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BOSS Fabrinta Long Line Knitted Cardigan - Multi

Fabrinta Long Line Knitted Cardigan - Multi

Current sale price is £342

(Save £147)

Regular price was £489

1 out of 5 stars

2 reviews

Radley Smart Series 33 Amoled Stoneset Stainless Steel Gold Plated Bracelet Smart Watch

Smart Series 33 Amoled Stoneset Stainless Steel Gold Plated Bracelet Smart Watch

£99.96

1 out of 5 stars

1 review

Jon Richard Simply Silver Sterling Silver 925 Polished Diamond Cut Clover Set - Gift Box

Simply Silver Sterling Silver 925 Polished Diamond Cut Clover Set - Gift Box

£40

1 out of 5 stars

1 review

The Very Collection Bandeau Sequin Jumpsuit - Black

The Very Collection

Bandeau Sequin Jumpsuit - Black

Current sale price is £39

(Save £26)

Regular price was £65

1 out of 5 stars

1 review

The Very Collection Pussybow Cape Sleeve Mini Dress - Print

The Very Collection

Pussybow Cape Sleeve Mini Dress - Print

Current sale price is £16

(Save £34)

Regular price was £50

1 out of 5 stars

1 review

The Very Collection 2 Pack 2nd Skin Ribbed Bralette - White

The Very Collection

2 Pack 2nd Skin Ribbed Bralette - White

£14

1 out of 5 stars

1 review

Style Cheat Birdie Dress - Multi

Birdie Dress - Multi

Current sale price is £56.25

(Save £18.75)

Regular price was £75

1 out of 5 stars

1 review

Sloggi Basic Maxi 6-Pack- Black/Navy/Lilac - Multi

Basic Maxi 6-Pack- Black/Navy/Lilac - Multi

Current sale price is £33

(Save £22)

Regular price was £55

1 out of 5 stars

1 review

PIECES Fetina Leopard Print Trenchcoat - Multi

Fetina Leopard Print Trenchcoat - Multi

Current sale price is £31.50

(Save £38.50)

Regular price was £70

1 out of 5 stars

1 review

Sekonda Ladies Victoria Two Tone Stainless Steel Bracelet with Green Dial Watch

Ladies Victoria Two Tone Stainless Steel Bracelet with Green Dial Watch

£60

1 out of 5 stars

1 review

Love DIAMOND 9ct White Gold 1/2 Carat Diamond Oval Halo Bridal Set

9ct White Gold 1/2 Carat Diamond Oval Halo Bridal Set

£1319

1 out of 5 stars

4 reviews

KBX Zadie Long Sleeve Body - Multi

Zadie Long Sleeve Body - Multi

£22

1 out of 5 stars

1 review

Laura Ashley Long Sleeve Satin Co-Ord Blouse - Multi

Long Sleeve Satin Co-Ord Blouse - Multi

Current sale price is £36.25

(Save £9.75)

Regular price was £46

1 out of 5 stars

1 review

Love DIAMOND 9K 0.20ct Lab Grown Diamond Pear Shaped Studs

9K 0.20ct Lab Grown Diamond Pear Shaped Studs

Current sale price is £279.20

(Save £69.80)

Regular price was £349

1 out of 5 stars

1 review

Say It With Dainty Winged Initial Charm Necklace - Sterling Silver A-Z - M

+22 colours+21 colours+20 colours+19 colours+18 colours

Available in a, m, j and 22 more coloursAvailable in a, m, j, s and 21 more coloursAvailable in a, m, j, s, b and 20 more coloursAvailable in a, m, j, s, b, k and 19 more coloursAvailable in a, m, j, s, b, k, l and 18 more colours

Dainty Winged Initial Charm Necklace - Sterling Silver A-Z - M

£49.50

1 out of 5 stars

1 review

Kate Spade New York monroe pearl bracelet watch

Kate Spade New York

monroe pearl bracelet watch

Current sale price is £181

(Save £78)

Regular price was £259

1 out of 5 stars

1 review

Love DIAMOND 1.00ct Diamond Solitaire Twist Ring Lab Grown

1.00ct Diamond Solitaire Twist Ring Lab Grown

Current sale price is £899.10

(Save £99.90)

Regular price was £999

1 out of 5 stars

1 review

Fantasie Pippa Underwire Side Support Bra-Wallflower - Multi

Pippa Underwire Side Support Bra-Wallflower - Multi

Current sale price is £30.25

(Save £8.75)

Regular price was £39

1 out of 5 stars

1 review

Love DIAMOND Diamond Eternity Ring

Diamond Eternity Ring

Current sale price is £611.10

(Save £67.90)

Regular price was £679

1 out of 5 stars

1 review

Ernest Jones 9ct White Gold Diamond Engagement Ring

9ct White Gold Diamond Engagement Ring

£350

1 out of 5 stars

1 review

Pour Moi Strappy Jersey Beach Dress with LENZING™ ECOVERO™ Viscose Fibres - Multi

Strappy Jersey Beach Dress with LENZING™ ECOVERO™ Viscose Fibres - Multi

£32

1 out of 5 stars

1 review

Say It With Adjustable Winged Initial Ring - Sterling Silver

+21 colours+20 colours+19 colours+18 colours+17 colours

Available in a, s, f and 21 more coloursAvailable in a, s, f, k and 20 more coloursAvailable in a, s, f, k, e and 19 more coloursAvailable in a, s, f, k, e, m and 18 more coloursAvailable in a, s, f, k, e, m, h and 17 more colours

Adjustable Winged Initial Ring - Sterling Silver

Current sale price is £45

(Save £5)

Regular price was £50

1 out of 5 stars

1 review

The Love Collection Gold Plated Sterling Silver CZ Ear Jacket, Hoop and Stud Set of 3

The Love Collection

Gold Plated Sterling Silver CZ Ear Jacket, Hoop and Stud Set of 3

£62

1 out of 5 stars

1 review

Say It With Kiss Band Ring - Gold & Silver

Kiss Band Ring - Gold & Silver

Current sale price is £36

(Save £4)

Regular price was £40

1 out of 5 stars

1 review

The Love Collection Gold Plated Sterling Silver Bow Earring Set of 3 Pairs

The Love Collection

Gold Plated Sterling Silver Bow Earring Set of 3 Pairs

£59

1 out of 5 stars

2 reviews

Religion Knitted Wide Leg Animal Print Lounge Trouser - Animal

Knitted Wide Leg Animal Print Lounge Trouser - Animal

£80

1 out of 5 stars

1 review

Pour Moi Frill Wrap Beach Dress

Frill Wrap Beach Dress

£39

1 out of 5 stars

1 review

Jon Richard 18K Gold Plated and Crystal Clover Earrings

18K Gold Plated and Crystal Clover Earrings

Current sale price is £27

(Save £3)

Regular price was £30

1 out of 5 stars

1 review

Thomas Sabo x HARIBO: Necklaces with Goldbears silver

x HARIBO: Necklaces with Goldbears silver

£110

1 out of 5 stars

1 review

The Love Collection Gold Plated Sterling Silver Floral Set of 3 Pairs

The Love Collection

Gold Plated Sterling Silver Floral Set of 3 Pairs

£59

1 out of 5 stars

1 review

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.