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Sweaty Betty Nimbus Mini Cloud Bag - Black

Nimbus Mini Cloud Bag - Black

£50

Converse Leather Hi Top Trainers - Black

Leather Hi Top Trainers - Black

£60

4.6 out of 5 stars

115 reviews

Tommy Hilfiger Poppy Backpack - Navy

Poppy Backpack - Navy

Current sale price is £58.50

(Save £31.50)

Regular price was £90

New Balance Unisex Performance Poly Cushion Crew 10 Pack - Black

Unisex Performance Poly Cushion Crew 10 Pack - Black

Current sale price is £18.75

(Save £8.25)

Regular price was £27

5 out of 5 stars

2 reviews

Kickers Kick Hi Leather Ankle Boots - Black

Kick Hi Leather Ankle Boots - Black

Current sale price is £57

(Save £38)

Regular price was £95

2.9 out of 5 stars

24 reviews

Clarks Sensa15 Strap Leather Ballerinas - Black

Sensa15 Strap Leather Ballerinas - Black

Current sale price is £33.75

(Save £41.25)

Regular price was £75

Tommy Hilfiger Poppy Backpack - Black

Poppy Backpack - Black

Current sale price is £72

(Save £18)

Regular price was £90

4.5 out of 5 stars

2 reviews

Converse Leather Ox Trainers - Black

Leather Ox Trainers - Black

£55

4.4 out of 5 stars

174 reviews

AllSaints Underground Tote Bag - Black

Underground Tote Bag - Black

£35

4.3 out of 5 stars

6 reviews

New Look Woven Tote Bag - Black

Woven Tote Bag - Black

Current sale price is £25.50

(Save £14.49)

Regular price was £39.99

4 out of 5 stars

2 reviews

New Look Black Patent Tassel Trim Loafers

Black Patent Tassel Trim Loafers

£27.99

3 out of 5 stars

14 reviews

New Balance Unisex Drawstring - Black

Unisex Drawstring - Black

Current sale price is £8

(Save £7)

Regular price was £15

Kickers Kick T Bar Leather Shoe - Black

Kick T Bar Leather Shoe - Black

Current sale price is £46.75

(Save £38.25)

Regular price was £85

5 out of 5 stars

1 review

Clarks Orinoco3 Derby Shoes - Black

Orinoco3 Derby Shoes - Black

Current sale price is £37.50

(Save £37.50)

Regular price was £75

4.5 out of 5 stars

2 reviews

Clarks Wide Fit Orinoco3 Derby Shoes - Black

Wide Fit Orinoco3 Derby Shoes - Black

Current sale price is £60

(Save £15)

Regular price was £75

5 out of 5 stars

1 review

Converse Unisex Ox Trainers - Black/Black

Unisex Ox Trainers - Black/Black

From £45

4.5 out of 5 stars

107 reviews

Converse Womens Chuck Taylor All Star Lugged Heel Loafer Leather Ox - Black

Womens Chuck Taylor All Star Lugged Heel Loafer Leather Ox - Black

Current sale price is £49.50

(Save £35.50)

Regular price was £85

3 out of 5 stars

7 reviews

Schuh Wide Fit Lizzie Patent Leather Tassel Loafer - Black

Wide Fit Lizzie Patent Leather Tassel Loafer - Black

Current sale price is £38.50

(Save £16.50)

Regular price was £55

Clarks Lauryl Lace Patent Shoes - Black

Lauryl Lace Patent Shoes - Black

Current sale price is £48.75

(Save £16.25)

Regular price was £65

5 out of 5 stars

1 review

adidas Terrex Womens Outdoor Multi Essentials 1/2 Zip Fleece Jacket - Black

Womens Outdoor Multi Essentials 1/2 Zip Fleece Jacket - Black

Current sale price is £28

(Save £7)

Regular price was £35

4.8 out of 5 stars

6 reviews

Kickers Kori T Bar - Black

Kori T Bar - Black

£85

3 out of 5 stars

2 reviews

New Look Black Patent Faux Leather Strappy Ballet Flats

Black Patent Faux Leather Strappy Ballet Flats

Current sale price is £12.75

(Save £17.24)

Regular price was £29.99

2 out of 5 stars

1 review

adidas Terrex Womens Mountain T-shirt - Black

Womens Mountain T-shirt - Black

£38

5 out of 5 stars

2 reviews

New Look Black Faux Suede Snaffle Detail Loafers

Black Faux Suede Snaffle Detail Loafers

Current sale price is £30.25

(Save £7.75)

Regular price was £38

3.5 out of 5 stars

4 reviews

Clarks Orinoco3 Edge Loafers - Black

Orinoco3 Edge Loafers - Black

£75

New Look Patent Suedette Bow Loafers - Black

Patent Suedette Bow Loafers - Black

£27.99

3.8 out of 5 stars

9 reviews

adidas Originals Womens Soccer Summer Satin Classic Shorts - Green

adidas Originals

Womens Soccer Summer Satin Classic Shorts - Green

Current sale price is £17

(Save £18)

Regular price was £35

4.9 out of 5 stars

16 reviews

Converse Womens Chuck Taylor All Star Dainty Ballerina Patent Leather Slip-On - Black

Womens Chuck Taylor All Star Dainty Ballerina Patent Leather Slip-On - Black

Current sale price is £51

(Save £9)

Regular price was £60

1 out of 5 stars

1 review

Clarks Wide Fit Lauryl Lace Patent Shoes - Black

Wide Fit Lauryl Lace Patent Shoes - Black

Current sale price is £42

(Save £18)

Regular price was £60

5 out of 5 stars

1 review

Sweaty Betty Nimbus Mini Cloud Bag - Dusk Beige

Nimbus Mini Cloud Bag - Dusk Beige

£50

5 out of 5 stars

1 review

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.