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Apple AirPods 4

More time to pay with Very Pay

AirPods 4

Current sale price is £99

(Save £20)

Regular price was £119

4.4 out of 5 stars

192 reviews

Sportspower 10ft Trampoline

Bank Holiday Deal

10ft Trampoline

Current sale price is £99.99

(Save £50)

Regular price was £149.99

4 out of 5 stars

24 reviews

Sportspower 8ft Trampoline PINK

Bank Holiday Deal

8ft Trampoline PINK

Current sale price is £89.99

(Save £30)

Regular price was £119.99

5 out of 5 stars

1 review

Playstation Store £100 Gift Card (Digital Download)

Store £100 Gift Card (Digital Download)

£100

4.8 out of 5 stars

167 reviews

adidas Originals Womens OG Samba Trainers - White/ Silver

Bank Holiday Deal

adidas Originals

Womens OG Samba Trainers - White/ Silver

£95

4.9 out of 5 stars

845 reviews

Amazon Kindle eReader 16GB (2024) - Matcha

Kindle eReader 16GB (2024) - Matcha

£94.99

4.8 out of 5 stars

46 reviews

Panda London Memory Foam Bamboo Mattress Topper - White

Bank Holiday Deal

Memory Foam Bamboo Mattress Topper - White

Current sale price is From £79

(Save up to £35)

Regular price was From £99

4.8 out of 5 stars

7k reviews

Samsung Galaxy A16 4G, 128Gb Storage

Bank Holiday Deal

Galaxy A16 4G, 128Gb Storage

Current sale price is £99

(Save £40)

Regular price was £139

4 out of 5 stars

650 reviews

Samsung MS23K3513AK/EU 23 -Litre Solo Microwave with Quick Defrost - Black

MS23K3513AK/EU 23 -Litre Solo Microwave with Quick Defrost - Black

Current sale price is £99

(Save £40)

Regular price was £139

4.4 out of 5 stars

136 reviews

Aspire Dual Layer Pro Hybrid Foam Mattress

Bank Holiday Deal

Dual Layer Pro Hybrid Foam Mattress

Current sale price is From £99

(Save up to £70)

Regular price was From £109

3.9 out of 5 stars

75 reviews

Vax SpotWash Duo Spot Cleaner

SpotWash Duo Spot Cleaner

Current sale price is £89

(Save £50)

Regular price was £139

4.7 out of 5 stars

809 reviews

Einhell 32cm Corded Mower - GC-EM 1032 (1000W)

32cm Corded Mower - GC-EM 1032 (1000W)

£84

4.2 out of 5 stars

83 reviews

Bestway 10ft Steel Pro MAX Pool with Filter Pump

Bank Holiday Deal

10ft Steel Pro MAX Pool with Filter Pump

Current sale price is £99.99

(Save £70)

Regular price was £169.99

4.5 out of 5 stars

177 reviews

Aspire Comfort Rolled Mattress

Bank Holiday Deal

Comfort Rolled Mattress

Current sale price is From £85

(Save up to £40)

Regular price was From £119

3.5 out of 5 stars

121 reviews

adidas Originals Women's Knitted Crochet Firebird Track Top - White

adidas Originals

Women's Knitted Crochet Firebird Track Top - White

£75

4.9 out of 5 stars

17 reviews

Yard Force 1200W 32cm Electric Lawnmower with 30L Grass Bag and Rear Roller - EM U32

1200W 32cm Electric Lawnmower with 30L Grass Bag and Rear Roller - EM U32

£90

4.7 out of 5 stars

10 reviews

Russell Hobbs SatisFry Air, Dual Basket 9 Litre

Bank Holiday Deal

SatisFry Air, Dual Basket 9 Litre

Current sale price is £98

(Save £101)

Regular price was £199

4.8 out of 5 stars

98 reviews

The Very Collection Dawson Wooden Bed with Mattress options (Buy & SAVE!) - White - FSC® Certified

Bank Holiday Deal

The Very Collection

Dawson Wooden Bed with Mattress options (Buy & SAVE!) - White - FSC® Certified

Current sale price is From £89

(Save up to £10)

Regular price was From £99

1.8 out of 5 stars

10 reviews

Brabantia Lift-O-Matic Rotary 50M Airer with Accessories

Bank Holiday Deal

Lift-O-Matic Rotary 50M Airer with Accessories

Current sale price is £75

(Save £25)

Regular price was £100

4.5 out of 5 stars

294 reviews

The Very Collection Amalfi Sofa Set- Clay

Bank Holiday Deal

The Very Collection

Amalfi Sofa Set- Clay

Current sale price is £95

(Save £45)

Regular price was £140

2.8 out of 5 stars

8 reviews

RING Battery Video Doorbell (3rd Gen) - Satin Nickel

Battery Video Doorbell (3rd Gen) - Satin Nickel

£99.99

4.7 out of 5 stars

32 reviews

Hoover Anti Hair Wrap Easy Clean Cordless Vacuum Cleaner HF1 MAX Home with Flexi Tube

Anti Hair Wrap Easy Clean Cordless Vacuum Cleaner HF1 MAX Home with Flexi Tube

Current sale price is £99

(Save £50)

Regular price was £149

4.6 out of 5 stars

31 reviews

Sportspower 8ft Trampoline Blue

Bank Holiday Deal

8ft Trampoline Blue

Current sale price is £89.99

(Save £25)

Regular price was £114.99

4.3 out of 5 stars

3 reviews

UGG Classic Micro Boots - Dense Smoke

Bank Holiday Deal

Classic Micro Boots - Dense Smoke

Current sale price is £88

(Save £42)

Regular price was £130

Lenovo Tab One 8.7-inch Tablet, 64GB with Clear Case - Luna Grey

Bank Holiday Deal

Tab One 8.7-inch Tablet, 64GB with Clear Case - Luna Grey

Current sale price is £85

(Save £84)

Regular price was £169

3.9 out of 5 stars

8 reviews

Nike Men’s England 2026 Dri-FIT Stadium Home Shirt – White

Men’s England 2026 Dri-FIT Stadium Home Shirt – White

£90

5 out of 5 stars

2 reviews

Vax Air Lift Pet Max Upright Vacuum Cleaner

Air Lift Pet Max Upright Vacuum Cleaner

Current sale price is £99

(Save £30)

Regular price was £129

4.4 out of 5 stars

498 reviews

Samsung Odyssey G3 LS24DG302EUXXU Gaming Monitor - 24in FHD (1920x1080) - 180Hz, 1ms - Freesync, Height Adjust

Odyssey G3 LS24DG302EUXXU Gaming Monitor - 24in FHD (1920x1080) - 180Hz, 1ms - Freesync, Height Adjust

Current sale price is £79

(Save £50)

Regular price was £129

5 out of 5 stars

2 reviews

LEGO Editions Scuderia Ferrari HP Lewis Hamilton Helmet 43022

Scuderia Ferrari HP Lewis Hamilton Helmet 43022

£79.99

5 out of 5 stars

1 review

Dr Martens Voss II Athena Leather Sandals - Black

Voss II Athena Leather Sandals - Black

£100

4.8 out of 5 stars

24 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

Up to 30% off your first credit order!

What you need to know
Apply for Very Pay and enter WELCOME at the checkout. 30% off Clothing & Footwear and 20% off all other departments.

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes iPad Air M4, Samsung S26 range, PlayStation 5 consoles, Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.