All Offers | Doona | Fab Lab | good food | Ingersoll | Midea

Free standard home delivery on orders £75+

Expected delivery: Usually within 3-5 days (excluding Sundays and bank holidays).

Excludes large items.

Standard home delivery £3.99 on orders less than £75.

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Free home delivery on orders £75+

Free returns

Shop the brands you love

Pay later with Very Pay

Free home delivery on orders £75+

Free returns

Shop the brands you love

Pay later with Very Pay

Shop early Black Friday deals with Price Promise

Shop early Black Friday deals with Price Promise

All Offers, Doona, Fab Lab, good food, Ingersoll, Midea

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Results: 1 - 30 (of 53)

MFO24EME4R118-BK 60cm Double Oven Freestanding Cooker With Ceramic Hob - Black

Current sale price is £329

MFO24EME4R118-WH 60cm Double Oven Freestanding Cooker With Ceramic Hob - White

Current sale price is £329

MDRB379FGD30 Super Cool Technology 55cm Fridge Freezer Black

Current sale price is £279

MFA06W90BA/W 9kg Steam Care Integrated Washing Machine White

Current sale price is £344

Doona+ Car Seat & Stroller Nitro Black

Current sale price is £269

Doona-i Infant Car Seat - Nitro Black

Current sale price is £369

Doona-i Infant Car Seat & Stroller - Sahara Sand

Current sale price is £369

1892 The Play Automatic Mens Watch with Black Skeleton Dial and Black PU Strap - I15301

Current sale price is £225

1892 The Challenger Horween Leather Mens Watch

Current sale price is £320

The Herald Automatic Watch with a Grey Dial and a Silver Stainless Steel Strap - I00405B

Current sale price is £228

The Jazz Silver Skeleton Moonphase Automatic Dial Black Leather Strap Watch

Current sale price is £232

1892 The Baller Automatic Mens Watch with Black Skeleton Dial and Gold Bracelet - I15001

Current sale price is £260

Anvil Automatic Gents Watch, Black dial, Stainless Steel Case and Bracelet

Current sale price is £168

1892 The Tenessee Automatic Mens Watch with Silver Dial and Black Leather Strap - I13105

Current sale price is £237

1892 The Broadway Automatic Mens Watch Green Dial and Silver Bracelet

Current sale price is £225

1892 The Herald Rose Gold and Grey Skeleton Dial Brown Leather Strap Automatic Mens Watch

Current sale price is £213

1892 The Jazz Automatic Mens Watch with Gold Dial and Gold Stainless Steel Bracelet- I07711

Current sale price is £284

Gents Automatic Watch, Black dial Square Stainless Steel case and Black Leather Strap

Current sale price is £252

Gents Automatic Watch, Black dial Square Stainless Steel case and Brown Leather Strap

Current sale price is £236

1892 The Yield Automatic Mens Watch with Green Dial and Silver Stainless Steel Bracelet - I17802

Current sale price is £264

1892 The Baller Automatic Mens Watch with Black Skeleton Dial and Silver Stainless Steel Bracelet - I15002

Current sale price is £240

1892 The Yield Automatic Mens Watch with Black Dial and Black PU Strap - I17803

Current sale price is £240

MF205W90WBA30/W 9kg Steam Care Washing Machine White

Current sale price is £299

1892 The Rigger Automatic Mens Watch with Black Dial and Blue PU Strap - I17901

Current sale price is £189

Bronc Automatic Gents Watch, Black dial with gold detail, Stainless Steel Case and Bracelet

Current sale price is £198

The Broadway Automatic Mens Watch with Black Dial and Stainless Steel Bracelet - I12901