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The Very Collection Dawson Wooden Bed with Mattress options (Buy & SAVE!) - White - FSC® Certified

The Very Collection

Dawson Wooden Bed with Mattress options (Buy & SAVE!) - White - FSC® Certified

Current sale price is From £99

(Save up to £0)

Regular price was From £229

2.4 out of 5 stars

14 reviews

Honor X5c Plus, 4GB RAM + 64GB Storage Mobile

Available in black, blue coloursAvailable in black, blue coloursAvailable in black, blue coloursAvailable in black, blue coloursAvailable in black, blue colours

X5c Plus, 4GB RAM + 64GB Storage Mobile

Current sale price is £79.99

(Save £20)

Regular price was £99.99

4.6 out of 5 stars

14 reviews

Aspire Comfort Rolled Mattress

Comfort Rolled Mattress

Current sale price is From £85

(Save up to £44)

Regular price was From £119

4.1 out of 5 stars

240 reviews

Honor X5c Plus, 4GB RAM + 128GB Storage Mobile

X5c Plus, 4GB RAM + 128GB Storage Mobile

Current sale price is £89.99

(Save £29.01)

Regular price was £119

4.4 out of 5 stars

8 reviews

The Very Collection Dawson Wooden Bed with Mattress Options (Buy & SAVE!) - Grey - FSC® Certified

The Very Collection

Dawson Wooden Bed with Mattress Options (Buy & SAVE!) - Grey - FSC® Certified

Current sale price is From £99

(Save up to £0)

Regular price was From £229

2.4 out of 5 stars

11 reviews

OutSunny 4 Pieces Expanding Trellis Fence, 2m x 1m with Artificial Leaves

4 Pieces Expanding Trellis Fence, 2m x 1m with Artificial Leaves

Current sale price is £79

(Save £20)

Regular price was £99

5 out of 5 stars

2 reviews

LEGO Editions Football - 3D Display Model 43019

Football - 3D Display Model 43019

Current sale price is £79.99

(Save £20)

Regular price was £99.99

4.9 out of 5 stars

17 reviews

Birkenstock Naples Wrapped Oiled Leather Clog - Cognac

Naples Wrapped Oiled Leather Clog - Cognac

Current sale price is £97.50

(Save £52.50)

Regular price was £150

4 out of 5 stars

1 review

adidas Originals Womens Gazelle Bold Trainers - Brown

adidas Originals

Womens Gazelle Bold Trainers - Brown

Current sale price is £76

(Save £18)

Regular price was £94

4.8 out of 5 stars

1.2k reviews

Russell Hobbs SatisFry Air, Dual Basket 9 Litre

SatisFry Air, Dual Basket 9 Litre

Current sale price is £94

(Save £105)

Regular price was £199

4.8 out of 5 stars

127 reviews

Sportspower 8ft Trampoline PINK

8ft Trampoline PINK

Current sale price is £89.99

(Save £30)

Regular price was £119.99

5 out of 5 stars

7 reviews

UGG Classic Micro Boots - Beige

Classic Micro Boots - Beige

Current sale price is £88.25

(Save £41.75)

Regular price was £130

4.8 out of 5 stars

8 reviews

Nike Women's Air Max 270 Trainers - White

Women's Air Max 270 Trainers - White

Current sale price is £87

(Save £58)

Regular price was £145

3.8 out of 5 stars

51 reviews

Kuhla KTTF0E6B-1004 Amp Design 45L Table Top Fridge

KTTF0E6B-1004 Amp Design 45L Table Top Fridge

Current sale price is £89

(Save £40)

Regular price was £129

5 out of 5 stars

3 reviews

Asics Mens Running Novablast 5 TR Trainers - Green

Mens Running Novablast 5 TR Trainers - Green

Current sale price is £81

(Save £54)

Regular price was £135

Sportspower 10ft Trampoline

10ft Trampoline

Current sale price is £99.99

(Save £50)

Regular price was £149.99

3.8 out of 5 stars

30 reviews

The Very Collection Riley Children's Fabric Single Bed with Mattress Options (Buy & SAVE!) - Antique Rose - FSC® Certified

The Very Collection

Riley Children's Fabric Single Bed with Mattress Options (Buy & SAVE!) - Antique Rose - FSC® Certified

Current sale price is From £99

(Save up to £30)

Regular price was From £119

4.5 out of 5 stars

4 reviews

Bestway Pool Heater

Pool Heater

Current sale price is £89.99

(Save £90)

Regular price was £179.99

2.7 out of 5 stars

75 reviews

Vax SpotWash Mini Spot Cleaner

SpotWash Mini Spot Cleaner

Current sale price is £79

(Save £10)

Regular price was £89

5 out of 5 stars

23 reviews

The Very Collection Santa Maria 6-Piece Dining Set - Stripe

The Very Collection

Santa Maria 6-Piece Dining Set - Stripe

Current sale price is £100

(Save £50)

Regular price was £150

4.2 out of 5 stars

5 reviews

NINJA Perfect Temperature Kettle- Black KT200UK

Perfect Temperature Kettle- Black KT200UK

Current sale price is £79

(Save £20)

Regular price was £99

4.6 out of 5 stars

1.7k reviews

The Very Collection Marston Faux Leather Bed Frame with Mattress Options (Buy and SAVE!) - Grey - - FSC® Certified

The Very Collection

Marston Faux Leather Bed Frame with Mattress Options (Buy and SAVE!) - Grey - - FSC® Certified

Current sale price is From £99

(Save up to £40)

Regular price was From £119

4.1 out of 5 stars

48 reviews

NINJA BlendBOSS Tumbler Blender - Pink Peppercorn DB351UKPK1BRN

BlendBOSS Tumbler Blender - Pink Peppercorn DB351UKPK1BRN

Current sale price is £99

(Save £30)

Regular price was £129

4.8 out of 5 stars

82 reviews

The Very Collection Province 3 Seater Swing

The Very Collection

Province 3 Seater Swing

Current sale price is £100

(Save £40)

Regular price was £140

4 out of 5 stars

8 reviews

Aspire Pro Hybrid Rolled Mattress

Pro Hybrid Rolled Mattress

Current sale price is From £99

(Save up to £50)

Regular price was From £129

4.2 out of 5 stars

9 reviews

adidas Originals Womens Gazelle Bold Trainers - Cream

adidas Originals

Womens Gazelle Bold Trainers - Cream

Current sale price is £80

(Save £20)

Regular price was £100

4.8 out of 5 stars

2.3k reviews

Russell Hobbs RHUV5601 ATHENA2 Pet Upright Vacuum

RHUV5601 ATHENA2 Pet Upright Vacuum

Current sale price is £79

(Save £20)

Regular price was £99

3.6 out of 5 stars

136 reviews

Tefal Easy Fry 4.5L Pizza Oven Air Fryer - Coal Grey

Easy Fry 4.5L Pizza Oven Air Fryer - Coal Grey

Current sale price is £89

(Save £50)

Regular price was £139

4.8 out of 5 stars

152 reviews

The Very Collection Marston Faux Leather Bed Frame with Mattress Options (Buy and SAVE!) - Black - FSC® Certified

The Very Collection

Marston Faux Leather Bed Frame with Mattress Options (Buy and SAVE!) - Black - FSC® Certified

Current sale price is From £79

(Save up to £40)

Regular price was From £119

3.7 out of 5 stars

47 reviews

Pretty Lavish Fiore Tie Ruffle Maxi Dress - Seaspray/Brown Polka-Dot Print

Fiore Tie Ruffle Maxi Dress - Seaspray/Brown Polka-Dot Print

Current sale price is £78

(Save £14)

Regular price was £92

5 out of 5 stars

1 review

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.