £57

(Save £28)

Regular price was £85

Monterrain Mens Defence Woven Running Pant - Iron Gate / Asphalt / Night Owl / Orange Pop

Mens Defence Woven Running Pant - Iron Gate / Asphalt / Night Owl / Orange Pop

Current sale price is £43.50

(Save £31.50)

Regular price was £75

The North Face Mens Saikuru Jacket - Green

Mens Saikuru Jacket - Green

Current sale price is £121

(Save £99)

Regular price was £220

adidas Sportswear Men's Myshelter Windbreaker - Green

adidas Sportswear

Men's Myshelter Windbreaker - Green

Current sale price is £40

(Save £40)

Regular price was £80

5 out of 5 stars

2 reviews

The North Face Mens Mount Bre Ski Jacket - Green

Mens Mount Bre Ski Jacket - Green

Current sale price is £186

(Save £124)

Regular price was £310

5 out of 5 stars

1 review

The North Face Mens Quest Mono Jacket - Navy

Mens Quest Mono Jacket - Navy

Current sale price is £74.50

(Save £40.50)

Regular price was £115

4.8 out of 5 stars

21 reviews

The North Face Men's Speedlight Regular Pant - Grey

Men's Speedlight Regular Pant - Grey

Current sale price is £63

(Save £27)

Regular price was £90

The North Face Men's Lightning Zip-In Jacket - Grey

Men's Lightning Zip-In Jacket - Grey

Current sale price is £128

(Save £32)

Regular price was £160

Helly Hansen Mens Dubliner Jacket - Green

Mens Dubliner Jacket - Green

Current sale price is £78

(Save £52)

Regular price was £130

5 out of 5 stars

1 review

Helly Hansen Mens Seven J Jacket - Black

Mens Seven J Jacket - Black

Current sale price is £60

(Save £60)

Regular price was £120

4.5 out of 5 stars

2 reviews

The North Face Mens Chakal Ski Jacket - Red/black

Mens Chakal Ski Jacket - Red/black

Current sale price is £170

(Save £170)

Regular price was £340

5 out of 5 stars

2 reviews

Monterrain Mens Lyder Windrunner - Green

Mens Lyder Windrunner - Green

Current sale price is £52.50

(Save £22.50)

Regular price was £75

Helly Hansen Mens Gravity Ski Jacket - Black

Mens Gravity Ski Jacket - Black

Current sale price is £121.50

(Save £148.50)

Regular price was £270

The North Face Mens Descendit Ski Jacket - Lime

Mens Descendit Ski Jacket - Lime

Current sale price is £140.25

(Save £129.75)

Regular price was £270

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.