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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

Up to 30% off your first credit order!

What you need to know
Apply for Very Pay and enter WELCOME at the checkout. 30% off Clothing & Footwear and 20% off all other departments.

Representative 44.9% APR variable

Excludes iPad Air M4, Samsung S26 range, PlayStation 5 consoles, Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Up to 40% off

All Electricals, PC Monitors, All Offers, Flat

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Results: 1 - 30 (of 31)

MPG 321URX QD-OLED 31.5 inch, QD-OLED, 4K UHD, 240Hz, 0.03ms, Adaptive-Sync Flat Gaming Monitor

Current sale price is £699

ROG Strix XG32UCWMG 31.5" Gaming Monitor - 3840x2160 - Dual Mode 4K 240Hz/FHD 480Hz - WOLED - Black

Current sale price is £779

Odyssey G3 LS24DG302EUXXU Gaming Monitor - 24in FHD (1920x1080) - 180Hz, 1ms - Freesync, Height Adjust

Current sale price is £79

ROG Strix OLED XG27UCDMG Gaming Monitor - 27in, 240Hz 4K UHD QD-OLED - 0.03ms response time

Current sale price is £669

MAG 321CQF E18 32-inch, WQHD, 180Hz, 0.5ms, Adaptive Sync 1000R Curved Gaming Monitor

Current sale price is £179

ROG Strix XG27AQDNG 26.5" Gaming Monitor - 2560x1440 - 360Hz - QD OLED - Black

Current sale price is £519

MAG 322URDF E16 32-inch, 4K UHD, Dual Mode 160Hz 4K/320Hz FHD, Rapid IPS, Adaptive Sync Gaming Monitor

Current sale price is £409

Odyssey G7 LS32DG702EUXXU Gaming Monitor - 32in 4K (3840x2160) UHD IPS - 144Hz - with Speakers

Current sale price is £399

SA242YP1bip - 23.8in - IPS FHD - Monitor

Current sale price is £64

PRO MP271 E14A 27" Full HD 144Hz IPS HDR Ready Adaptive-Sync Monitor

Current sale price is £89

AORUS FO32U Gaming Monitor - 31.5in 4K Ultra HD, QD-OLED

Current sale price is £599

MO27Q28G Gaming Monitor - 27in OLED QHD, 280Hz

Current sale price is £489

ROG Strix XG27UCS - 27in 4K UHD (3840x2160), 160Hz, 1ms, Fast IPS, G-Sync compatible USB Type-C Gaming Monitor

Current sale price is £315

27in OLED QHD 280Hz Gaming Monitor HDMI & DP

Current sale price is £579

ROG Strix XG27AQDPG 26.5" Gaming Monitor - 2560x1440 - 500Hz - QD OLED - Black

Current sale price is £694

ZenScreen MB166C Portable USB Monitor- 15.6 inch, Full HD, IPS, USB Type-C

Current sale price is £94

ProArt Display OLED PA32UCDM Professional Monitor - 32in, 240Hz 4K UHD QD-OLED, 0.1ms response time

Current sale price is £1279

Predator - 27in OLED - QHD - 280 Hz - Gaming Monitor

Current sale price is £499

Odyssey G3 LS32DG302EUXXU Gaming Monitor - 32in FHD (1920x1080) - 180Hz, 1ms - Freesync, Height Adjust

Current sale price is £179

MAG 272QP QD-OLED X50 27-inch, WQHD, 500Hz, 0.03ms, Adaptive-Sync Gaming Monitor

Current sale price is £649

G24F2 Gaming Monitor - 24in FHD IPS, LCD, 165Hz

Current sale price is £69

OMEN 32q Gaming Monitor - 31.5in QHD (2560 x 1440) 165hz, 1ms Response, AMD FreeSync™ Premium, Adjustable Stand, PC & Console Compatible

Current sale price is £259

MO32U2 32in OLED 4K UHD Gaming Monitor - 240Hz, 0.03ms, KVM, FreeSync Premium Pro, HDMI 2.1, VESA DisplayHDR True Black 400

Current sale price is £639

Odyssey G3 LS27DG302EUXXU Gaming Monitor - 27in FHD (1920x1080) - 180Hz, 1ms - Freesync, Height Adjust

Current sale price is £149

AORUS FO27Q5P 27in 500Hz OLED Gaming Monitor

Current sale price is £679

MO27Q3 27in OLED 2K QHD Gaming Monitor - 360Hz, 0.03ms, FreeSync Premium Pro, VESA DisplayHDR True Black 400

Current sale price is £469

OMEN 27 Gaming Monitor - 27in FHD (1920 x 1080) 165hz, 1ms Response, AMD FreeSync Premium, Adjustable Stand, PC & Console Compatible

Current sale price is £149

27in IPS 4K UHD Monitor with USB-C (90w PD) Speakers & Height Adjustable Stand

Current sale price is £279

OMEN 24 Gaming Monitor - 24in FHD (1920 x 1080) 165hz, 1ms Response, AMD FreeSync™ Premium, Adjustable Stand, PC & Console Compatible

Current sale price is £129

VU279CFE-P 27" Monitor - 1920x1080 - 100Hz - IPS - Pink

Current sale price is £159

Results: 1 - 30 (of 31)