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Free home delivery on orders £75+

Free returns

Shop the brands you love

Pay later with Very Pay

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Appletree Cassia Frill Duvet Cover Set In Chocolate

Bank Holiday Deal

Cassia Frill Duvet Cover Set In Chocolate

Current sale price is From £40

Regular price was From £45

(Save up to £8)

Appletree Scallop Edge 100% Cotton Duvet Set

Bank Holiday Deal

Scallop Edge 100% Cotton Duvet Set

Current sale price is From £40

Regular price was From £45

(Save up to £6)

Appletree Dot Garden Duvet Cover Set In Chocolate

Bank Holiday Deal

Dot Garden Duvet Cover Set In Chocolate

Current sale price is From £37

Regular price was From £42

(Save up to £8)

Appletree 100% Cotton Loft Cassia Frill Duvet Set - SK

Bank Holiday Deal

100% Cotton Loft Cassia Frill Duvet Set - SK

Current sale price is From £40

Regular price was From £45

(Save up to £6)

5 out of 5 stars

3 reviews

Appletree Harlan Bedspread In Cream 235 X 235cm

Bank Holiday Deal

Available in taupe, cream coloursAvailable in taupe, cream coloursAvailable in taupe, cream coloursAvailable in taupe, cream coloursAvailable in taupe, cream colours

Harlan Bedspread In Cream 235 X 235cm

Current sale price is £36

Regular price was £40

(Save £4)

Appletree 100% Cotton Dot Garden Duvet Set

100% Cotton Dot Garden Duvet Set

From £35

4.8 out of 5 stars

4 reviews

Appletree Cassia Frill 100% Cotton Duvet Cover Set

Bank Holiday Deal

Cassia Frill 100% Cotton Duvet Cover Set

Current sale price is From £31

Regular price was From £35

(Save up to £7)

5 out of 5 stars

2 reviews

Appletree Anson 100% Brushed Cotton Stripe Duvet Set

Bank Holiday Deal

Anson 100% Brushed Cotton Stripe Duvet Set

Current sale price is From £30

Regular price was From £30

(Save up to £5)

3.5 out of 5 stars

4 reviews

Appletree Morritz - Faux Fur 130 X 180cm Throw

Bank Holiday Deal

Morritz - Faux Fur 130 X 180cm Throw

Current sale price is £31

Regular price was £35

(Save £4)

5 out of 5 stars

1 review

Appletree Chevron Stripe Duvet Cover Set In Chocolate

Chevron Stripe Duvet Cover Set In Chocolate

From £60

Appletree Verbier 100% Brushed Cotton Duvet Set

Bank Holiday Deal

Verbier 100% Brushed Cotton Duvet Set

Current sale price is From £27

Regular price was From £30

(Save up to £5)

3.3 out of 5 stars

6 reviews

Appletree Zara Voile Panel In White

Zara Voile Panel In White

From £10

5 out of 5 stars

1 review

Appletree Leaf Embroidery Voile Panel in White

Bank Holiday Deal

Leaf Embroidery Voile Panel in White

Current sale price is From £10

Regular price was From £12

(Save up to £2)

Appletree Austell - Velvet 150cm X 220cm Bedspread

Austell - Velvet 150cm X 220cm Bedspread

£40

5 out of 5 stars

1 review

Appletree Aurelia 100% Cotton Duvet Cover Set

Bank Holiday Deal

Aurelia 100% Cotton Duvet Cover Set

Current sale price is From £36

Regular price was From £40

(Save up to £5)

5 out of 5 stars

1 review

Appletree Harlan Velvet Filled Cushion Ls In Chocolate

Harlan Velvet Filled Cushion Ls In Chocolate

£18

Appletree 100% Cotton Dot Garden Duvet Set

100% Cotton Dot Garden Duvet Set

From £45

3.6 out of 5 stars

11 reviews

Appletree Morritz - Faux Fur 43 X 43cm Filled Cushion

Morritz - Faux Fur 43 X 43cm Filled Cushion

£15

4 out of 5 stars

1 review

Appletree Bobble Filled Cushion 55 x 55cm

+2 colours+1 colour

Available in ochre, brown, olive, natural, red coloursAvailable in ochre, brown, olive, natural, red coloursAvailable in ochre, brown, olive, natural, red coloursAvailable in ochre, brown, olive, natural, red coloursAvailable in ochre, brown, olive, natural, red colours

Bobble Filled Cushion 55 x 55cm

From £20

Appletree Tufted Trees Duvet Cover Set In Natural

Tufted Trees Duvet Cover Set In Natural

From £42

Appletree Yarn Dyed Woven Thin Stripe Duvet Cover Set in Natural

Bank Holiday Deal

Yarn Dyed Woven Thin Stripe Duvet Cover Set in Natural

Current sale price is From £49

Regular price was From £50

(Save up to £7)

Appletree Harlan Filled Cushion 55 x 55cm

Available in cream, taupe coloursAvailable in cream, taupe coloursAvailable in cream, taupe coloursAvailable in cream, taupe coloursAvailable in cream, taupe colours

Harlan Filled Cushion 55 x 55cm

£20

Appletree Otto Duvet Cover Set

Otto Duvet Cover Set

From £35

Appletree Abstract Floral Duvet Cover Set In Green

Bank Holiday Deal

Abstract Floral Duvet Cover Set In Green

Current sale price is From £36

Regular price was From £40

(Save up to £6)

3 out of 5 stars

1 review

Appletree Harlan Velvet Bedspread In Chocolate

Bank Holiday Deal

Harlan Velvet Bedspread In Chocolate

Current sale price is £72

Regular price was £80

(Save £8)

Appletree Fossil Jacquard Duvet Cover Set in Natural

Bank Holiday Deal

Fossil Jacquard Duvet Cover Set in Natural

Current sale price is From £40

Regular price was From £40

(Save up to £6)

Appletree Micro Check Duvet Cover Set In Berry

Micro Check Duvet Cover Set In Berry

From £50

Appletree Scallop Edge Duvet Cover Set In Green

Bank Holiday Deal

Scallop Edge Duvet Cover Set In Green

Current sale price is From £54

Regular price was From £60

(Save up to £8)

Appletree Frilled Embroidered Bow Stripe Duvet Cover Set In Green

Bank Holiday Deal

Frilled Embroidered Bow Stripe Duvet Cover Set In Green

Current sale price is From £54

Regular price was From £60

(Save up to £8)

Appletree Toria - Jacquard Super-king Duvet Cover Set

Toria - Jacquard Super-king Duvet Cover Set

From £50

1.5 out of 5 stars

2 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.