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Michelle Keegan Embroidered Longline Co Ord Shirt - Ivory

Michelle Keegan

Embroidered Longline Co Ord Shirt - Ivory

£50

3 out of 5 stars

2 reviews

Michelle Keegan Cap Sleeve Cinched Pleated Blouse - Ivory

Michelle Keegan

Cap Sleeve Cinched Pleated Blouse - Ivory

Current sale price is £20

(Save £20)

Regular price was £40

4 out of 5 stars

3 reviews

Michelle Keegan Pleat Detail T-Shirt - Lemon

Michelle Keegan

Pleat Detail T-Shirt - Lemon

Current sale price is £22

(Save £6)

Regular price was £28

4 out of 5 stars

3 reviews

The Very Collection Curve Essential Longline Cami - White

The Very Collection

Curve Essential Longline Cami - White

Current sale price is £10.50

(Save £5.50)

Regular price was £16

4 out of 5 stars

22 reviews

Michelle Keegan Relaxed Denim Shirt - Mid Wash

Michelle Keegan

Relaxed Denim Shirt - Mid Wash

£45

2 out of 5 stars

1 review

The Very Collection Linen Short Sleeve Belted Co-Ord Shirt - Black

The Very Collection

Linen Short Sleeve Belted Co-Ord Shirt - Black

Current sale price is £14.50

(Save £10.50)

Regular price was £25

5 out of 5 stars

1 review

River Island Stripe Longline Waistcoat Co-ord - Pink

Stripe Longline Waistcoat Co-ord - Pink

Current sale price is £25

(Save £17)

Regular price was £42

5 out of 5 stars

1 review

River Island Embellished Butterfly Bardot Top - Purple

Embellished Butterfly Bardot Top - Purple

£44

The Very Collection Notch Neck Crinkle Top Co-Ord - Khaki

The Very Collection

Notch Neck Crinkle Top Co-Ord - Khaki

£20

3.8 out of 5 stars

4 reviews

The Very Collection Curve Essential Longline Cami - Black

The Very Collection

Curve Essential Longline Cami - Black

Current sale price is £8.25

(Save £7.75)

Regular price was £16

4.1 out of 5 stars

16 reviews

Michelle Keegan Trim Detail Bandeau Top Co Ord - Lemon

Michelle Keegan

Trim Detail Bandeau Top Co Ord - Lemon

Current sale price is £24.50

(Save £10.50)

Regular price was £35

3.8 out of 5 stars

4 reviews

The Very Collection Floral Co-ord Cotton Shirt - Print

The Very Collection

Floral Co-ord Cotton Shirt - Print

Current sale price is £12

(Save £13)

Regular price was £25

1 out of 5 stars

2 reviews

The Very Collection Curve Frill Sleeve Button Through Top

The Very Collection

Curve Frill Sleeve Button Through Top

Current sale price is £13

(Save £5)

Regular price was £18

5 out of 5 stars

3 reviews

The Very Collection Angel Sleeve Blouse - White

The Very Collection

Angel Sleeve Blouse - White

Current sale price is £11.50

(Save £6.50)

Regular price was £18

3.1 out of 5 stars

14 reviews

The Very Collection Floral Puff Sleeve Blouse - Pink

The Very Collection

Floral Puff Sleeve Blouse - Pink

Current sale price is £22

(Save £8)

Regular price was £30

2.6 out of 5 stars

7 reviews

Michelle Keegan Frill Neck Open Stitch Knit Top - Light Pink

Michelle Keegan

Frill Neck Open Stitch Knit Top - Light Pink

Current sale price is £14

(Save £21)

Regular price was £35

3.4 out of 5 stars

5 reviews

Michelle Keegan Longline Knitted Waistcoat - Cream

Michelle Keegan

Longline Knitted Waistcoat - Cream

£40

3 out of 5 stars

2 reviews

Michelle Keegan Funnel Neck Button Through T-Shirt - Brown

Michelle Keegan

Funnel Neck Button Through T-Shirt - Brown

Current sale price is £15

(Save £13)

Regular price was £28

5 out of 5 stars

1 review

River Island Ruffle Sleeve Lace Blouse - White

Ruffle Sleeve Lace Blouse - White

Current sale price is £26.75

(Save £12.25)

Regular price was £39

3 out of 5 stars

1 review

Michelle Keegan Halter Wrap Waistcoat - Peach

Michelle Keegan

Halter Wrap Waistcoat - Peach

Current sale price is £14

(Save £21)

Regular price was £35

1.3 out of 5 stars

3 reviews

The Very Collection Printed Button Detail Co-Ord Blouse - Print

The Very Collection

Printed Button Detail Co-Ord Blouse - Print

Current sale price is £28

(Save £12)

Regular price was £40

3.2 out of 5 stars

5 reviews

The Very Collection Polka Dot Tie Neck Blouse - Print

The Very Collection

Polka Dot Tie Neck Blouse - Print

Current sale price is £21.50

(Save £13.50)

Regular price was £35

5 out of 5 stars

3 reviews

River Island Floral Short Sleeve Top - Black

Floral Short Sleeve Top - Black

Current sale price is £22

(Save £7)

Regular price was £29

Michelle Keegan Embroidered Cape Detail Blouse - White

Michelle Keegan

Embroidered Cape Detail Blouse - White

Current sale price is £18

(Save £22)

Regular price was £40

5 out of 5 stars

1 review

The Very Collection Broderie Lace Detail Puff Sleeve Co-Ord Blouse - White

The Very Collection

Broderie Lace Detail Puff Sleeve Co-Ord Blouse - White

£35

5 out of 5 stars

3 reviews

The Very Collection Curve Crochet Yoke Crinkle Top

The Very Collection

Curve Crochet Yoke Crinkle Top

Current sale price is £12

(Save £14)

Regular price was £26

The Very Collection Floral Lace Trim Tie Front Blouse - Print

The Very Collection

Floral Lace Trim Tie Front Blouse - Print

Current sale price is £14.25

(Save £10.75)

Regular price was £25

Michelle Keegan Printed Co Ord Longline Cami Top - White

Michelle Keegan

Printed Co Ord Longline Cami Top - White

£35

5 out of 5 stars

1 review

The Very Collection Printed Short Sleeve Button Up Co-Ord Shirt - Print

The Very Collection

Printed Short Sleeve Button Up Co-Ord Shirt - Print

Current sale price is £22

(Save £6)

Regular price was £28

3.7 out of 5 stars

3 reviews

The Very Collection Linen Tie Waist Shirt Co-Ord - Coral

The Very Collection

Linen Tie Waist Shirt Co-Ord - Coral

£25

3 out of 5 stars

1 review

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.