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The Personalised Memento Company Personalised Me to You floral LED Glass Jar

The Personalised Memento Company

Personalised Me to You floral LED Glass Jar

Current sale price is £15.99

(Save £4)

Regular price was £19.99

4.6 out of 5 stars

56 reviews

Hotel Chocolat Extra Thick Exquisitely Nutty

Extra Thick Exquisitely Nutty

Current sale price is £29.71

(Save £5.24)

Regular price was £34.95

Virgin Experience Days 18 Hole Round of Golf for Two at The Shrigley Hall Hotel, Cheshire

Virgin Experience Days

18 Hole Round of Golf for Two at The Shrigley Hall Hotel, Cheshire

Current sale price is £58.40

(Save £14.60)

Regular price was £73

3 out of 5 stars

1 review

Activity Superstore Cambridge Speakeasy Cocktail Coaching Experience For Two

Activity Superstore

Cambridge Speakeasy Cocktail Coaching Experience For Two

Current sale price is £203

(Save £96)

Regular price was £299

Virgin Experience Days Picturesque Afternoon Tea Cruise On The Leeds & Liverpool Canal For Two

Virgin Experience Days

Picturesque Afternoon Tea Cruise On The Leeds & Liverpool Canal For Two

Current sale price is £58.96

(Save £8.04)

Regular price was £67

5 out of 5 stars

1 review

Au Vodka Miniature Selection 5 x 5cl

Miniature Selection 5 x 5cl

Current sale price is £26.99

(Save £3)

Regular price was £29.99

3.5 out of 5 stars

16 reviews

Virgin Experience Days Alton Towers Resort Visit for Two

Virgin Experience Days

Alton Towers Resort Visit for Two

Current sale price is £64

(Save £16)

Regular price was £80

5 out of 5 stars

5 reviews

The Personalised Memento Company Personalised Crystocraft Rose

The Personalised Memento Company

Personalised Crystocraft Rose

Current sale price is £15.99

(Save £4)

Regular price was £19.99

3.8 out of 5 stars

134 reviews

Virgin Experience Days Liverpool Fc Stadium Tour & Museum Entry For Two

Virgin Experience Days

Liverpool Fc Stadium Tour & Museum Entry For Two

Current sale price is £45

(Save £5)

Regular price was £50

5 out of 5 stars

2 reviews

Activity Superstore Indulgent Spa Choice For Two

Activity Superstore

Indulgent Spa Choice For Two

Current sale price is £89.99

(Save £60)

Regular price was £149.99

2.6 out of 5 stars

9 reviews

OSA Fine Spirits Blue 42 Vodka - 70cl

OSA Fine Spirits

Blue 42 Vodka - 70cl

Current sale price is £31.49

(Save £3.50)

Regular price was £34.99

4.4 out of 5 stars

23 reviews

Activity Superstore Abstract Art Weekend Class For One

Activity Superstore

Abstract Art Weekend Class For One

Current sale price is £100

(Save £4.99)

Regular price was £104.99

The Personalised Memento Company Bespoke Antique Jewellery Box

The Personalised Memento Company

Bespoke Antique Jewellery Box

Current sale price is £31.99

(Save £8)

Regular price was £39.99

5 out of 5 stars

49 reviews

Virgin Experience Days Thorpe Park Visit for Two

Virgin Experience Days

Thorpe Park Visit for Two

Current sale price is £62.40

(Save £15.60)

Regular price was £78

4.7 out of 5 stars

3 reviews

Hotel Chocolat Velvetised Little Tipples

Velvetised Little Tipples

Current sale price is £11.01

(Save £1.98)

Regular price was £12.99

4.3 out of 5 stars

9 reviews

Activity Superstore Formula 4 Single Seater Driving Blast

Activity Superstore

Formula 4 Single Seater Driving Blast

Current sale price is £95

(Save £24)

Regular price was £119

Hotel Chocolat Milk to Caramel Sleekster

Milk to Caramel Sleekster

Current sale price is £25.46

(Save £4.53)

Regular price was £29.99

3.7 out of 5 stars

12 reviews

The Personalised Memento Company Personalised Double Heart Ornament

The Personalised Memento Company

Personalised Double Heart Ornament

Current sale price is £19.99

(Save £5)

Regular price was £24.99

3.3 out of 5 stars

26 reviews

Activity Superstore Four Secret Supercar Experience

Activity Superstore

Four Secret Supercar Experience

Current sale price is £118.80

(Save £79.20)

Regular price was £198

The Personalised Memento Company Personalised Jewellery Box

The Personalised Memento Company

Personalised Jewellery Box

Current sale price is £18.39

(Save £4.60)

Regular price was £22.99

Virgin Experience Days LUSH Spa Fresh Facial Spa Treatment - 10 UK Locations

Virgin Experience Days

LUSH Spa Fresh Facial Spa Treatment - 10 UK Locations

Current sale price is £44.80

(Save £11.20)

Regular price was £56

Blended Malt Whisky Ship in a Bottle 20cl

Blended Malt Whisky Ship in a Bottle 20cl

Current sale price is £19.79

(Save £2.20)

Regular price was £21.99

4.3 out of 5 stars

30 reviews

Virgin Experience Days Design your own Perfume Platinum Experience - 28 UK Locations

Virgin Experience Days

Design your own Perfume Platinum Experience - 28 UK Locations

Current sale price is £45

(Save £15)

Regular price was £60

Activity Superstore Helicopter Buzz

Activity Superstore

Helicopter Buzz

Current sale price is £45.99

(Save £44)

Regular price was £89.99

5 out of 5 stars

2 reviews

Hotel Chocolat The Mellow Baton Library

The Mellow Baton Library

Current sale price is £21.21

(Save £3.78)

Regular price was £24.99

4.2 out of 5 stars

17 reviews

Hotel Chocolat Everything H-Box

Everything H-Box

Current sale price is £15.26

(Save £2.73)

Regular price was £17.99

4.4 out of 5 stars

8 reviews

Activity Superstore Fantastic Four Supercar Driving

Activity Superstore

Fantastic Four Supercar Driving

Current sale price is £119.99

(Save £60)

Regular price was £179.99

Virgin Wines 6 Bottle Sauvignon Blanc Wine Selection - Total 4.5 Litres

6 Bottle Sauvignon Blanc Wine Selection - Total 4.5 Litres

Current sale price is £72.04

(Save £3.90)

Regular price was £75.94

4.5 out of 5 stars

4 reviews

Hotel Chocolat Everything Collection

Everything Collection

Current sale price is £29.71

(Save £5.28)

Regular price was £34.99

2.5 out of 5 stars

2 reviews

Activity Superstore Mother and Daughter Makeover and Photoshoot

Activity Superstore

Mother and Daughter Makeover and Photoshoot

Current sale price is £19.99

(Save £10)

Regular price was £29.99

4.8 out of 5 stars

4 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

Up to 30% off your first credit order!

What you need to know
Apply for Very Pay and enter WELCOME at the checkout. 30% off Clothing & Footwear and 20% off all other departments.

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes iPad Air M4, Samsung S26 range, Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.