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Free home delivery on orders £75+

Free returns

Shop the brands you love

Pay later with Very Pay

Get autumn ready - up to 25% off with code AUTUMN

Get autumn ready - up to 25% off with code AUTUMN

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Created Brilliance Penelope 9ct Yellow Gold 1.25ct tw Lab-Grown Diamond Tennis Bracelet 7 Inches

Created Brilliance

Penelope 9ct Yellow Gold 1.25ct tw Lab-Grown Diamond Tennis Bracelet 7 Inches

Current sale price is £1680

Regular price was £2100

(Save £420)

5 out of 5 stars

1 review

UGG Womens Classic Micro - Light Bronze

Womens Classic Micro - Light Bronze

Current sale price is £110

Regular price was £130

(Save £20)

Clarks Previa Bar Black Patent Mary Jane

Previa Bar Black Patent Mary Jane

Current sale price is £45.50

Regular price was £70

(Save £24.50)

Created Brilliance Rebecca 18ct White Gold Oval and Pear Lab Grown Diamond Ring

Created Brilliance

Rebecca 18ct White Gold Oval and Pear Lab Grown Diamond Ring

Current sale price is £1560

Regular price was £1950

(Save £390)

MARC JACOBS The Snapshot Branded Camera Bag - Pink

The Snapshot Branded Camera Bag - Pink

Current sale price is £276.50

Regular price was £395

(Save £118.50)

Clarks Torhill Moss Ankle Boot - Brown

Torhill Moss Ankle Boot - Brown

Current sale price is £66

Regular price was £110

(Save £44)

5 out of 5 stars

6 reviews

Clarks Lauryl T Bar Shoe - Black Matt

Lauryl T Bar Shoe - Black Matt

Current sale price is £52

Regular price was £65

(Save £13)

UGG Greenport Cross Strap Slide - Chestnut

Greenport Cross Strap Slide - Chestnut

Current sale price is £79

Regular price was £110

(Save £31)

Clarks Torhill Boat Shoe - Black Leather

Torhill Boat Shoe - Black Leather

Current sale price is £72

Regular price was £90

(Save £18)

Created Brilliance Audrey 9ct Yellow Gold 1ct Lab Grown Diamond Three Stone Ring

Created Brilliance

Audrey 9ct Yellow Gold 1ct Lab Grown Diamond Three Stone Ring

Current sale price is £740

Regular price was £925

(Save £185)

4.5 out of 5 stars

4 reviews

Created Brilliance Cassie 9ct Yellow Gold Created Emerald Lab Grown Diamond Trilogy Ring

Created Brilliance

Cassie 9ct Yellow Gold Created Emerald Lab Grown Diamond Trilogy Ring

Current sale price is £920

Regular price was £1150

(Save £230)

5 out of 5 stars

1 review

Created Brilliance Elena Created Brilliance 9ct White Gold Oval 0.75ct Lab Grown Diamond Engagement Ring

Created Brilliance

Elena Created Brilliance 9ct White Gold Oval 0.75ct Lab Grown Diamond Engagement Ring

Current sale price is £720

Regular price was £900

(Save £180)

5 out of 5 stars

1 review

Created Brilliance Cleo 9ct Yellow Gold Created Emerald Trilogy Ring

Created Brilliance

Cleo 9ct Yellow Gold Created Emerald Trilogy Ring

Current sale price is £799

Regular price was £1000

(Save £201)

Created Brilliance Luna 9ct Yellow Gold 1.13ct tw. Lab Grown Diamond Scatter Engagement Ring

Created Brilliance

Luna 9ct Yellow Gold 1.13ct tw. Lab Grown Diamond Scatter Engagement Ring

Current sale price is £860

Regular price was £1075

(Save £215)

Created Brilliance Sienna Created Brilliance 9ct White Gold 0.70ct Lab Grown Diamond Engagement Ring

Created Brilliance

Sienna Created Brilliance 9ct White Gold 0.70ct Lab Grown Diamond Engagement Ring

Current sale price is £920

Regular price was £1035

(Save £115)

5 out of 5 stars

2 reviews

Created Brilliance Colette 9ct White Gold Lab Grown Diamond Three Row Ring

Created Brilliance

Colette 9ct White Gold Lab Grown Diamond Three Row Ring

Current sale price is £1120

Regular price was £1400

(Save £280)

5 out of 5 stars

3 reviews

Created Brilliance Naya 9ct White Gold Lab Grown Diamond Cluster Engagement Ring

Created Brilliance

Naya 9ct White Gold Lab Grown Diamond Cluster Engagement Ring

Current sale price is £740

Regular price was £925

(Save £185)

Created Brilliance Margot Created Brilliance 9ct White Gold 0.50ct Lab Grown Diamond Engagement Ring

Created Brilliance

Margot Created Brilliance 9ct White Gold 0.50ct Lab Grown Diamond Engagement Ring

Current sale price is £660

Regular price was £825

(Save £165)

5 out of 5 stars

3 reviews

MARC JACOBS The Scene Shoulder Bag - Gold

The Scene Shoulder Bag - Gold

Current sale price is £260

Regular price was £325

(Save £65)

MARC JACOBS Sun Poster Big Tee - White

Sun Poster Big Tee - White

Current sale price is £63

Regular price was £90

(Save £27)

Created Brilliance Zara 9ct Yellow Gold Lab Grown Diamond Marquise Band Ring

Created Brilliance

Zara 9ct Yellow Gold Lab Grown Diamond Marquise Band Ring

Current sale price is £600

Regular price was £750

(Save £150)

Created Brilliance Elodie 9ct Yellow Gold Emerald Cut and Tapered Baguettes Lab Grown Diamond Ring

Created Brilliance

Elodie 9ct Yellow Gold Emerald Cut and Tapered Baguettes Lab Grown Diamond Ring

Current sale price is £1220

Regular price was £1525

(Save £305)

Created Brilliance Vivian 9ct White Gold Princess Cut Lab Grown Diamond Ring

Created Brilliance

Vivian 9ct White Gold Princess Cut Lab Grown Diamond Ring

Current sale price is £720

Regular price was £900

(Save £180)

Created Brilliance Astrid 9ct Yellow Gold Created Emerald Lab Grown Diamond Trilogy Ring

Created Brilliance

Astrid 9ct Yellow Gold Created Emerald Lab Grown Diamond Trilogy Ring

Current sale price is £1000

Regular price was £1125

(Save £125)

Created Brilliance Delia 9ct Yellow Gold Lab Grown Diamond Fluid Ring

Created Brilliance

Delia 9ct Yellow Gold Lab Grown Diamond Fluid Ring

Current sale price is £692

Regular price was £865

(Save £173)

Created Brilliance Carmen 9ct White Gold Lab Grown Diamond Oval Seven Stone Eternity Band Ring

Created Brilliance

Carmen 9ct White Gold Lab Grown Diamond Oval Seven Stone Eternity Band Ring

Current sale price is £1512

Regular price was £1890

(Save £378)

Created Brilliance Cate Created Brilliance 9ct White Gold Created Sapphire and 0.25ct Lab Grown Diamond Cluster Ring

Created Brilliance

Cate Created Brilliance 9ct White Gold Created Sapphire and 0.25ct Lab Grown Diamond Cluster Ring

Current sale price is £660

Regular price was £825

(Save £165)

3.7 out of 5 stars

3 reviews

Created Brilliance Cynthia 9ct White Gold 0.70ct Lab Grown Halo Diamond Engagement Ring

Created Brilliance

Cynthia 9ct White Gold 0.70ct Lab Grown Halo Diamond Engagement Ring

Current sale price is £840

Regular price was £1050

(Save £210)

3.7 out of 5 stars

3 reviews

MARC JACOBS The 72 Spring Sneakers - Yellow

The 72 Spring Sneakers - Yellow

Current sale price is £115.50

Regular price was £165

(Save £49.50)

Created Brilliance Esme 9ct White Gold Lab Grown Diamond Wrap Engagement Ring

Created Brilliance

Esme 9ct White Gold Lab Grown Diamond Wrap Engagement Ring

Current sale price is £820

Regular price was £1025

(Save £205)

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.