Smart Home, Compatible with Google Assistant

Free standard home delivery on orders £75+

Expected delivery: Usually within 3-5 days (excluding Sundays and bank holidays).

Excludes large items.

Standard home delivery £3.99 on orders less than £75.

Offer ends 31st August.

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Free home delivery on orders £75+

Free returns

Shop the brands you love

Pay later with Very Pay

Free home delivery on orders £75+

Free returns

Shop the brands you love

Pay later with Very Pay

Up to 30% off Home & Electricals

Up to 30% off Home & Electricals

Smart Home, Compatible with Google Assistant

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SoloCam S340, 3K, Dual Lens, No Monthly Fee, Solar Panel, 360° Coverage Camera

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Tapo C510W 2K Outdoor Pan & Tilt Camera, No Monthly Fee, AI Motion Tracking, Colour Night Vision

£37.99

SoloCam S220 2K Solar Camera 2-Pack with No Monthly Fee, Human Detection, Easy Installation

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Video Doorbell E340 With Chime, 2K, Dual Lens, No Monthly Fee, Colour Night Vision, Two-Way Audio

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Indoor Cam C220, 360° Pan & Tilt 2K Camera, No Monthly Fee, Human Detection and Motion Tracking

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Tapo C200 Smart Pan & Tilt Cam

£17.99

Solar Wall Light Cam 2K with No Monthly Fee, Solar Panel, Colour Night Vision

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Tapo C100 Smart Spot Cam

£17

eufyCam S3 Pro 2-Cam Kit with HomeBase S380, 4K, Solar, No Monthly Fee

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Tapo C500 1080 HD Outdoor Pan/Tilt Security Wi-Fi Camera, AI Motion Tracking, with No Monthly Fee

£33

Indoor Cam S350, Dual Lens, 4K Pan & Tilt Camera, No Monthly Fee, Human & Pet Detection

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Smart Door Lock, Keyless Connected, Matt Black

£99

Smart Door Lock, Conexis L2, Chrome

£289.99

Tapo D230S1 2K 5MP Video Doorbell Camera with Battery & Chime, Head-to-Toe View, No Monthly Fee

£89

Pro 6 2K+ Security Camera and Video Doorbell HD

Current sale price is £209.99

Mini 2K+ Plug-in Smart Security Camera Bundle - Pack of 3

£109

Tapo P304M Smart Power Strip, Wi-Fi Surge Protector with 4 Outlets & 4 USB Ports

£37.99

Tapo H100 Smart Iot hub with Chime

£16.99

Mini 2K+ Camera (2-Pack) & Outdoor Power Adaptor

£78.98

Tapo P110 Smart Socket with Energy Monitoring (4-Pack)

£31

Video Doorbell (2nd Gen) & Mini 2K+ Camera with Outdoor Power Adaptor Bundle

£108

Tapo T310 Smart Temperature & Humidity Sensor

Current sale price is £19.99

eufyCam S3 Pro Add-On Security Camera, 4K, Solar, No Monthly Fee

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Floodlight Cam E30 2k Outdoor Security Camera with Built-In Lights, No Monthly Fees

Current sale price is £119

2K 4MP Battery Doorbell, Smart Detection & Chime Included, 2.4/5GHz WiFi, Night Vision, 2-Way Talk D340B with Chime + 64GB SD Card

£119

Mini Pan-Tilt HD Smart Security Camera Bundle - Pack of 2

£69.98

Essential 3 Pan-Tilt 2K Camera and Video Doorbell HD

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Smart Home Security Alarm Starter Kit

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Smart Home Security CCTV system: 4 Cameras 8 Channel

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Security Video Doorbell Add-On Chime, Indoor Chime, No-Delay Ring, Adjustable Volume, 8 Fun Ringtones