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Jon Richard Gold Plated Crystal Clover Trio Set - Gift Boxed

Gold Plated Crystal Clover Trio Set - Gift Boxed

Current sale price is £16

(Save £4)

Regular price was £20

5 out of 5 stars

2 reviews

V by Very 2 Pack Maternity Legging - Multi

2 Pack Maternity Legging - Multi

Current sale price is £14

(Save £4)

Regular price was £18

3.6 out of 5 stars

47 reviews

Joma Jewellery CHRISTMAS A LITTLE , MERRY CHRISTMAS AUNTIE , Silver Plated , Bracelet , 17.5cm stretch

CHRISTMAS A LITTLE , MERRY CHRISTMAS AUNTIE , Silver Plated , Bracelet , 17.5cm stretch

£18.99

5 out of 5 stars

1 review

Michelle Keegan Co-Ord Faux Fur Checked Bomber - Multi

Michelle Keegan

Co-Ord Faux Fur Checked Bomber - Multi

Current sale price is £28

(Save £42)

Regular price was £70

5 out of 5 stars

2 reviews

Jon Richard Silver Plated and Pave Clover Trio Set - Gift Box

Silver Plated and Pave Clover Trio Set - Gift Box

Current sale price is £18

(Save £12)

Regular price was £30

5 out of 5 stars

2 reviews

adidas Originals Womens Gazelle Bold Trainers - Pink

adidas Originals

Womens Gazelle Bold Trainers - Pink

Current sale price is £57

(Save £38)

Regular price was £95

4.8 out of 5 stars

2.2k reviews

The Very Collection Reversible Borg Quilted Jacket- Chocolate & Beige

The Very Collection

Reversible Borg Quilted Jacket- Chocolate & Beige

£55

5 out of 5 stars

3 reviews

The Very Collection Velvet Embroidered Printed Mini Dress - Print

The Very Collection

Velvet Embroidered Printed Mini Dress - Print

£40

The Very Collection Check Coat With PU Trims - Multi

The Very Collection

Check Coat With PU Trims - Multi

Current sale price is £72

(Save £18)

Regular price was £90

4.5 out of 5 stars

4 reviews

Jon Richard 14K Gold Plated Jet and Crystal Clover Bracelet - Gift Box

14K Gold Plated Jet and Crystal Clover Bracelet - Gift Box

Current sale price is £24

(Save £6)

Regular price was £30

5 out of 5 stars

1 review

The Very Collection Crew Neck Argyle Knitted Cardigan - Chocolate

The Very Collection

Crew Neck Argyle Knitted Cardigan - Chocolate

£28

Jon Richard Gold Plated and Emerald Pear Drop Trio Set - Gift Box

Gold Plated and Emerald Pear Drop Trio Set - Gift Box

Current sale price is £18

(Save £12)

Regular price was £30

4.5 out of 5 stars

2 reviews

V by Very Curve Check Longline Blazer - Multi

V by Very Curve

Check Longline Blazer - Multi

Current sale price is £40

(Save £10)

Regular price was £50

4.5 out of 5 stars

2 reviews

Jon Richard Rhodium Plated And Cubic Zirconia Clover Bracelet - Gift Box

Rhodium Plated And Cubic Zirconia Clover Bracelet - Gift Box

Current sale price is £28

(Save £2)

Regular price was £30

5 out of 5 stars

1 review

Jon Richard 14K Gold Plated Jet and Crystal Clover Necklace - Gift Box

14K Gold Plated Jet and Crystal Clover Necklace - Gift Box

Current sale price is £32

(Save £8)

Regular price was £40

2 out of 5 stars

1 review

AX Paris Polka Dot 2 In 1 One Sleeve Jumpsuit - Multi

Polka Dot 2 In 1 One Sleeve Jumpsuit - Multi

Current sale price is £39.50

(Save £15.50)

Regular price was £55

V by Very Curve Gingham Crinkle Bow Back Top - Multi

V by Very Curve

Gingham Crinkle Bow Back Top - Multi

Current sale price is £17.50

(Save £4.50)

Regular price was £22

3.3 out of 5 stars

3 reviews

The Very Collection Bandeau Sequin Jumpsuit - Black

The Very Collection

Bandeau Sequin Jumpsuit - Black

Current sale price is £48.75

(Save £16.25)

Regular price was £65

Barbour International Harley Fleece Jacket - Multi

Barbour International

Harley Fleece Jacket - Multi

Current sale price is £80

(Save £20)

Regular price was £100

4.5 out of 5 stars

4 reviews

Simply Silver Cubic Zirconia Infinity - Christmas Gift Cracker

Cubic Zirconia Infinity - Christmas Gift Cracker

Current sale price is £15

(Save £3)

Regular price was £18

V by Very Essential 3 Pack Cami - Multi

Essential 3 Pack Cami - Multi

£16

4.6 out of 5 stars

13 reviews

The Very Collection Curve Tie Neck Mini Dress - Print

The Very Collection Curve

Tie Neck Mini Dress - Print

Current sale price is £24.75

(Save £15.25)

Regular price was £40

4 out of 5 stars

1 review

The Very Collection Printed Jacket With Embroidery - Print

The Very Collection

Printed Jacket With Embroidery - Print

Current sale price is £32.50

(Save £17.50)

Regular price was £50

4.8 out of 5 stars

4 reviews

The Very Collection 2Pk Cosy Christmas Ankle Socks - Multi

The Very Collection

2Pk Cosy Christmas Ankle Socks - Multi

Current sale price is £5

(Save £3)

Regular price was £8

5 out of 5 stars

1 review

V by Very Premium Panelled Wide Leg Jogger - Multi

Premium Panelled Wide Leg Jogger - Multi

Current sale price is £24

(Save £8)

Regular price was £32

4.3 out of 5 stars

6 reviews

V by Very 2 Pack Long Sleeve Stretch Crew Neck - Multi

2 Pack Long Sleeve Stretch Crew Neck - Multi

£16

4.6 out of 5 stars

39 reviews

The Very Collection Longline Wrap Coat - Multi

The Very Collection

Longline Wrap Coat - Multi

Current sale price is £72

(Save £18)

Regular price was £90

4.6 out of 5 stars

9 reviews

Jon Richard Rhodium Plated and Cubic Zirconia Heart Drop Set - Gift Box

Rhodium Plated and Cubic Zirconia Heart Drop Set - Gift Box

Current sale price is £18

(Save £12)

Regular price was £30

5 out of 5 stars

1 review

V by Very Curve Printed Smock Longline Blouse - Chocolate

V by Very Curve

Printed Smock Longline Blouse - Chocolate

Current sale price is £15.50

(Save £9.50)

Regular price was £25

4 out of 5 stars

1 review

adidas Originals Women's Fluffy Crew Socks 2 Pack - Brown/Off White

adidas Originals

Women's Fluffy Crew Socks 2 Pack - Brown/Off White

Current sale price is £13

(Save £5)

Regular price was £18

5 out of 5 stars

1 review

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.